Lokisha BlueStar - Financial Advisory Services authorised by Sanlam

Happy Worker's Day. Thank you for your hard work!

UNDERSTANDING YOUR PAYSLIP is one of the first steps required on the journey to financial freedom. Knowing how much you earn, how much you are spending on items like MEDICAL AID, TAX, RETIREMENT CONTRIBUTIONS impacts your budget for other monthly expenses. Take the time today to go through your payslip with a financial adviser at Lokisha BlueStar and truly understand every line on it. 📞015 491 0380 📧[email protected] 🏠106 Thabo Mbeki Street, Mokopane ,0601 Polokwane Leave a message on our website to be called back - https://lnkd.in/dSVg2Pu9 #taxreturns #taxrefunds #taxdeductions #taxsavings #payday Source: https://lnkd.in/d3jZSyxq

Very few couples earn roughly equal salaries. Among a myriad of issues, most women tend to earn less than men due to the gender pay gap, and they may take time off work to raise children. This can create a power imbalance. We find out what a financially equal relationship looks like, and how you can achieve it. https://bit.ly/3VORQOF

How do you budget your salary? Share your best tips, tools & tricks in the comments! You may learn something new from our community. #budgeting #financetips #payday 👇👇👇 https://lnkd.in/dGjik-gi

So, you think you’re pretty good at managing your money? 💰 Great news if you are a budgeting whiz. But... ...with only 1 in 10 South Africans able to maintain their standards of living in retirement – plus the fact that we have been shown to be the biggest borrowers in the world – chances are you might not be as skilled with your cash as you think you are. Evelyn wants to see how well you are on your way to financial freedom, test yourself against these six points. 📊 1️⃣ You don’t know how much money comes in and goes out each month 2️⃣ You have credit card debt 3️⃣ You’re surprised by your bills every month 4️⃣ You’re stressed about your finances 5️⃣ You’re not saving for retirement 6️⃣ You feel like you can’t talk about money with loved ones Having a handle on your personal finances can make your life a whole lot easier. Fortunately, Lokisha BlueStar is here to help, whether you want to save towards a back-up savings plan or a bucket list experience. 💼✨ Send Evelyn a message via email or WhatsApp - details on digital business card below - https://lnkd.in/d3BUy3GU #FinancialFreedom #April #FreedomMonth

#MONTHEND Financial Literacy Tips Prioritise 💰 SAVINGS 💰 even when living from pay-cheque to pay-cheque. A strict approach to how you split your income between financial goals and short-term discretionary expenses is key to prioritising saving when you are living pay-cheque to pay-cheque. The initial discomfort of putting more money 💸 towards financial freedom will be balanced out when debt is no longer a line item in your budget. 🏦 PLUS, once you've eliminated debt 👍, the fraction of your income that would've gone towards repayments can now start growing into a sizeable amount of savings so you can realise your financial goals. See other things you can prioritise when living on pay-cheque to pay-cheque in this article. 👏 👉 Like, SHARE, follow and INVITE others to benefit from these #PayDayTips https://lnkd.in/dq_wXhXc #FinancialLiteracy

🫂OVERCOME FINANCIAL ANXIETY🫂 #paydaytips #monthendreview Financial anxiety can lead to people feeling nervous or on edge when interacting or thinking about money, which can impact their relationship with finance. Instead of letting financial anxiety get the better of you, take these steps to stop it: 💰REVIEW YOUR BUDGET It is important to write down all your income and expenses so you can start planning how to spend your money. 💰Be proactive about managing your DEBT Manage your debts by paying a little extra towards your debt each month, and paying off debts with higher interest rates sooner. 💰Start SAVING for an EMERGENCY FUND An emergency fund can be useful for a rainy day or loss of income. You can start small and then slowly increase the amount you put away. To make the process of saving easier, you can try to automate savings so your money moves to a savings account on pay day. 💰Get a SAVING BUDDY A savings buddy is a great way of saving money and can help you develop the discipline needed to continue the practice of saving. 💰INVEST for the long term You may need to consider different investment products such as a tax-free savings or shares, fixed deposits, property or retirement annuities etc. Speak to us on how you can make long-term investments work for you and build wealth. Source: @iol #financialplanning #financialeducation #financialliteracy Speak to a financial planner at Lokisha BlueStar, leave a message below to be contacted for a free consultation and financial plan. https://lnkd.in/dSVg2Pu9

Whether you're single, divorced, or widowed, planning for a future when you've closed the chapter on employment, may be even more important than when you’re in a dual-income or two-person household, with unique considerations before and after you retire. https://bit.ly/3VTb5qd

👶🏻💥🤕🌞 Children can suffer injuries at any time of the year, but it’s during the holidays that we typically see injuries in children spike. 👨👦👦 According to Prof Sebastian van As, Head of the Trauma Unit at the Red Cross Memorial Children’s Hospital, motor vehicle accidents, drownings, and burns are the most common reasons children end up in hospital. 💰💼 The Child Illness and Injury Benefit from Sanlam complements existing cover to provide additional financial relief for less obvious expenses and shortfalls. Make contact to find out more - Lokisha BlueStar 📞015 491 0380 📧[email protected] 🏠106 Thabo Mbeki Street, Mokopane ,0601 Polokwane Remember, a lot has changed since you were a child, but the need to protect children hasn't. Sanlam's Child - Illness and Injury Benefit has been developed specifically for children. While we understand kids being kids may mean a few scrapes and cuts along the way, more serious illnesses and injuries can place families under significant financial pressure. Get peace of mind with the benefit that covers a wide range of diseases, injuries, impairments and infections. From as little as R100 a month.* *Actual premium will depend on child's age, rating details of parents and chosen cover amount. A minimum policy premium of R100pm applies. #FinancialPlanningForParents

Get up to 💯% of your premiums back in your pocket with the Cashback benefit. 🤔Cashback is an optional benefit that you can add to a qualifying new or existing Sanlam policy that always gives you something back. 😍It's your reward for keeping your cover intact. Use it to boost your retirement, cover unexpected expenses or pay towards your child's education. Speak to your financial adviser to 👇learn more.👇 https://bit.ly/3PWxIqa