Credit Cards at Virginia Credit Union
flex card

Flex Rewards Mastercard®

With a Flex Rewards Mastercard, you will earn 2x points on travel, entertainment, and dining purchases and 1x on all other purchases. Redeem points for gift cards, travel, experiences, merchandise, or cash back!?

Our lowest intro rate. Ever.

0%

APR applies for 12 months? on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies. A 3% balance transfer fee will apply for transfers during the 60 day introductory period.

Introductory offer.

20K points

Earn 20,000 in bonus points when you spend $3,000 within the first 90 days. That's equal to $200 in gift cards!

Earn points and rewards.

2x

Earn 2x points? on travel, entertainment, and dining and 1x points on all other purchases.

Features of every Flex Rewards card:

  • Fewer fees

    No annual fee, no cash advance fee, AND no foreign transaction fee.

  • Unlimited points

    There's zero limit to how many points you earn on every purchase.

  • Easy to redeem

    Redeem your points today in online banking or the mobile app.

  • Rewards for every priority

    Redeem your points for gift cards, travel, tickets, cash back, and more. View sample rewards.

  • Manage Cards

    Lock and unlock your cards, make online payments, and more with Manage Cards.

  • Mastercard® benefits

    Enjoy all the added benefits from Mastercard at no additional cost.

vcu cards

Show your VCU pride with the Black & Gold Mastercard®

Take your Ram pride wherever you go with the official card design of VCU fans. Pick from three options to deck out any one of our VACU credit cards with an exclusive VCU design. Plus, get the benefit of special VCU-related discounts added to your card!

  • Credit Card Resources

    See More Resources

    • Mastercard® Benefits

      Enjoy all of the added benefits of Mastercard at no cost to you or your credit union. For more information about these benefits call 800 Mastercard.
    • Manage Cards

      Manage your VACU cards anytime, anywhere. Access features for your credit and debit cards within online banking and our mobile banking app.

Start earning points on all your purchases.

Earn points for everyday expenses with the Flex Rewards Mastercard.