JPS60126787A - Card - Google Patents

Abstract

PURPOSE:To utilize a card as a bank book or various licence by adopting a display device and also a nonvolatile memory free of write/erasure to store various data other than the password number of the user, finger print and voiceprint data. CONSTITUTION:SA magnetic stripe 9 is provided to a magnetic card 5, a finger touch part or voice input sections 6, 11, control circuits 7, 12 and display sections 8, 13 are provided to each of the magnetic card 5 and an IC card 10 and a power is fed to each section from the control circuits 7, 12. Moreover, the control circuits 7, 12 are provided with a microprocessor CPU14 controlling the entire system, a ROM15, a finger print detecting section 18, and a RAM16 storing each feature data from a voice input data 20. Moreover, the feature of the finger print or voiceprint registered with the password number of the user of the cards 5, 10 is stored in an R-MEM17. The data in the RAM16 read and the data of the R-MEM17 are compared by a comparator 22 so as to identify the user easily and accurately.

Description

DETAILED DESCRIPTION OF THE INVENTION (Technical Field) The present invention relates to a card such as a credit card, and particularly relates to a security technology that enables identification of an individual user.

(Background technology) With conventional magnetic cards and IC cards, when registering the card, the user's PIN is communicated to the issuer, the PIN is written on a separate device, and the user inputs the PIN separately from a keyboard. The number written on the card was compared with the number entered on the keyboard to determine whether the user was the user. With this method, there are many types of cards for different purposes, and if you have to change the PIN for each card, you will not be able to remember each one, and the PIN will not match and you will not be able to use it, or someone else will memorize your number and use it fraudulently. There were many cases in which cards were used with inconvenience and anxiety, such as being used.

(Problem to be solved by the invention) The purpose of the present invention is to eliminate these drawbacks by adding the user's personal knowledge to the card itself, +3+3 L! ! J m i”, it extracts the unique characteristics of the person, such as fingerprints and voiceprints, and determines if they match the fingerprints and voiceprints registered at the time of card issuance. In this case, the user will be judged as someone else's and cannot use it.Therefore, there is no need to remember the password each time.
By combining a fingerprint or voiceprint with a PIN, a more rigorous security check becomes possible.

(Structure and operation of the invention) First, in FIG. 1, numeral 1 indicates a magnetic card using the currently used magnetic stripe, and numeral 3 indicates an IC card using non-volatile memory, numeral 4.

In the magnetic card or IC card of the present invention, as shown in FIG. 2, the magnetic card 5 has a magnetic stripe 9, a finger rest section 6 or a voice input section, a control circuit 7, a display section 8, etc. 10 indicates an IC card having 11 finger rests or voice input sections, 12 control sections, and 13 display sections. Further, 7 and 12 indicate batteries for supplying power to the 7 and 8 parts and the 12.13 parts.

FIG. 3 shows a block diagram including a fingerprint detection or voice input section and a control circuit section of the magnetic card, IC card, etc. of FIG. 2 of the present invention.

14 is a microprocessor that controls the entire control;
5 is a ROM (Read
1B is a memory for storing the data from the 18 fingerprint detection units, 18 fingerprint analysis and feature extraction data, and 20 voice input data for 21 voice analysis and feature extraction. shows.

Reference numeral 17 denotes a button memory section in which characteristics of a fingerprint or voiceprint registered together with a card user's personal identification number in a card issuing device or the like at the time of card issuance are stored. Incidentally, this memory section is constituted by a non-volatile memory that can retain data even if the battery power source 7 or 12 disappears after being electrically written.

22 is a circuit unit that compares 16 fingerprint data or voiceprint data with 17 registered patterns.

Reference numeral 23 indicates a circuit for controlling the display section 24, and reference numeral 25 indicates a battery for supplying power to this control circuit.

It is assumed that a known method is used as the identification method for each fingerprint and voiceprint in 18.21.

First 5. By placing your finger on El and 11 on the IO card or inputting your voice, you can convert the data of 16 and 17 into 2.
If a match is found by comparing 2, the password registered in 17 will be displayed on 8 and 13 of the card, allowing the user to confirm the number when using the card. Therefore, it is ensured that the card cannot be used by another person, and crimes such as card misuse, which are becoming a problem today, will not occur.

Also, for the users themselves, they often have several types of cards, and the number of machines that cause problems for the wives who use the machines, such as forgetting their PIN numbers due to cards and being captured by the machines, is also decreasing. It has the effect of

In addition to using a display, the present invention also uses non-volatile memory that can be freely written and erased, allowing it to store various data in addition to the user's PIN, fingerprint, and voiceprint data. It can also be used as a passbook or various driver's licenses.

[Brief explanation of the drawing]

FIGS. 1(a) and 1(b) show examples of conventional magnetic cards and IC cards. FIGS. 2(a) and 2(b) show examples of IC cards of the present invention. FIG. 3 shows a circuit block diagram that is incorporated into a card according to the present invention. Patent applicant: Oki Electric Industry Co., Ltd. Patent application agent: Megumi Yamamoto

Claims (1)

[Claims] In a card having a magnetic or electrical information storage means, the card has a non-volatile storage means for storing a fingerprint or a voiceprint, and a non-volatile storage means for reading the fingerprint or voiceprint of the user who actually uses the card. Or, a card characterized by having means for comparing with a voiceprint, means for visually displaying a predetermined password when the comparison result is a match, and a battery power source for operating each of the means.