7 tips to save on using coupons

There are several tips that a person can use in order to have the most money on their groceries by using coupons.

1. Organize your coupons

The first tip is to organize all of your coupons. This means that a person is going to need to have a system set up before they even start clipping coupons. This is going to make all of the coupons easy to find when you are looking for a certain one. The most important thing for a person to remember is that not every system is going to work for you so try not to get discouraged. If the first one that you use does not work the way you wanted it to, a second one may work much better!

2. Don't just buy brand names

The second tip on saving money with coupons is to try not to just buy the brand names on groceries. Most of the time, the store brands are going to be just as good as the store brand food items. But if the name brand is on sale for a lower price then the store brand, then of course buy that one especially if you have a coupon for it. This means that it is always a good idea to look for grocery stores that will double or triple the amount that is on the coupon. This will allow you to get the most out of the coupon.

3. Make a collection out of coupons

The third tip is to make a collection out of all of your coupons. This is so that if there is a sale on certain products going on, you will have the coupons that are going to save you even more money. A person can also request some coupons from the manufacturers if they use a certain product a lot.

4. Make a clear plan when going to the grocery store!

The fourth tip is to have a clear plan when you are going to the grocery store. This is so that you can figure out all of the coupons that you have and what is on sale. Therefore, you will be able to match the coupons up with the sales at the store. This method will allow a person to save more money than they could ever even imagined saving. Plus a person is going to be able to see whether or not they need to stock up on other coupons for the grocery trip.

5. Make a list after you make a plan...

The fifth tip is to go in the grocery store with a list of all of the groceries that you need. Therefore, you will be a lot less likely to spend money on things that you do not need. This means that a person is going to need to check the pantry and refrigerator for everything that they are out of so they will know what to add to the grocery list.
6. Plan ahead with your meals

The sixth tip is to make a menu of all of the meals that you are planning on having during the week. This is help you to make a proper list of all of the groceries that you need at home. Every once in awhile, you can allow yourself to have a treat. But it is very important that a person does not overdo themselves when it comes to treating themselves. You do not want to waste any of the money that you are using the coupons to try to save.

7. Check more than one coupon site

The seventh tip is to shop around the different coupon websites to get all of the coupons that you possibly can. You can also check the local newspapers and some of your friends to see if they were able to get different coupons than you. A person needs to remember that the most coupons that they have, the more money that the person is going to save on their grocery bill.

Constanze Morris is a stay at home mom who clips coupons to save while her husband is going back to school to get his Bachelor's degree! She took in savings on over $400 in the past month alone! Savings doesn't end with groceries though. When she need a lower health insurance rate, she checked out healthinsurancequotes.org for the best deal!

7 Tips to Save Everyday

Did you know that you are giving away money every single day? You are almost always tossing money out the window and you probably do not even realize it. Practically everyone is guilty of this habit, but with these seven tips and a bit of finger pointing, you can kick that bad habit out the door and start pocketing money for you and your family. You may not think you are spending as much as you do...but it is the little things that add up quickly.

1. Frugal Food
Food is a major expense. Your body must have food in order to live, so you go to the grocery store. Howeverm you can save TONS ofmoney by clipping coupons. You can also do so by hitting special sales. But the best tip - do not buy what you are not going to eat. If you buy a bunch of bananas (let's say 9 come in the bunch) on sale but only eat 3 before the rest spoil...you have thrown money away. If a recipe calls for an obscure ingredient you do not typically have on hand, but you buy it anyway, chances are pretty high you are going to throw the rest away after it has spoiled. You will save more money by simply not buying more than you will use, than by using every single coupon you run across.
2: Walk More
Gym memberships come with the best of intentions. However, most people do not use the gym as often as should to make it worth the price. A $50 membership could be a great deal or huge ripoff, depending on your habits. The solution is simple and right in front of you. If you want to be fit and healthy then exercise or walk at home or outdoors. With Youtube, a public library and a sidewalk in front of you, the sky's the limit!

3. ATM Fees
Banks have to charge money in order to make money. If you must have cash on hand, plan ahead and take out what you need at one time. It is better to pay one single ATM fee each week, versus multiple transaction fees.

4. Leave the Debit Card
Always carry a credit card with you, in case of an emergency. But you do not necessarily need to carry your debit card with you. How about leaving it hidden in your car? Having to forge for it will likely stop you from being tempted to swing through a fast food restaurant for a quick snack. It will stop that $3.50 coffee purchase. If you have to become accountable for every purchase, you will stop spending needlessly.

5. Batteries
This is easy. Switch to rechargeable batteries. You will save more in the long term and it is better for the environment. The same can be said for CFL bulbs. You'll save on both bulbs and energy bills, and you won't have to buy another bulb for a year.
6. Razor Blades
Razor blades are astronomically expensive and the damage they do to your skin is horrendous. Cut costs by switching to a rechargeable shaver. It may cost more initially, but you will save money over time in shaving cream and razors!

7. Internet
The Internet is your friend and you can save the most money on this every single day by just following a couple steps. If you need to purchase a large item, research it and shop around. Instead of dialing 411 from your cell phone, use the Internet to search for free. Sign up at websites for discounts or join forums for tips and suggestions.

Johnny Jorgenstern likes to save money, write & visit www.termlifeinsurance.org.