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Digital wallets will transform into commerce enablers more quickly
Physical consumer credit cards will start to disappear
Credit cards will respond to the BNPL subscription rewards threat
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About This Report
Digital wallets’ transformation into commerce enablers speeds up. We make a case for digital-only consumer credit cards. And we see a new threat that BNPL poses to credit cards.
Digital wallets will transform into commerce enablers more quickly
Physical consumer credit cards will start to disappear
Credit cards will respond to the BNPL subscription rewards threat
Sources
Media Gallery
Accelerating payments innovation is transforming modern wallets into commerce enablers. Innovation also demands that credit card issuers consider digital-only consumer credit cards and rewards-based subscriptions. Here’s how we predict these trends will shake out in H2 2024.
Key Question: What outcomes will key payments trends shape by the end of 2024?
Key Stat: Almost 6 in 10 US consumers will use mobile wallets to make payments this year, and we expect that number to climb to nearly 70% by 2028. Innovation in commerce management features will push user engagement into overdrive.
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Table of Contents
Executive Summary
Digital wallets will transform into commerce enablers more quickly
Physical consumer credit cards will start to disappear
Credit cards will respond to the BNPL subscription rewards threat
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