Commercial Property Insurance

RLI’s flexibility allows our underwriters to design commercial property coverages to meet the specific needs of the individual situation.

Underwriting experience and service combine to make our commercial property insurance coverages effective and competitive. During a time when many companies have entered the market with little experience, RLI’s team of property underwriters have been in the field for an average of over 20 years.

Using expertise to customize a solution to meet your needs

We take pride in providing timely service, sound underwriting decisions and delivering results for our wholesale brokers. RLI underwriters have the surplus lines insurance insight to act on market changes and competitive pressures.

The flexibility of non-admitted coverage allows our underwriters to design coverages to meet the specific needs of the individual situation.

When you’re looking for innovative solutions to highly specialized risks, call RLI. You’ll appreciate our specialty insurance expertise and our customer service. RLI underwriters also have binding authority. That breeds flexibility, confidence, efficiency, and a level of personalized customer service that is hard to find. Call an RLI branch office, or the broker in your area, today to find:

• Flexible, knowledgeable, individual risk underwriters tailor the policy to the needs of the insured
• A wide variety of classes available including larger difficult accounts
• Policies issued within 15 days

Capacity

RLI offers in-house capacity of up to $25,000,000 for primary and excess coverages with per occurrence and annual aggregates.

Geographic Availability

RLI’s property insurance is available in all states with the exception of Louisiana through wholesale brokers. 

Types of Coverage

• Buildings Business
• Personal Property
• Stock
• Personal Property of Others
• Improvements and Betterments
• Loss of Business Income
• Extra Expense
• Leasehold Interest
• Replacement Cost
• Property in the Course of Construction
• Increased Cost of Construction
• Demolition Coverage

 *Basic, broad and special forms of coverage are available based on the risk’s exposures.