BLUEPRINT

You might be using an unsupported or outdated browser. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website.

Advertiser Disclosure

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full advertiser disclosure policy.

Many travelers use travel credit cards to access valuable benefits and improve their travel experience. Several Chase cards come with high-end travel perks including Chase Luxury Hotel & Resort Collection benefits. 

If you like to take advantage of all the amenities when staying at a luxury hotel or resort, this may be a perk you want to utilize. This program doesn’t offer savings on nightly hotel rates but provides complimentary extra amenities to upgrade your stay. Here’s how to maximize your Chase credit card benefits on your next vacation. 

What is the Chase Luxury Hotel & Resort Collection?

The Chase Luxury Hotel & Resort Collection features over 1,000 luxury hotels, resorts, lodges and spas. It features independent properties and properties at larger chains worldwide. 

When you book a stay at one of the participating properties, you’ll get upgrades and perks included at no additional charge. For example, you may receive a room upgrade and resort credits. The exact perks depend on the individual property.

Some brands in the collection include Andaz Hotels, Fairmont Hotels and Resorts and Four Seasons Hotels and Resorts. 

You must use a qualifying Chase credit card for payment. Unfortunately, if you redeem Chase Ultimate Rewards® points for a stay at a Luxury Hotel & Resort Collection property, you won’t receive the extra amenities and perks.

You can make a reservation directly with a Chase Luxury Hotel & Resort Collection Travel Specialist or online at Lhrcollection.com. You can also make a reservation directly through the Chase Travel℠ portal. 

Chase cards to get you access

Only select Chase-issued cards let you access the benefits provided by booking with the Chase Luxury Hotel & Resort Collection program. These are the credit cards that grant this perk: 

Note: If you have another Chase card, like the Chase Sapphire Preferred® Card or the Chase Freedom Unlimited®, you won’t be able to access the Luxury Hotel & Resort benefits. Review the specific details of your card to see what other benefits are provided.

Both the Chase Sapphire Reserve and the Sapphire Preferred offer robust travel benefits. Here’s a full list of the perks.

our partner

Ad

Blueprint receives compensation from our partners for featured offers, which impacts how and where the placement is displayed.

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card
BLUEPRINT RATING
Our ratings are based on specific use cases for each card. We compared this card to others in the same category and developed our rankings based on this criteria, along with our editorial input. Note that although we chose this card as the best in its category, the right card for you will depend on your own financial circumstances.
Apply Now
On Chase Bank USA, NA’s secure website

Welcome bonus

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.

60,000 bonus points

Annual fee

$95

Regular APR

21.49%-28.49% Variable

Credit score

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

(700 – 749) Good, Excellent
Earn 5x points on travel purchased through Chase Travel℠, 3x points on dining and 2x points on all other travel purchases, plus more.

Editor’s take

Pros
  • Flexible points that can be transferred to 14 travel partners or redeemed through Chase Travel℠ at 1.25 cents each.
  • $50 annual statement credit toward Chase Travel hotel bookings.
  • Valuable travel protections.
Cons
  • $95 annual fee.
  • Category bonuses are limited and not competitive against other travel cards.
  • Transfer partner list is limited compared to programs like Amex Membership® Rewards and Citi ThankYou®.
The Chase Sapphire Preferred may not have a premium fee but it comes packed with enough benefits to stand tall in a crowded field of travel cards. It earns rewards at generous rates on travel purchased through Chase and on dining, and offers the same lineup of transfer partners as the more expensive Chase Sapphire Reserve®, plus a robust selection of travel protections.

Card details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC

Benefits of the Chase Luxury Hotel & Resort Collection

The benefits offered through the Chase Luxury Hotel & Resort Collection program vary by property. Before making a hotel reservation review the property-specific perks so you know what to expect. You can also contact the property for more information. 

Some examples of perks include the following:

  • Free welcome gift.
  • Complimentary daily breakfast for up to two guests.
  • Property credits (such as dining, spa or activity credits).
  • Greens fees.
  • Room upgrades. 
  • Complimentary wifi.
  • Early check-in. 
  • Late check-out. 

It’s worth noting that some perks like room upgrades, early check-in and late check-out are subject to availability and may not be provided. While you won’t get a discount on the nightly hotel rate by booking a Chase Luxury Hotel & Resort Collection property, the benefits offered through the program could have significant value or simply make your trip more enjoyable.

How to book your next stay with the Chase Luxury Hotel & Resort Collection

First, you’ll want to verify that you have an eligible Chase credit card. Then, make a reservation through a Luxury Hotel & Resort Collection Travel Specialist, the Luxury Hotel & Resort Collection website (Lhrcollection.com) or the Chase Travel portal and pay using your eligible card. 

To book online, you’ll be prompted to verify the first few numbers of your credit card or asked to log in to your Chase account. 

You must use your Chase credit card for payment to be eligible for the Luxury Hotel & Resort Collection benefits. You can’t pay for your stay using Chase Ultimate Rewards points if you want to utilize the program benefits. 

Should you book with Chase?

If you’re a luxury traveler, you may want to give the Chase Luxury Hotel & Resort Collection program a try. 

The valuable amenities provided can help make your hotel stay more enjoyable and could help you save money on travel expenses. Plus, you’ll earn rewards since you’ll be using your Chase credit card to pay for your stay. 

But before you book, you may want to review the nightly rates offered directly by the hotel. If direct pricing is cheaper, you’ll need to decide whether the additional amenities offered through the Chase Luxury Hotel & Resort Collection are worth the extra cost. In some situations, booking directly with a hotel, or simply using your points for a free or discounted stay may be the best financial move.

Frequently asked questions (FAQs)

No, you can’t use Chase Ultimate Rewards points to pay for a Luxury Hotel & Resorts Collection hotel stay. You must pay with an eligible Chase credit card to get the additional amenities provided. 

The Chase Luxury Hotel & Resort Collection features over 1,000 luxury properties worldwide. Four Seasons, Fairmont and Andaz are some brands included in the collection. You can search for eligible properties at Lhrcollection.com or the Chase Travel portal. 

You won’t earn elite status through the Chase Luxury Hotel & Resort Collection program. But you can access exclusive hotel perks that uplevel your stay. Some perks (when available), like room upgrades, early check-in and late check-out, mimic elite status benefits offered through hotel loyalty programs. 

While you won’t get a discount on the nightly hotel rate, the additional perks offered through the Chase Luxury Hotel & Resort Collection program could help you save money. For example, getting breakfast for two during your stay is a valuable perk that can save you money on food expenses.

*The information for the J.P. Morgan Reserve, United Club℠ Infinite Card, United Gateway℠ Card, United Quest℠ Card, United℠ Business Card and United℠ Explorer Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy. The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Natasha Etzel

BLUEPRINT

Natasha has been a freelance writer since 2015. She specializes in credit card and credit card rewards content. When not busy writing, she's either dreaming up her next credit card rewards redemption or traveling the globe. Natasha hopes to encourage more people to experience the world around them while making smart financial choices.

Ashley Barnett has been writing and editing personal finance articles for the internet since 2008. Before editing for USA TODAY Blueprint, she was the Content Director for an international media company leading the content on their suite of personal finance sites. She lives in Phoenix, AZ where you can find her rereading Harry Potter for the 100th time.

Robin Saks Frankel is a credit cards lead editor at USA TODAY Blueprint. Previously, she was a credit cards and personal finance deputy editor for Forbes Advisor. She has also covered credit cards and related content for other national web publications including NerdWallet, Bankrate and HerMoney. She's been featured as a personal finance expert in outlets including CNBC, Business Insider, CBS Marketplace, NASDAQ's Trade Talks and has appeared on or contributed to The New York Times, Fox News, CBS Radio, ABC Radio, NPR, International Business Times and NBC, ABC and CBS TV affiliates nationwide. She holds an M.S. in Business and Economics Journalism from Boston University. Follow her on Twitter at @robinsaks.