SG10201800338TA - User authentication systems and methods - Google Patents

User authentication systems and methods

Info

Publication number
SG10201800338TA
SG10201800338TA SG10201800338TA SG10201800338TA SG10201800338TA SG 10201800338T A SG10201800338T A SG 10201800338TA SG 10201800338T A SG10201800338T A SG 10201800338TA SG 10201800338T A SG10201800338T A SG 10201800338TA SG 10201800338T A SG10201800338T A SG 10201800338TA
Authority
SG
Singapore
Prior art keywords
authentication
methods
user
capabilities
user authentication
Prior art date
Application number
SG10201800338TA
Inventor
Vamanrao Borkar Vijaykumar
Gupta Shweta
Kumar Agarwalla Sachin
Bahadur Singh Panwar Ajay
Gurunathan Arunmurthy
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201800338TA priority Critical patent/SG10201800338TA/en
Priority to PCT/US2018/062706 priority patent/WO2019139683A1/en
Priority to US16/217,814 priority patent/US11140163B2/en
Publication of SG10201800338TA publication Critical patent/SG10201800338TA/en

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0884—Network architectures or network communication protocols for network security for authentication of entities by delegation of authentication, e.g. a proxy authenticates an entity to be authenticated on behalf of this entity vis-à-vis an authentication entity
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
    • H04L63/0838—Network architectures or network communication protocols for network security for authentication of entities using passwords using one-time-passwords
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0861—Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/20—Network architectures or network communication protocols for network security for managing network security; network security policies in general
    • H04L63/205—Network architectures or network communication protocols for network security for managing network security; network security policies in general involving negotiation or determination of the one or more network security mechanisms to be used, e.g. by negotiation between the client and the server or between peers or by selection according to the capabilities of the entities involved
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication
    • H04W12/068—Authentication using credential vaults, e.g. password manager applications or one time password [OTP] applications
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/60—Context-dependent security
    • H04W12/67—Risk-dependent, e.g. selecting a security level depending on risk profiles

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Accounting & Taxation (AREA)
  • General Engineering & Computer Science (AREA)
  • Computing Systems (AREA)
  • Computer Hardware Design (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Health & Medical Sciences (AREA)
  • Biomedical Technology (AREA)
  • General Health & Medical Sciences (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Facsimiles In General (AREA)
  • Accessory Devices And Overall Control Thereof (AREA)

Abstract

USER AUTHENTICATION SYSTEMS AND METHODS Data processing systems and methods for authenticating users are disclosed. In one embodiment a data processing system for authenticating a user of a device comprises: a computer processor and a data storage device, the data storage device storing instructions operative by the processor to: determine authentication capabilities of the device, the authentication capabilities of the device comprising one or more authentication methods; determine a set of authentication options using the authentication capabilities of the device; send an indication of the set of authentication options to the device; receive an indication of a user selected authentication method from the device; generate an authentication data request corresponding to the user selected authentication method; send the authentication data request to the device; receive an authentication response from the device; and authenticate the user using the authentication response. [Figure to print with the abstract: Fig. ] 23
SG10201800338TA 2018-01-15 2018-01-15 User authentication systems and methods SG10201800338TA (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
SG10201800338TA SG10201800338TA (en) 2018-01-15 2018-01-15 User authentication systems and methods
PCT/US2018/062706 WO2019139683A1 (en) 2018-01-15 2018-11-28 User authentication systems and methods
US16/217,814 US11140163B2 (en) 2018-01-15 2018-12-12 User authentication systems and methods

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201800338TA SG10201800338TA (en) 2018-01-15 2018-01-15 User authentication systems and methods

Publications (1)

Publication Number Publication Date
SG10201800338TA true SG10201800338TA (en) 2019-08-27

Family

ID=67214472

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201800338TA SG10201800338TA (en) 2018-01-15 2018-01-15 User authentication systems and methods

Country Status (3)

Country Link
US (1) US11140163B2 (en)
SG (1) SG10201800338TA (en)
WO (1) WO2019139683A1 (en)

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US10778435B1 (en) * 2015-12-30 2020-09-15 Jpmorgan Chase Bank, N.A. Systems and methods for enhanced mobile device authentication
AU2019354735A1 (en) 2018-10-02 2021-06-03 Mutualink, Inc. Consensus-based voting for network member identification employing blockchain-based identity signature mechanisms
US11822637B2 (en) * 2018-10-18 2023-11-21 Oracle International Corporation Adaptive authentication in spreadsheet interface integrated with web service
JP7215234B2 (en) 2019-03-05 2023-01-31 ブラザー工業株式会社 Application program and information processing device
JP7234699B2 (en) * 2019-03-05 2023-03-08 ブラザー工業株式会社 Application program and information processing device
US11336682B2 (en) * 2019-07-09 2022-05-17 Nice Ltd. System and method for generating and implementing a real-time multi-factor authentication policy across multiple channels
US20210042732A1 (en) * 2019-08-08 2021-02-11 Mastercard International Incorporated Secure qr code transactions
US10691991B1 (en) * 2019-12-31 2020-06-23 Capital One Services, Llc Computer-based systems and methods involving biometric authentication aspects for handling exceptions, enabling deactivation and/or performing other functionality
US20210243186A1 (en) * 2020-02-04 2021-08-05 Acronis International Gmbh Systems and methods for providing data access based on physical proximity to device
US20210264432A1 (en) * 2020-02-24 2021-08-26 Elfstone Inc. Method for authenticating transactions in real-time
US11615392B2 (en) * 2020-05-01 2023-03-28 Capital One Services, Llc Systems and methods for using information from wearable devices
CN113657910B (en) * 2021-08-13 2023-09-15 平安消费金融有限公司 Real name authentication method, device, electronic equipment and readable storage medium
US20230283603A1 (en) * 2022-03-04 2023-09-07 Micro Focus Llc Dynamic biometric combination authentication
US20240127241A1 (en) * 2022-10-12 2024-04-18 Bank Of America Corporation System and method for electronic resource transfer authentication via a user characteristic data verification engine

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KR100933387B1 (en) * 2000-04-24 2009-12-22 비자 인터내셔날 써비스 어쏘시에이션 Online payer authentication service
US8364593B2 (en) * 2009-06-30 2013-01-29 Visa International Service Association Intelligent authentication
US8494961B1 (en) * 2010-10-14 2013-07-23 Jpmorgan Chase Bank, N.A. Image authentication and security system and method
US8572701B2 (en) * 2011-08-22 2013-10-29 Verizon Patent And Licensing Inc. Authenticating via mobile device
JP2013073416A (en) * 2011-09-28 2013-04-22 Hitachi Ltd Authentication repeating apparatus, authentication repeating system and authentication repeating method
GB2495550A (en) * 2011-10-14 2013-04-17 Ubiquisys Ltd An access point that can be used to establish connections with UE devices using both cellular and wifi air interfaces
US10198725B2 (en) * 2012-01-31 2019-02-05 First Data Corporation Systems and methods for facilitating card present transactions
US10270748B2 (en) * 2013-03-22 2019-04-23 Nok Nok Labs, Inc. Advanced authentication techniques and applications
KR101924683B1 (en) * 2013-04-26 2018-12-03 인터디지탈 패튼 홀딩스, 인크 Multi-factor authentication to achieve required authentication assurance level
US20150142669A1 (en) * 2013-11-16 2015-05-21 Mads Landrok Virtual payment chipcard service
EP3132591A4 (en) * 2014-04-14 2017-08-30 Mastercard International Incorporated Systems, apparatus and methods for improved authentication
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Also Published As

Publication number Publication date
US11140163B2 (en) 2021-10-05
WO2019139683A1 (en) 2019-07-18
US20190222576A1 (en) 2019-07-18

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