Letter to report a problem with something bought on credit card
docx (13 KB)
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To report a problem with something you bought with a credit card:
[Your address]
[Company address]
Reference: [Details of your complaint and card number xxx]
Dear
On [date], I bought [item] from [retailer] using the above card.
The [item] has proved to be [faulty/ not as described/ not fit for purpose] because [explain problem].
I have tried unsuccessfully to resolve this dispute with the retailer and am now looking to you to pay me [set out what the sum you are seeking e.g. the cost of repairs] or [to provide a refund].
I base my claim on Section 75 of the Consumer Credit Act 1974 which makes you jointly and severally liable for any breaches committed by the retailer.
I would be grateful if you could respond within 14 days
Yours faithfully,
docx (13 KB)
There is a file available for download. (docx — 13 KB). This file is available for download at .