The Continued Rise of Amazon.com Stock

Amazon.com has undeniably come a long way since its inception in 1994. As the seemingly unbeatable frontrunner in the virtual retail market, Amazon has just introduced another service that should enhance its appeal to consumers and further its rise in the stock market. Amazon Cash is predicted to solidify Amazon.com's stance in the global financial arena and help it break into the burgeoning markets of Mexico, India, and other emerging economies.

What is Amazon Cash?

Amazon Cash is a financial service that allows customers to add cash to their Amazon.com accounts. They mus request a barcode from Amazon.com. The barcode will then be sent to them via text, email, or through the Amazon website.

Once they receive their barcode, customers can then print it off and take it to retailers like CVS, Speedway, and Sheetz to add $15 to $500 to their Amazon.com accounts. They can then use the cash in their accounts to buy products or services from Amazon.

Amazon Cash eliminates the need for customers to use credit or debit cards or buy prepaid Amazon.com gift cards to make purchases on the website. The service is expected to be especially lucrative in countries like Mexico where fewer than 44 percent of people 18 years of age and older have bank accounts. They can load cash to their Amazon.com accounts and buy whatever they want from the company without having to have a credit card or checking or savings account.

What Impact Will Amazon Cash Have on Amazon.com Stock?

Amazon Cash is predicted to further the appeal of Amazon.com and give it a head start in making monetary services available in countries that have been under served by other worldwide banking and financial businesses. It also is expected to increase the value of Amazon.com stock (AMZN) to new heights. In fact, Barclay's recently reported that Amazon could become one of the world's first trillion dollar companies.

Before it reaches that value, however, it could be the ideal investment opportunity for people who want to add Amazon.com stock to their portfolios. They may find it in their best interests to contact financial advisers and capital management experts like James Dondero to buy stock now before it reaches a level that makes it even more valuable and lucrative to investors.

It may reach that point sooner rather than later given the recent trends of Amazon.com stock. In the last year alone, it rose 46 percent. The introduction of Amazon Cash should speed up its rise in the market and become one of the hottest stocks in recent history.

About James Dondero

James Dondero is the CEO and co-founder of Highland Capital Management, L.P., America's largest manager of collaterized loan obligations per dollar amount. Based in Dallas, Texas, Dondero also serves as both the chairman of the board and the CEO of HCM Acquisition Company. His previous experience in the financial industry includes working for American Express and Protected Life. He began his career in finance in 1984.

He is also a graduate of the University of Virginia's McIntire School of Commerce from which he earned dual degrees in finance and accounting. He volunteers extensively throughout the Dallas area for numerous organizations and charities like the Perot Museum of Natural Sciences and SMU's Tower Scholars Program.

A Nice Little Earner: Ways To Make Money You Haven't Thought Of Yet

When we are struggling for money, we tend to start racking our brains for the best places to get our finances rejuvenated. But there are ways beyond the normal methods of selling your items or spending your weekends working a part time job for minimal pay. Have a look at any of these and see if you can use them to your financial advantage.

Doing Online Surveys

If you are looking to earn some money quickly but you haven’t got the time to go out and go through long applications for a part time job, there are many ways to earn money for doing work from home. Doing surveys online may sound like the idea of tedium for some, but if you enjoy filling out forms and giving answers on a scale of one to ten, then this is the one for you. Online survey companies pay only a small amount for each survey completed, but when so many are completed over the course of a day, they all add up.

Transcription Services

Another one where you can work from home, and it is very well paid. Transcription companies need people to type, verbatim, recorded hearings and meetings. With this, you need to make sure you have a very good set of headphones as you will need to hear every syllable of what is being said. You also need a typing speed of approximately 60 words per minute in order for it to be worth your while, otherwise the amount of time to type up one hearing may be quite a while.

Medical Negligence

It’s never the most upbeat of topics, but there may have been an issue in the past where this has occurred. If it really gave you hardship, you could be entitled to medical negligence compensation. It varies from things such as operation related issues, to being issued the wrong medication. Of course, it may be traumatic to go back through something that caused grief for either you or your family, especially if it is related to death. So if you are thinking about going down this route, then discuss it with your loved ones before doing anything else.

PPI Claims

PPI, or Payment Protection Insurance claims have been widely discussed in recent years. A lot of people were not aware that they had this specific type of insurance on their bank or building society account. As a result, they were entitled to a rebate of the cost of the insurance, plus interest. There have been instances of people having PPI on their personal account or business account going as far back as the 1950’s! So, a rebate of the minimal monthly payment for the PPI stretching over a long time can really add up. Look at your bank statements, or contact a company that specialises in PPI claims to see if you have been paying for something you didn’t know you had. As a lot of the banks are putting aside billions of pounds for this problem, it is best to look now while you have the chance.

3 Compelling Reasons To Start Trading Online

Building a sizeable nest egg is something that virtually everybody wants to do in their lives. After all, nobody wants to face a retirement of financial struggle. Even if this part of your life is decades away, it’s never too early to begin those preparations.

For many people, saving money with ISAs and other bank accounts will suffice. But there are plenty of alternative solutions on the market. Trading stocks and shares has been around for generations, but its popularity has grown at a rapid rate thanks to online activities.

Thousands of people are making their first investments every single month. If you’ve been thinking about the possibilities, now might be the perfect time to join the revolution. Here are just three reasons why.

The Chance To Earn More

First and foremost, a financial investment should be profitable. Ultimately, your primary objective is to increase your personal wealth to build a better future. Alternative methods often offer far greater opportunities than saving with the bank, and trading is one of the best.

Property investments and other items can offer steady long-term gains. However, when done right, trading is the best solution for quick and lasting results. Moreover, it offers an unrivaled shot at achieving life-changing figures. You only need to look at history’s most famous traders at investopedia.com to see that.

Of course, trading can come with a risk. But the potential payoff is far too great to ignore. Besides, in today’s market, making a success has never been easier.

Help Is Available

Quite literally anyone can transform their life for the better by using the right trading methods. Sadly, though, those first steps into the cut-throat environment are often the harshest. In previous generations, many people would lose money before they’d even got to grips with the processes. Not any longer.

The internet makes it possible to gain the support of an experienced mentor, which can allow you to maximize your chances of success. By reading unbiased analysis at investedreviews.com, you’ll soon find a source of knowledge. With their support, it won’t be long before you’re making money.

A mentor will teach you the ropes before you learn to stand on your feet. However, the thought of risking money is still daunting. Many trading platforms offer demo accounts, which means you can trial certain ideas before settling on one that works for you.

It’s Enjoyable

Investments shouldn’t be a leisurely activity. After all, they are designed to improve your financial future. Nevertheless, you’ll participate and engage with an investment far more when you enjoy it. In turn, this can only help you earn more money.

Investing money can be fun, especially when you inject the competitive edge of trading. Moreover, the fact that every single day matters can keep you on your toes to enjoy far greater interactions. Not only can this increase your enjoyment, but it will increase your hopes of spotting the right trade at the right time.

Trading isn’t the right investment choice for everyone, but it can be immensely rewarding. Given the ease of completing these processes in the digital age, there’s never been a better time to start.

The Biggest Legal and Financial Risks of E-Commerce

Running an e-commerce business isn’t as cheap as many people think it is. The running costs are extremely high. This is why you can’t allow financial complications to enter into your process. They will also harm your reputation, which will affect sales. Some may even end with prosecution.

Be wary of these risks in e-commerce!

Data security

One of the biggest concerns for any e-commerce company is the security of their data. After all, you’re going to have consumers giving you their bank details. Now, you may not be able to access intimate knowledge of these details yourself. Even the business owners usually can’t get a hold of that information so easily, as the data should be protected. But if a cyber criminal were to access the data somehow, then you’d be in a lot of trouble.

You have a legal obligation to make sure that customers’ information is protected a much as possible. You need to make sure you follow the SSL/TLS security protocols. This ensures that all information exchanged between you and the consumer is encrypted. If you’re using a third-party to collect money, then you need to ensure that they have adequate security measures.

Fraud

Fraud is a very wide-reaching term. Even if we restrict the definition to the world of e-commerce, there are still a lot of dangers covered by that term. But fraud is a big worry both for owners and users of an e-commerce business. The most prevalent problem for the owners is “return fraud”. A criminal consumer may take advantage of your “no questions asked” return policy. They may order a new item, then “return” it within seven days. The returned item, however, may be counterfeit or second-hand. Consumers may also claim never to have received an item and request another.

For consumers, the worry stems from the fact that they’re giving you their card details. We’ve already discussed the risks inherent here in the above section. But if data leaks were to result in fraudulent purposes - or if an employee uses such information to make purchases - then this is severe. In such a case, you may need to protect yourself against a claim or even a charge of credit card fraud.

Non-payment

There have been instances in which a consumer may cancel a payment via their bank for an item they’ve received. This, technically, may fall under credit card fraud. (It could, of course, simply be a misunderstanding.) The bigger worry in this area is that a consumer doesn’t pay after agreeing to have paid for the item at a later date.

Finance is becoming more and more popular an option for e-commerce outlets these days. It’s basically considered a must if the bulk of your products are priced among and above the three figure range. But this option, of course, comes with the risk of a consumer not paying. That’s why many businesses choose to work with a third party who can offer help in collecting these debts. Unpaid debts constitute a big portion of the total losses that e-commerce companies suffer. Don’t let your business fall into the habit of allowing consumers to miss payments.

Advice for People Looking to Make Money from Blogging

When it comes to making money, blogging is commonly thought of as an excellent choice. The problem is that people go into it believing that it is easy and they will make thousands right away. That isn’t the case. Making money from blogging is a long term thing and you need to put effort into it, at least at the start. Here is some advice for those looking to use their writing skills in this way to make money.

1. It Is a Competitive Market : There are so many people now using this method to make money that it is competitive. Blogging used to be something as a hobby but there are now millions of websites online all over the world. Why should someone read your blog over an established one?

That doesn’t mean that you should be discouraged. You just need to remember this to think about ways that your blog is different to everybody else’s. You want to give people a reason to check your blog out and help you earn money, whether through affiliate marketing or AdSense revenue.

2. Making Money Takes Time : People aren’t going to buy a product from you on the first visit. They won’t click an advert for the sake of it, knowing that it will put some money in your pocket. Making money with blogging takes time and you need to give it that. You can help it out though! The best thing that you can do is give people a reason to buy your product.

Email lists are great for doing this. They will give your readers the chance to learn more about you and trust you. The next time you send them an affiliate link, there is more chance that they will click and buy.

3. Pick a Niche for Your Blog : Avoid writing about anything and everything. Find a niche for your blog and stick to that one. Your niche is your topic, which could be technology, business, finance or anything else that you are interested in? Have multiple interests, start a new blog for each one but do it one at a time while you develop a formula that works on the first one.

Having one topic works for numerous reasons. The first is that people are more likely to find out more about everything you’ve written. Your blog posts will interest them in some way after finding one of them. A second is that you will come across as an authority, which is beneficial for your ranking on Google.

4. Think About Your Keywords and Back Links : Keywords are essential if you want your content to rank for something. This is how people will find you! However, there are good techniques that take time to work but will eventually get you on the front page and remain there. The same applies to back linking. This helps people find you but needs to done correctly.

Take the time to learn everything you can about SEO and keywords. There is a multitude of information available online that will help you with this job. As you develop the skills, you will find that your blog ranks higher and more people visit it. This, in turn, helps you increase the amount of money that you will make from it.

Blogging isn’t going to start making you a retirement income overnight but it will if you stick with it. It takes perseverance and hard work but is all worth it in the end. There are plenty of blogging gurus offering their tips for free online to help you!

What is a Loan Workout?

If you’re a small business owner there’s a strong possibility that in order to open your business you obtained a loan from a lender. In the event that your business falls on hard times before the loan is repaid, you may find yourself in a precarious position. Either the loan has to be paid back or the lender may foreclose on the property, putting you out of business for good. So what are your options? In the past, you didn’t really have any. If you didn’t repay the loan, you didn’t run a business any longer. However, recently lenders have become more lenient toward small business owners by offering them a chance to restructure the loan. This is what’s called a “loan workout”. Essentially the lender and the business owner sit down and rework the terms of the loan. Perhaps a smaller interest rate would help you pay it back, or extending the length of time to repay the loan to provide you with more time and smaller monthly payments.

Pre-Negotiation Preparation

Any successful workout begins with a pre-negotiation preparation where you identify the problems within your business and develop solutions based on what caused the financial problems. This should be done prior to approaching the lender so they can see that you have thoroughly analyzed the financial situation and understand the underlying issues at hand.

Workout Negotiations

You should be prepared to respond to whatever loan revisions the lender may suggest. Borrowers are usually in a vulnerable position during workouts and lenders may try to take advantage of that. In a loan workout, almost everything is negotiable: loan length, interest rates, payment schedules and technical loan covenants; therefore, each case is unique and could have a very different outcome.

Legal Assistance

The finance and banking industry is complicated and as banks continue to merge and grow, this complexity only gets bigger. This is why it’s essential to have a corporate law firm represent you and your business. Plus, it’s important that the loan workout be agreed upon by both the lender and the borrower. A corporate law firm is able, legally, to arbitrate such a deal so everyone gets what they want out of the workout.
Loan agreements are legally binding documents and anytime you’re dealing with something legal, it helps to have the backing of a corporate law firm. By doing so you can ensure that you’re not compromising your rights or agreeing to something you missed because it was “in the fine print”. It’s essential for you to protect yourself through corporate law firm representation.
It’s in the best interest of the lender to be repaid and they can’t do that in the face of foreclosure. It’s in your best interest to stay afloat financially until your business rebounds and returns to the black. A loan workout may be the best option for all parties considered. The first step is learning if your lender is open to it at all. If so, then the next step is to hire the experts of a corporate law firm to help protect you from any predatory dealings or aspects of a restructure that would hurt your business further. No one knows the law better than lawyers and you want them on your side.
This article was written by Roger Brent Hatcher, a corporate finance lawyer at Smith, Gilliam, Williams & Miles, a leading Atlanta Law Firm since 1928.

Your Company’s Protection – Business Liability Insurance

You probably thought that your business, because it is small-scale will no longer need liability insurance. Wrong. The truth is, any business, regardless of size, is required by law to have business liability insurance. This is to protect your business from the daily operational uncertainties which most of the time could equate to huge financial losses. Accidents and unforeseen business crisis happen when they are least expected. And if you depend on your company’s income to shoulder the expenses arising out of such mishaps, the company or business will not last long. And as a business person, keeping your business or company protected from such a letdown is top priority and concern.

So what kind of insurance coverage will your business need? How much coverage or protection will your business require?

There are many answers to these two questions. Insurance coverage and protection usually vary from business to business, state to state and funds to funds. A discussion with an insurance broker will help you determine all of these based on the needs of your business.

General Liability Insurance

• General liability insurance for your business will serve as your company’s buffer against any claims from third party resulting from bodily or personal injury, damage to property, false advertising, acts of negligence, etc. This will act as a fund or a budget of the company to take care of all financial obligations resulting from any of these circumstances. And as in any regular small-scale business, the owner fears that his personal funds will be utilized eventually for any of these especially if the financial standing of the business or the company is already shaky.

• Although the insurance broker or agent will give you an idea of what your business needs in terms of insurance coverage, you have to make your personal assessment of what your business needs, how much your coverage will be and how much the business can afford to allocate for these insurance covers.

An important factor to consider is how much coverage is needed for the business. Most businesses would opt for nothing less than a million dollars. This is the generally accepted mark for most businesses as more than enough to cover for most liability claims. Still, this amount may vary on the upside especially for businesses that pay high amounts for punitive or corrective damages.

Another important factor in determining the amount of coverage is the risk of the business. If your business poses high risks for the customers or end users, the amount of coverage needs to be on high side. On the other hand, a low risk business will not need as much.

Additional Liability Insurance

For some businesses, it may be necessary to include additional liability insurance like vehicle or automobile, professional and product liability insurance. These are additional protection for the company for additional claims made by third party against the company.

• Automobile or Vehicle Liability Insurance

If your business utilizes corporate vehicles in the business operations, an additional liability coverage for vehicle will be necessary to have additional protection in the event of an accident or a mishap involving said corporate vehicles.

• Professional Liability Insurance

If your business employs professionals like engineers, architects, designers, etc., the risk of errors or mistakes committed in the performance of their work may be high and prone to legal battles. You need to have coverage on this to protect the company from any lawsuit arising from a failure in design of an architect or an engineer, for instance.

• Product Liability Insurance

If your business is involved in product manufacture or distribution, a good way to protect your business is by having product liability insurance. This will protect your business from total collapse should a product liability lawsuit is hurled against your company resulting from defective product, false advertisement, consumer injury or health complications, warranty breach, etc.

While all of these may sound expensive and costly, there are insurance companies who offer packages at affordable rates or premiums. If you are buying general liability insurance and opt to buy additional liability insurance coverage as well, you will have a better package price than if you are just buying the general liability insurance coverage. Having a thorough consultation with an insurance broker and doing some personal research will put you in a better position to decide what is best for your business in terms of liability insurance coverage.

My name is Mary G. Watson. I am a freelance writer for www.liabilityinsurance.org. I am 33 years old and I have 2 sons. I used to work at a car company in New York as a car insurance agent. I usually write about insurance. However, my topics are not only about cars but also about business and other topics as well.

Insure Your Business With A Business Insurance Quote

Managing your business also entails ensuring that it is covered by insurance. You will never know when accidents such as fire or natural calamities will happen. Getting insurance coverage for your business can at least give you some hope of recovering whatever you will lose as a result of the natural calamities or accidents. If you are just starting out with the business, you may think that there is no need for insurance because you have less risk than a huge multinational company.

But the truth of the matter is that you are better off getting your business covered by insurance. There will always be risks associated with running a business so buying a policy will make sense. You will not only protect the business itself but also your employees as well as other assets. And with the proliferation of insurance providers in the market, finding the appropriate coverage for your business can be easy.

In general, your insurance coverage will depend on the kind of business you are managing. For instance, if you are running a restaurant business, this may entail a higher premium given the variety of risks associated with this kind of business. If you are into operating condominiums, this is important to protect your tenants living in the building.

Before buying an insurance premium for your business, you may want to determine your needs first. For example, are you seeking to insure your employees, the property, or assets? Searching for the right business insurance can be easy once you have an idea of what coverage you are seeking.

When looking for business insurance, sit down with the broker to determine the best coverage for your business. If you are just starting up, you can get general liability, worker’s compensation, or property insurance. If the law requires them, you should include unemployment and disability insurance in the package. As your business expands, you can add other coverage such as life insurance.

As much as possible, you should get more than one quote to allow you to compare them and find the best one that will suit your budget and needs. It is important to find a quote that will ensure that you get your money’s worth.

Make sure that the broker you have in mind has a good track record and quite reliable. Getting an experienced insurance provider will help ensure that you will be getting the right quote for your business. Insuring your company is a risky one so choosing the right provider will count a lot in giving you peace of mind.

There are various ways you can find insurance quotes for your business. The easiest way is to shop online. Another option is to look for referrals from a colleague or another business owner.

Your business is a long term investment so you need to protect it in the best possible way. With the different uncertainties that might come your way, it is always better to be safe than sorry. Follow these tips and you can look forward to safely running your business.

Mags Malvar is a content writer for an advertising specialties company selling personalized promotional products. Check out his blog at http://melvinmags.com.

Earn money with the help of "Youtube"............Friends if you will understand how? Please tell me through comments

Hello everyone i have a doubt regarding online money making matter. Recently i came to know that we can earn money after submitting videos in "You tube".

But it is not clear to me how? Because few of my friends are doing this. In this case i have got an informative video from "you tube". But i am not getting it.

So, if you don't mind please check the video & tell me how i will go forward. Because i think in this recession period we all need to earn some extra income & in this case i think online business is the best business. What you think?

Actually i am very much interested to know it. So, after seeing the video if you will tell me how i will go ahead then i will be thankful to you. You may mail me or just post a comment with your opinion, ideas & suggestions. I am waiting for your reply.