	2024	2025	2026	2027
Revenue	10,904	11,546	12,092	12,606
Dividend	0.51	0.69	0.88	0.81
Dividend Yield (in %)	3.14 %	4.28 %	5.44 %	4.98 %
EPS	2.02	2.29	2.72	3.35
P/E Ratio	8.01	7.08	5.95	4.83
EBIT	4,217	4,603	5,001	5,425
EBITDA	-	-	-	-
Net Profit	2,241	2,560	2,855	3,084
Net Profit Adjusted	2,382	2,566	2,836	3,051
Pre-Tax Profit	3,803	4,114	4,501	4,830
Pre-Tax Profit Reported	3,619	4,105	4,568	4,907
EPS (Non-GAAP) ex. SOE	2.21	2.46	2.83	3.61
EPS (GAAP)	1.89	2.34	2.85	3.38
Gross Income	-	-	-	-
Cash Flow from Investing	-	-	-	-
Cash Flow from Operations	-	-	-	-
Cash Flow from Financing	-	-	-	-
Cash Flow per Share	-	-	-	-
Free Cash Flow	-	-	-	-
Free Cash Flow per Share	-	-	-	-
Book Value per Share	25.45	27.82	31.09	35.38
Net Debt	-	-	-	-
Research & Development Exp.	-	-	-	-
Capital Expenditure	-	-	-	-
Selling, General & Admin. Exp.	-	-	-	-
Shareholder’s Equity	30,054	30,644	31,363	30,523
Total Assets	541,767	551,289	561,162	571,143

	Previous Quarter ending 09/30/24	Current Quarter ending 12/31/24	Next Quarter ending 03/31/25	Current Year ending 12/31/24	Next Year ending 12/31/25
Earnings Estimates
No. of Analysts	5	5	1	18	18
Average Estimate	0.475 EUR	0.272 EUR	0.610 EUR	2.010 EUR	2.267 EUR
Year Ago	0.552 EUR	0.319 EUR	0.602 EUR	1.630 EUR	-
Publish Date	11/6/2024	2/13/2025	5/9/2025	5/15/2025	-
Revenue Estimates
No. of Analysts	3	3	1	15	15
Average Estimate	2,697 EUR	2,671 EUR	2,928 EUR	10,888 EUR	11,513 EUR
Year Ago	5,862 EUR	5,998 EUR	6,428 EUR	22,472 EUR	-
Publish Date	11/6/2024	2/13/2025	5/9/2025	5/15/2025	-

* Average Estimates in Million (e.g. Revenue) or per share (e.g. Dividend). Source: FactSet

Income Statements in Mio. EUR

	2023	2022	2021	2020	2019	2018	2017
Sales	22,472.00	14,647.00	12,154.00	11,437.00	12,974.00	12,883.00	14,358.00
Change of sales in %	53.42	20.51	6.27	-11.85	0.71	-10.27	-0.26
Gross profit on sales	-	-	-	-	-	-	-
Gross profit on sales change in %	-	-	-	-	-	-	-
Operating income	3,437.00	2,048.00	1,372.00	-184.00	1,203.00	1,150.00	1,481.00
Operating income change in %	67.82	49.27	-	-	4.61	-22.35	30.03
Income before tax	3,399.00	1,992.00	99.00	-2,632.00	1,119.00	1,233.00	472.00
Income before tax change in %	70.63	1,912.12	-	-	-9.25	161.23	-4.26
Income after tax	2,030.00	1,245.00	431.00	-2,870.00	644.00	865.00	156.00
Income after tax change in %	63.05	188.86	-	-	-25.55	454.49	-44.09

Balance Sheet in Mio. EUR

	2023	2022	2021	2020	2019	2018	2017
Total liabilities	494,790.00	460,981.00	443,217.00	478,316.00	432,968.00	432,958.00	426,276.00
Long-term liabilities per share	-	-	-	-	-	-	-
Equity	33,008.00	30,905.00	29,827.00	28,600.00	30,668.00	29,411.00	30,041.00
Equity change in %	6.58	4.04	4.99	-6.44	4.12	-2.31	0.92
Balance sheet total	527,798.00	491,886.00	473,044.00	506,916.00	463,636.00	462,369.00	456,317.00
Balance sheet total change in %	7.30	3.98	-6.68	9.33	0.27	1.33	-6.19

Key Data in EUR

	2023	2022	2021	2020	2019	2018	2017
Sales per share	18.04	11.70	9.70	9.13	10.36	10.29	11.46
P/E ratio (year end quote, basic EPS)	6.60	8.89	19.48	-	10.73	8.37	104.21
P/E ratio (year end quote, diluted EPS)	6.60	8.89	19.48	-	10.73	8.37	104.21
P/E ratio (year end quote)	6.60	8.89	19.48	-	10.73	8.37	104.21
Dividend yield in %	3.25	2.26	0.00	0.00	0.00	3.46	0.00
Equity ratio in %	6.25	6.28	6.31	5.64	6.61	6.36	6.58
Debt ratio in %	93.75	93.72	93.69	94.36	93.39	93.64	93.42

Commerzbank Dividend Calendar

Date	Name	Dividend	*yield	Currency
2023	Commerzbank	0.35	3.25	EUR
2022	Commerzbank	0.20	2.26	EUR
2021	Commerzbank	0.00	0.00	EUR
2020	Commerzbank	0.00	0.00	EUR
2019	Commerzbank	0.00	0.00	EUR
2018	Commerzbank	0.20	3.46	EUR
2017	Commerzbank	0.00	0.00	EUR
2016	Commerzbank	0.00	0.00	EUR
2015	Commerzbank	0.20	2.09	EUR
2014	Commerzbank	0.00	0.00	EUR
2013	Commerzbank	0.00	0.00	EUR
2012	Commerzbank	0.00	0.00	EUR
2011	Commerzbank	0.00	0.00	EUR
2010	Commerzbank	0.00	0.00	EUR
2009	Commerzbank	0.00	0.00	EUR
2008	Commerzbank	0.00	0.00	EUR
2007	Commerzbank	10.00	3.81	EUR
2006	Commerzbank	7.50	2.60	EUR
2005	Commerzbank	5.00	1.92	EUR
2004	Commerzbank	2.50	1.65	EUR
2003	Commerzbank	0.00	0.00	EUR
2002	Commerzbank	1.00	1.34	EUR
2001	Commerzbank	4.00	2.29	EUR
2000	Commerzbank	14.30	4.63	EUR

*Yield of the Respective Date

Commerzbank Calendar

Event	Estimate	Info	Date
Earnings Report	0.475 EUR	Q3 2024 Earnings Release	11/06/2024
Earnings Report	0.272 EUR	Q4 2024 Earnings Release	02/13/2025
Earnings Report	0.610 EUR	Q1 2025 Earnings Release	05/09/2025
Annual General Meeting	-	Annual General Meeting	05/15/2025
Earnings Report	0.570 EUR	Q2 2025 Earnings Release	08/06/2025
Earnings Report	-	Q3 2025 Earnings Release	11/06/2025
Earnings Report	-	Q4 2025 Earnings Release	02/12/2026
Earnings Report	-	Q1 2026 Earnings Release	05/13/2026
Earnings Report	-	Q2 2026 Earnings Release	08/12/2026
Earnings Report	-	Q3 2026 Earnings Release	11/05/2026

Commerzbank Past Events

Event	Actual EPS	Info	Date
Earnings Report	0.454 EUR	Q2 2024 Earnings Release	08/07/2024

Commerzbank Profile

Commerzbank AG engages in the provision of commercial banking services. It operates through the following business segments: Private and Small-Businesses Customers, Corporate Clients, and Others and Consolidation. The Private and Small-Businesses Customers segment focuses on the universal bank services for private and small-business customers, online securities transactions, and asset management. The Corporate Clients segment includes credit products and financing solutions for mid-size corporate clients, international corporations, and financial institutions. The Others and Consolidation segment contains the income and expenses which are not attributable to the business segments. The company was founded on February 26, 1870 and is headquartered in Frankfurt, Germany.

Moody’s Daily Credit Risk Score

Risk

Low
Medium
High

Moody’s Daily Credit Risk Score is a 1-10 score of a company’s credit risk, based on an analysis of the firm’s balance sheet and inputs from the stock market. The score provides a forward-looking, one-year measure of credit risk, allowing investors to make better decisions and streamline their work ow. Updated daily, it takes into account day-to-day movements in market value compared to a company’s liability structure.

Commerzbank Shareholder

Owner	in %
Freefloat	78.38
Government Pension Fund - Global (The)	3.77
Amundi Asset Management SA (Investment Management)	3.16
Norges Bank Investment Management	3.14
Canada Pension Plan	1.49
Vanguard Total International Stock Index Fund	1.22
Goldman Sachs GQG Partners International Opportunities Fund	1.19
iShares MDAX UCITS ETF	0.86

Shareholder percentage totals can add to more than 100% because some holders are included in the free float.

Commerzbank Management

Name	Job
Jens Weidmann	Chairman-Supervisory Board
Bettina Orlopp	Chief Executive Officer
Sabine Mlnarsky-Bstandig	Chief Human Resources Officer
Christiane Vorspel	Chief Operating Officer
Bernhard Spalt	Chief Risk Officer
Gunnar Meyer	Communications Manager
Uwe Tschäge	Deputy Chairman-Supervisory Board
Marek Kaltofen	Director-Equity Capital Markets
Jörg-Alexander Seidel	Director-Equity Capital Markets
Jörg Motel	Global head-Product Management Trade
Hans-Georg Beyer	Group Chief Compliance Officer
Christoph Wortig	Head-Investor Relations
Rainer Mastenbroek	Head-Liquidity & Funding
Daniela Mattheus	Independent Member-Supervisory Board
Gertrude Tumpel-Gugerell	Independent Member-Supervisory Board
Burkhard Keese	Independent Member-Supervisory Board
Frank Czichowski	Independent Member-Supervisory Board
Sabine U. Dietrich	Independent Member-Supervisory Board
Jutta A. Dönges	Independent Member-Supervisory Board
Michael Kotzbauer	MD-Business Segment Corporate Clients
Thomas Schaufler	Member-Management Board
Ralf Stefan Wittmann	Member-Supervisory Board
Harald Christ	Member-Supervisory Board
Sandra Persiehl	Member-Supervisory Board
Frank Westhoff	Member-Supervisory Board
Frederik Simon Werning	Member-Supervisory Board
Nina Olderdissen	Member-Supervisory Board
Caroline Seifert	Member-Supervisory Board
Michael Schramm	Member-Supervisory Board
Sascha Uebel	Member-Supervisory Board
Heike Anscheit	Member-Supervisory Board
Gunnar de Buhr	Member-Supervisory Board
Maxi Katharina Leuchters	Member-Supervisory Board
Bernd Reh	Vice President