Is the Urban Outfitters rewards program worth it? Here's what you need to know

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Whether you love a vintage look or prefer chic and trendy styles, Urban Outfitters is probably on your radar. We love shopping for everything from wedding guest dresses to everyday wardrobe staples at Urban Outfitters—and we think any fashionista would agree. While apparel and accessories at the popular retailer can sometimes add up, the new rewards program can help make checkout a little easier on the wallet. With price cuts on every purchase you make, a freebie just for joining and fast, free shipping, there's no reason not to sign up. 

The membership program, dubbed UO UP, comes with an annual fee of $98 and lets shoppers take an extra 15% off their total full-price purchase at Urban Outfitters, Anthropologie and Free People. Also included in the paid membership is free shipping on every order and free returns. Better still, when you sign up, you'll get an instant $40 gift card to use at any of Urban Outfitters' brands.

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While the membership program is still currently in the testing stage, select zip codes can sign up and start taking advantage of the shopping perks today. If your area isn't yet eligible to participate in the program, Urban Outfitters promises to expand soon. In the meantime, you can still enjoy exclusive savings by joining the brand's existing UO Rewards loyalty program. Unlike the UO UP paid membership program, this free rewards account lets you take 10% off your first order after signing up and allows you to earn points for each transaction—you'll receive a $5 reward card for every 100 points you stack up. 

If you're on the fence about the UO UP paid membership program, or want more details on the free UO Reward program, don't worry—we've rounded up everything you need to know before signing up. 

What is Urban Outfitters UP? 

Urban Outfitters UP, or UO UP, is a new annual membership program that lets customers enjoy price cuts and shopping perks at the retailer's family of brands: Urban Outfitters, Anthropologie and Free People. The program is still in the testing stage but select areas are already able to sign up and start saving. 

While the program costs $98 annually, members get a $40 gift card for signing up and are able to take an extra 15% off all full-priced items, all year long—there's no limit on how many orders you can place, so you can rack up some serious savings. To make it even better, you'll also get free shipping (with no minimum) and exclusive access to select promotions and shopping events. 

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What is Urban Outfitters Rewards?  

Unlike the just-released UO UP program, Urban Outfitters Rewards, or UO Rewards, is a free shopping subscription. This program lets you take 10% off your first purchase after joining and uses a points system that allows you to save on future orders.

Although you won't enjoy as much savings as you would with UO UP, this free rewards program is a great opportunity to save on select purchases, get early access to sales and enter to win exclusive member-only giveaways. After enrolling in the program, you'll get a $5 Urban Outfitters reward credit for every 100 points you stack up. Meanwhile, as you earn more points you'll be bumped to higher rewards tiers with more opportunities to save—the middle silver tier lets you save 20% more points and the highest gold tier lets you save 40% more points. 

There are several ways you can earn points. You'll get 75 points as soon as you sign up for the program, then you can snag another 130 points collectively by downloading the Urban Outfitters app, enabling push notifications and subscribing to the retailer's email list. That means, in addition to getting 10% off your first order, you can also earn 205 points—which is equivalent to a $10 shopping credit. Making a purchase, writing a product review and entering giveaways are other ways to earn points. 

What is the difference between UO UP and UO Rewards? 

Urban Outfitters' new UO UP program is a paid annual membership with shopping perks like free shipping and 15% off every full-price order. UO Rewards is a free loyalty program that lets customers accumulate points that lead to store credit. When you earn 100 points, you receive a $5 store credit. UO Rewards members save 10% on their first order after signing up, while UO UP members get a free $40 gift card after joining the membership program. 

Can I use an Urban Outfitters UP membership at other brands? 

Urban Outfitters UP memberships can be used at Urban Outfitters, Anthropologie and Free People. In order to apply your member savings and shopping perks to all your orders, you'll need to ensure you're logged into your Urban Outfitters account. After logging into your account, you'll be able to shop directly at Urban Outfitters or navigate to your account settings to easily link your membership with Anthropologie and Free People—just click on the appropriate brand link and enter your membership ID to start saving. 

How much does Urban Outfitters UP cost? 

A UO UP membership costs a flat rate of $98 per year. 

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When will the full version of Urban Outfitters UP launch? 

At this point, it's unclear when the full version of UO UP will launch. Currently, the retailer is allowing individuals in select billing zip codes access to the program during the test stage. According to the brand, the paid membership program will expand soon. 

Is Urban Outfitters UP worth it? 

For those who frequently shop at Urban Outfitters, Anthropologie and Free People, a UO UP membership is absolutely worth it. As a UO UP member, you'll save 15% on full-price items, avoid paying shipping and return fees (even on low-cost orders), get access to Urban Outfitters' clothing rental service for a discounted rate and even get a $40 gift card just for signing up.  

How do I sign up for Urban Outfitters UP? 

The UO UP membership program is still currently in the test stage, so you'll have to enter your billing zip code to see if you're eligible to sign up. If your billing address is included in the initial launch of the program, you'll be prompted to the sign up screen where you can easily enter your information. 

How do I sign up for Urban Outfitters Rewards? 

Signing up for Urban Outfitters Rewards is free and simple. Just navigate to the website, click on UO Rewards in the top right corner and select "Join Now." You'll be prompted to enter and confirm your email address to finalize your membership. 

What are the benefits of an Urban Outfitters UP membership? 

If you're a frequent Urban Outfitters, Anthropologie and Free People shopper, a paid UO UP membership has several advantages over the free UO Rewards loyalty program. With a paid membership, you'll have more opportunities to save, plus you'll get free shipping on ever order. As a UO UP member, you can take an extra 15% off every full-price purchase plus, you'll get a $40 gift card just for signing up—when you factor in the free store credit, the annual cost is just $58. 

Better still, if you're someone who loves frequently changing your wardrobe, as a UO UP member you'll also be able to save on Urban Outfitters' clothing rental subscription, Nuuly. UO UP members can sign up for the service for just $78 a month—$10 off the monthly $88 rate—and get six styles of your choosing mailed to your home every four weeks. 

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Prices were accurate at the time this article was published but may change over time.