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Convert more customers
Increase conversion with built-in optimisations, access to 100+ payment methods, and one-click checkout. Unify online and in-person payments to provide a seamless customer experience.
Global reach, local experience
Expand to new markets faster by launching payment methods and presenting in local currencies. Sell cross-border to 195+ countries and lower the costs of multi-currency management.
Less fraud, more revenue
Automatically decrease fraud and improve authorisation rates with Stripe’s machine learning–powered optimisations, which are trained on billions of data points.
Move faster and lower costs
Save time and engineering resources through increased developer productivity. Avoid downtime with leading reliability and reduce costs through alternative payment methods and rails.
Online payments
Optimise your checkout experience
Stripe’s Optimized Checkout Suite delivers a frictionless customer experience. Increase revenue and save thousands of engineering hours with pre-built payment UIs, easy access to more than 100 payment methods, and Link, Stripe’s one-click checkout.
11.9%
average revenue uplift for businesses using Stripe’s latest checkout optimisations
Turn on the most popular payment methods from the Stripe Dashboard, and then use Stripe’s machine learning algorithm to dynamically show customers the most relevant ones you’ve enabled. Experiment with new payment methods, A/B test to understand impact, and set custom rules with no code – while offloading maintenance and eligibility requirements to Stripe.
One-click checkout with Link
Enable your customers to check out in as little as six seconds with Link – a network that’s adding millions of new customers every month. Returning customers can use Link to pay with a previously saved US bank account or credit card, helping you improve your conversion rates and customer experience.
Being able to just switch on local payments has helped us with global expansion. Stripe does all the hard work in the background. Local payment methods are no longer blocking us from investing more in certain regions.
Working with Stripe and implementing its Optimized Checkout Suite has helped BigCommerce increase revenue and we couldn't be more thrilled. That growth is not common and by adding Payment Element, Link, and local payment methods we have seen some great results not only for our business, but forour customers as well.
Reduce the complexity and cost of multi-currency management with flexible cross-border payment options available in 195 countries across 135+ currencies. Stripe has extensive local acquiring coverage in 47 markets, with direct bank setups and local knowledge.
Access 100+ payment methods
Adapt to customer preferences and expand into new markets by surfacing global payment methods used by buyers around the world.
Present in local currencies
Improve conversion by presenting in local currencies using the latest exchange rate with Adaptive Pricing.
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In-person payments
Unified payments in-person and online
Build a unified commerce experience across online and in-person channels to personalise customer interactions, reward loyalty, and grow revenue. Stripe Terminal’s pre-certified devices serve a wide range of use cases, from countertop to kerbside. With select readers, you can customise splash screens, collect customer input, or run your own POS app directly.
TotalBGN173.88Tap, insert, or swipe to pay
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A complete commerce solution
Learn how Stripe customers use Terminal to accept in-person payments and improve the customer experience.
Improve payment performance with a range of customisable, easy-to-configure payment tools. Startups can launch fast with no-code fraud protection, while large businesses can use advanced payments capabilities to improve optimisation and reduce costs.
Boost auth rates
With Stripe’s direct integrations to card networks, deep partnerships with issuers, and advanced machine learning, businesses on Stripe have realised billions of dollars in incremental revenue through payment optimisations each year – all with no integration work required.
Reduce false declines or your customer having to manually re-enter expired or lost cards, available across all of Stripe’s global markets.
SCA optimisation
Stripe provides pre-built and customisable solutions to help you meet SCA requirements and optimise for conversion with European customers.
Adaptive Acceptance and Smart Retries
Automatically retry transactions at the optimal time using proprietary, machine learning algorithms.
Since moving over to Stripe, our payment processing approval rates have picked up by 6% in a very short period of time, which is a huge win in improving our conversion rates with customers and our reputation with issuers.
Get visibility into network costs with deep insights from Stripe’s network costs insights report and cost optimisation workshops to better manage transaction costs.
Advanced payments capabilities
Use Stripe to easily customise your payments setup with more accessible, enterprise-grade capabilities that can accelerate time to market, increase revenue, and reduce costs.
Unified platform
Move faster with a flexible, reliable platform engineered for growth
From startups looking to launch quickly to large, global businesses eager to improve payment economics, Stripe’s secure, unified platform is built to help your business grow efficiently.
Reliability is revenue
Avoid downtime losses even during peak periods such as Black Friday. With more than 500M API requests per day and daily capacity tests, Stripe is the only major payment processor to publish its uptime. Our overprovisioned API servers mean easy scale-up and minimal latency.
Simplify compliance with an industry-leading partner certified to the highest compliance standards and operational excellence. Stripe is a member of the PCI Board of Advisors and has a 100% PCI audit success rate as a PCI Level 1 Service Provider.
SSAE18/SOC 1 type 1 and type 2 and SSAE18/SOC 2 type 1 and type 2 reports
PSD2 and Strong Customer Authentication (SCA) compliant
Money Transmitter Licences across US
PCI DSS Level 1 certification
Know Your Customer and AML checks
E-Money Licences in the EU and the UK
Keep payments secure
Build on a platform designed to protect your data with AES encryption and isolated infrastructure that doesn’t share any credentials with Stripe’s primary services.
Stripe received top scores in more criteria than any other vendor evaluated
Stripe was recognised with the joint highest score in both the strategy and current offering categories in The Forrester Wave™.
5/5
score in payments performance optimization
5/5
score in innovation
Shopify has been doing this with Stripe for almost a decade, and we trust Stripe’s DNA to always do the right thing for its customers. If you’re good at building software, you think of APIs, architecture, speed, and resilience. This is what Stripe is so good at: making the complexity of money go away, being resilient, uptime, and beautiful APIs.
Creating payments experiences that combine payments innovation, reduced friction, and cost savings is at the core of what we do. Using Link to give customers the option to easily pay with their bank accounts puts us in a position to tick all those boxes while providing access to an increasingly popular mode of payment. Stripe shares our commitment to reliability, customer centricity, and continued innovation – which is why they are a key partner.
Through one integration, we were able to increase our acceptance rates by creating a bespoke approach for each market, offering relevant local payment methods, optimising payments, and navigating 3D Secure in a user-friendly way for our customers.
If you look at every company larger than us, they all use multiple payment processors – but Stripe didn’t exist when these companies were growing up. Our feeling is that we can’t just look to what our larger peers have before us – because now Stripe is here. We’re buying into Stripe’s platform and long-term vision.
A single integration and extensive documentation mean faster time to market, less maintenance of legacy systems, and more focus on customer and product experiences.
const stripe = require('stripe')('sk_test_BQokikJOvBiI2HlWgH4olfQ2');
// Create a payment intent to start a purchase flow.
let paymentIntent = await stripe.paymentIntents.create({
amount: 2000,
currency: 'usd',
description: 'My first payment',
});
// Complete the payment using a test card.
await stripe.paymentIntents.confirm(paymentIntent.id, {
payment_method: 'pm_card_mastercard',
});
Stripe.api_key = 'sk_test_BQokikJOvBiI2HlWgH4olfQ2'
# Create a payment intent to start a purchase flow.
payment_intent = Stripe::PaymentIntent.create({
amount: 2000,
currency: 'usd',
description: 'My first payment',
})
# Complete the payment using a test card.
Stripe::PaymentIntent.confirm(payment_intent.id, {
payment_method: 'pm_card_mastercard',
})
stripe.api_key = 'sk_test_BQokikJOvBiI2HlWgH4olfQ2'
# Create a payment intent to start a purchase flow.
payment_intent = stripe.PaymentIntent.create(
amount=2000,
currency='usd',
description='My first payment',
)
# Complete the payment using a test card.
stripe.PaymentIntent.confirm(
payment_intent.id,
payment_method='pm_card_mastercard',
)
stripe.Key = "sk_test_BQokikJOvBiI2HlWgH4olfQ2"
// Create a payment intent to start a purchase flow.
params := &stripe.PaymentIntentParams{
Amount: stripe.Int64(2000),
Currency: stripe.String(string(stripe.CurrencyUSD)),
Description: stripe.String("My first payment"),
}
pi, _ := paymentintent.New(params)
// Complete the payment using a test card.
confirmParams := &stripe.PaymentIntentConfirmParams{
PaymentMethod: stripe.String("pm_card_mastercard"),
}
paymentintent.Confirm(pi.ID, confirmParams)
$stripe = new \Stripe\StripeClient('sk_test_BQokikJOvBiI2HlWgH4olfQ2');
// Create a payment intent to start a purchase flow.
$payment_intent = $stripe->paymentIntents->create([
'amount' => 2000,
'currency' => 'usd',
'description' => 'My first payment',
]);
// Complete the payment using a test card.
$payment_intent->confirm([
'payment_method' => 'pm_card_mastercard',
]);
Stripe.apiKey = "sk_test_BQokikJOvBiI2HlWgH4olfQ2";
// Create a payment intent to start a purchase flow.
PaymentIntentCreateParams params =
PaymentIntentCreateParams.builder()
.setAmount(2000L)
.setCurrency("usd")
.setDescription("My first payment")
.build();
PaymentIntent paymentIntent = PaymentIntent.create(params);
// Complete the payment using a test card.
PaymentIntentConfirmParams confirmParams =
PaymentIntentConfirmParams.builder()
.setPaymentMethod("pm_card_mastercard")
.build();
paymentIntent.confirm(confirmParams);
StripeConfiguration.ApiKey = "sk_test_BQokikJOvBiI2HlWgH4olfQ2";
// Create a payment intent to start a purchase flow.
var options = new PaymentIntentCreateOptions
{
Amount = 2000,
Currency = "usd",
Description = "My first payment",
};
var service = new PaymentIntentService();
var paymentIntent = service.Create(options);
// Complete the payment using a test card.
var confirmOptions = new PaymentIntentConfirmOptions
{
PaymentMethod = "pm_card_mastercard",
};
service.Confirm(paymentIntent.Id, confirmOptions);
const stripe = require('stripe')('sk_test_BQokikJOvBiI2HlWgH4olfQ2');
// Create a payment intent to start a purchase flow.
let paymentIntent = await stripe.paymentIntents.create({
amount: 2000,
currency: 'usd',
description: 'My first payment',
});
// Complete the payment using a test card.
await stripe.paymentIntents.confirm(paymentIntent.id, {
payment_method: 'pm_card_mastercard',
});
~
How it works
Deep dive into Stripe’s unified payments stack
Explore specific products and features and how they can benefit your business. Or, if you’re new to payments, read our guides to learn more about the fundamentals.
Designed for businesses with large payments volume or unique use cases.
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Multi-product discounts
Interchange plus pricing
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Ready to get started?
Create an account and start accepting payments – no contracts or banking details required. Or, contact us to design a custom package for your business.
Recurring payments
Bill one-off or manage subscriptions and reduce churn.
Platform payments
Easily support multiparty payments and global payouts.