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Chase offers credit cards with some of the most flexible rewards and lucrative earning rates on the market today. This is partly due to the generous welcome bonuses Chase credit cards offer, but it’s also due to their top-notch rewards, redemption options and lengthy list of included travel and purchase protections.

While several rewards cards from Chase stand out for their earning rates on everyday spending and cardholder perks, their travel credit cards also stand tall for the flexibility of the issuer’s Chase Ultimate Rewards® points. These are the best Chase credit cards for 2024 as chosen by our team of credit card experts.

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Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card
BLUEPRINT RATING
Our ratings are based on specific use cases for each card. We compared this card to others in the same category and developed our rankings based on this criteria, along with our editorial input. Note that although we chose this card as the best in its category, the right card for you will depend on your own financial circumstances.
Apply Now
On Chase Bank USA, NA’s secure website

Welcome bonus

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.

60,000 bonus points

Annual fee

$95

Regular APR

21.49%-28.49% Variable

Credit score

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

(700 – 749) Good, Excellent
Earn 5x points on travel purchased through Chase Travel℠, 3x points on dining and 2x points on all other travel purchases, plus more.

Editor’s take

Pros
  • Flexible points that can be transferred to 14 travel partners or redeemed through Chase Travel℠ at 1.25 cents each.
  • $50 annual statement credit toward Chase Travel hotel bookings.
  • Valuable travel protections.
Cons
  • $95 annual fee.
  • Category bonuses are limited and not competitive against other travel cards.
  • Transfer partner list is limited compared to programs like Amex Membership® Rewards and Citi ThankYou®.
The Chase Sapphire Preferred may not have a premium fee but it comes packed with enough benefits to stand tall in a crowded field of travel cards. It earns rewards at generous rates on travel purchased through Chase and on dining, and offers the same lineup of transfer partners as the more expensive Chase Sapphire Reserve®, plus a robust selection of travel protections.

Card details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC

Best Chase credit cards

Why trust our credit card experts

Our team of experts evaluates hundreds of credit cards and analyzes thousands of data points to help you find the best card for your situation. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content. You can read more about our methodology below.

  • 35+ cards analyzed.
  • 7+ data points considered.
  • 5-step fact-checking process.

Best Chase card for travel

Chase Sapphire Reserve®

Chase Sapphire Reserve®
BLUEPRINT RATING
Our ratings are based on specific use cases for each card. We compared this card to others in the same category and developed our rankings based on this criteria, along with our editorial input. Note that although we chose this card as the best in its category, the right card for you will depend on your own financial circumstances.
Apply Now
On Chase Bank USA, NA’s secure website

Welcome bonus

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when you redeem through Chase Travel℠.

60,000 bonus points

Annual fee

$550

Regular APR

22.49%-29.49% Variable

Credit score

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

(700 – 749) Good, Excellent
Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining. Earn 1x points on all other purchases.

Editor’s take

Pros
  • Up to $300 annual travel credit and Priority Pass Select lounge access.
  • Redeem points for 50% more value to book travel through Chase Travel℠.
  • Transfer points 1:1 to partners such as United Airlines and World of Hyatt.
Cons
  • High annual fee.
  • Not ideal if you aren’t interested in transferring points.
  • May not qualify if you’ve applied for 5 or more credit cards in the last 24 months.

Card details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when you redeem through Chase Travel℠.
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority PassTM Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Member FDIC

Best Chase card for value

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card
BLUEPRINT RATING
Our ratings are based on specific use cases for each card. We compared this card to others in the same category and developed our rankings based on this criteria, along with our editorial input. Note that although we chose this card as the best in its category, the right card for you will depend on your own financial circumstances.
Apply Now
On Chase Bank USA, NA’s secure website

Welcome bonus

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.

60,000 bonus points

Annual fee

$95

Regular APR

21.49%-28.49% Variable

Credit score

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

(700 – 749) Good, Excellent
Earn 5x points on travel purchased through Chase Travel℠, 3x points on dining and 2x points on all other travel purchases, plus more.

Editor’s take

Pros
  • Flexible points that can be transferred to 14 travel partners or redeemed through Chase Travel℠ at 1.25 cents each.
  • $50 annual statement credit toward Chase Travel hotel bookings.
  • Valuable travel protections.
Cons
  • $95 annual fee.
  • Category bonuses are limited and not competitive against other travel cards.
  • Transfer partner list is limited compared to programs like Amex Membership® Rewards and Citi ThankYou®.
The Chase Sapphire Preferred may not have a premium fee but it comes packed with enough benefits to stand tall in a crowded field of travel cards. It earns rewards at generous rates on travel purchased through Chase and on dining, and offers the same lineup of transfer partners as the more expensive Chase Sapphire Reserve®, plus a robust selection of travel protections.

Card details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC

Best Chase business credit card

Ink Business Cash® Credit Card

Ink Business Cash® Credit Card
BLUEPRINT RATING
Our ratings are based on specific use cases for each card. We compared this card to others in the same category and developed our rankings based on this criteria, along with our editorial input. Note that although we chose this card as the best in its category, the right card for you will depend on your own financial circumstances.
Apply Now
On Chase Bank USA, NA’s secure website

Welcome bonus

Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.

Earn up to $750 bonus cash back

Annual fee

$0

Regular APR

18.49% – 24.49% Variable

Credit score

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

(700 – 749) Good, Excellent
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.

Editor’s take

Pros
  • No annual fee.
  • Rich rewards rate in areas where businesses are likely to spend the most.
  • Employee cards at no additional cost.
Cons
  • There’s a foreign transaction fee.
  • Bonus categories are capped at $25,000 in spending each account anniversary year.
  • Lackluster rewards outside of bonus categories.
The Ink Business Cash Credit Card earns exceptional cash-back rewards on typical office spending categories and strong rewards in other areas, too. Add in a big welcome bonus, plus travel and purchase coverages and you’ve got a top-notch small business card.

Card details

  • Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • 10% Business Relationship Bonus If you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary
  • With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

Best Chase rewards and best Chase cash-back card

Chase Freedom Flex®

*

The information for the Chase Freedom Flex® has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Chase Freedom Flex®
BLUEPRINT RATING
Our ratings are based on specific use cases for each card. We compared this card to others in the same category and developed our rankings based on this criteria, along with our editorial input. Note that although we chose this card as the best in its category, the right card for you will depend on your own financial circumstances.

Welcome bonus

Earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening,

$200 bonus

Annual fee

$0

Regular APR

20.49% – 29.24% Variable

Credit score

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

(700 – 749) Good, Excellent
Earn 5% cash back in categories that rotate quarterly on up to $1,500 when enrolled, 5% on travel purchased through Chase Travel℠, 3% on dining and drugstores and 1% on all other purchases.

Editor’s take

Pros
  • Generous cash-back potential if you maximize rotating categories.
  • Can pool rewards with a premium Ultimate Rewards®-earning card.
  • Low intro APR periods on purchases and balance transfers.
Cons
  • Rotating categories must be activated quarterly.
  • Not all rotating categories will be a good fit for every cardholder.
  • Takes work to track the various rewards categories.
The Chase Freedom Flex charges no annual fee, earns cash back in a wide variety of categories and offers a generous welcome bonus. It also comes with low intro APR periods on purchases and balance transfers. Last, but not least, Chase lets you redeem rewards in a variety of ways — including transferring them to a premium Ultimate Rewards®-earning card and enjoying 25% to 50% more value for travel bookings via Chase’s portal.

Card details

  • Annual fee: $0.
  • Rewards: 5% cash back on up to $1,500 in categories that rotate quarterly (requires activation), 5% cash back on travel purchased through Chase Travel℠, 3% cash back on dining and drugstores and 1% cash back on all other purchases.
  • Welcome bonus: Earn a $200 bonus after spending $500 on purchases in the first three months of account opening.
  • APR: 0% intro APR for the first 15 months on purchases and balance transfers, then a variable APR of 20.49% to 29.24%. There is an intro balance transfer fee of either $5 or 3% of each transfer, whichever is greater, in the first 60 days. Then the fee is the greater of $5 or 5% of each transfer.
  • Perks and benefits: Cellphone protection of up to $800 per claim with a $50 deductible, trip cancellation and interruption insurance, auto rental collision damage waiver, travel and emergency services, purchase protection and extended warranty.

Best Chase card for students

Chase Freedom Rise℠

*

The information for the Chase Freedom Rise℠ has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Chase Freedom Rise℠
BLUEPRINT RATING
Our ratings are based on specific use cases for each card. We compared this card to others in the same category and developed our rankings based on this criteria, along with our editorial input. Note that although we chose this card as the best in its category, the right card for you will depend on your own financial circumstances.

Welcome bonus

Earn a $25 statement credit after signing up for automatic payments within the first three months of account opening.

$25 statement credit

Annual fee

$0

Regular APR

26.99% variable

Credit score

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

New to Credit
Earn 1.5% cash back on all purchases.

Card details

  • Annual fee: $0.
  • Rewards: 1.5% cash back on all purchases.
  • Welcome bonus: $25 statement credit after enrolling in autopay in the first three months of account opening.
  • APR: 26.99% variable APR.
  • Foreign transaction fees: 3% of the amount of each transaction in U.S. dollars.
  • Perks and benefits: Access to Chase Credit Journey for credit score monitoring; financial education resources; 24/7 fraud monitoring; purchase protection; extended warranty protection; trip cancellation/interruption insurance.

Compare the best Chase cards

Credit Card
Credit score
Best For
Annual Fee
Welcome Bonus
Good, Excellent (700 – 749)
Best Chase card for travel
$550
60,000 bonus points  

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when you redeem through Chase Travel℠.

Good, Excellent (700 – 749)
Best Chase card for value
$95
60,000 bonus points  

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.

Good, Excellent (700 – 749)
Best Chase business credit card
$0
Earn up to $750 bonus cash back  

Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.

Good, Excellent (700 – 749)
Best Chase rewards and best Chase cash-back card
$0
$200 bonus  

Earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening,

New to Credit
Best Chase card for students
$0
$25 statement credit  

Earn a $25 statement credit after signing up for automatic payments within the first three months of account opening.

Best Chase cards of July 2024
Best Chase card for travel: Chase Sapphire Reserve®

Why this card made the list

The Chase Sapphire Reserve® is a premium travel credit card from Chase that offers an incredible number of perks and protective features. Despite a steep annual fee, cardholders get access to an up to $300 annual travel credit that applies to any travel purchases, a Priority Pass Select airport lounge membership (valued at $469) with enrollment, an application fee credit for Global Entry, NEXUS or TSA PreCheck membership and some of the best travel insurance benefits of any credit card on the market today.

While points earned with this card can be transferred to Chase airline and hotel partners, the Chase Sapphire Reserve® also shines due to its incredible redemption value for travel through Chase. Cardholders get 50% more value for their points, making a point worth 1.5 cents each when redeemed for airfare, hotels, car rentals and other eligible travel through the Chase Travel portal.

  • Annual fee: $550.
  • Rewards: 5 points per $1 on flights and 10 points per $1 on hotels and car rentals purchased through Chase Travel℠ after the first $300 is spent on travel purchases annually. Earn 3 points per $1 on other travel and dining and 1 point per $1 on other purchases.
  • Welcome bonus: 60,000 points after spending $4,000 on purchases in the first three months of account opening.
  • Foreign transaction fees: $0.
  • APR: 22.49% to 29.49% variable APR on purchases and balance transfers. A balance transfer fee of either $5 or 5% of each transfer, whichever is greater, applies.
Best Chase card for value: Chase Sapphire Preferred® Card

Why this card made the list

The Chase Sapphire Preferred® Card was chosen as the best card for value among Chase credit cards due to its generous rewards on dining and travel plus valuable perks all in exchange for a relatively low annual fee. for everyday spending.

Beyond the earning opportunities this card offers, the rewards can also be transferred to Chase’s airline and hotel partners, making the card an appealing option for those who can’t stomach the annual fee on the pricier Chase Sapphire Reserve. Rewards on this card are worth 25% more when redeemed for travel through Chase, and cardholders get automatic benefits like a $50 annual hotel credit, several valuable travel insurance coverages like primary auto rental coverage, purchase protection and extended warranties.

  • Annual fee: $95.
  • Rewards: 5 points per $1 on travel purchased through Chase Travel℠, 3 points per $1 on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per $1 on all other travel purchases and 1 point per $1 on all other purchases.
  • Welcome bonus: 60,000 points after spending $4,000 on purchases in the first three months of account opening.
  • Foreign transaction fees: $0.
  • APR: 21.49% to 28.49% variable APR on purchases and balance transfers.
Best Chase business credit card: Ink Business Cash® Credit Card

Why this card made the list

We picked the Ink Business Cash® Credit Card as the best Chase credit card for businesses due to a lack of annual fees and a generous rewards structure. This card’s elevated rewards categories are in areas many businesses will find appealing. There’s also a lucrative welcome bonus, an intro APR offer for purchases and employee cards for no additional fee. The card also offers a number of practical travel and purchase coverages including primary auto rental coverage when renting a car for business purposes, purchase protection against damage and theft and extended warranties.

  • Annual fee: $0.
  • Rewards: 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year, 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year, and 1% cash back on all other purchases.
  • Welcome bonus: $350 after spending $3,000 on purchases in the first three months and an additional $400 after spending $6,000 on purchases in the first six months after account opening.
  • Foreign transaction fees: 3% of each transaction in U.S. dollars.
  • APR: 0% intro APR on purchases for 12 months, then a variable APR of 18.49% to 24.49% applies to purchases and balance transfers. There’s a balance transfer fee of either $5 or 5% of each transfer, whichever is greater.
Best Chase rewards and best Chase cash-back card: Chase Freedom Flex® *

The information for the Chase Freedom Flex® has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Why this card made the list

The Chase Freedom Flex® * The information for the Chase Freedom Flex® has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. topped the list in two different categories in our rankings — best for rewards and best cash-back credit card. This makes sense since the card’s rewards structure lets you earn rich rewards across a broad swath of categories.

Beyond the earnings, the card also comes with a 0% intro APR for the first 15 months on purchases and balance transfers, then a variable APR of 20.49% to 29.24%. There is an intro balance transfer fee of either $5 or 3% of each transfer, whichever is greater, in the first 60 days. Then the fee is the greater of $5 or 5% of each transfer. Plus, benefits include cellphone protection worth up to $800 per claim and up to $1,000 per year (limited to two claims per 12-month period and requires a $50 deductible per claim), purchase protection against damage or theft, extended warranties, trip cancellation and interruption insurance and more. That’s a powerful list of perks in a no-annual-fee package.

  • Annual fee: $0.
  • Rewards: 5% cash back on up to $1,500 in categories that rotate quarterly (requires activation), 5% cash back on travel purchased through Chase Travel℠, 3% cash back on dining and drugstores and 1% cash back on all other purchases.
  • Welcome bonus: Earn a $200 bonus after spending $500 on purchases in the first three months of account opening.
  • Foreign transaction fees: 3% of each transaction in U.S. dollars.
  • APR: 0% intro APR for the first 15 months on purchases and balance transfers, then a variable APR of 20.49% to 29.24%. There is an intro balance transfer fee of either $5 or 3% of each transfer, whichever is greater, in the first 60 days. Then the fee is the greater of $5 or 5% of each transfer.
Best Chase card for students: Chase Freedom Rise℠ *

The information for the Chase Freedom Rise℠ has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Why this card made the list

The Chase Freedom Rise is specifically geared to college students who are building credit for the first time. This card earns 1.5% cash back on all purchases plus a $25 statement credit after enrolling in autopay in the first three months of account opening. Those are exceptional perks on a card for those without much credit history.

You can increase your approval odds for the card by opening a Chase checking account with at least $250 on deposit before you apply. Once approved for the Freedom Rise card, you may qualify for a credit limit increase in as little as six months, which can further help build positive credit habits while increasing your purchasing power over time.

  • Annual fee: $0.
  • Rewards: 1.5% cash back on all purchases.
  • Welcome bonus: Earn a $25 statement credit after enrolling in autopay in the first three months of account opening.
  • Foreign transaction fees: 3% of the amount of each transaction in U.S. dollars.
  • APR: 26.99% variable APR.

Methodology

Our credit cards team has spent hours analyzing hundreds of credit cards. We took a deep dive into the details of each product and that analysis, combined with our years of experience covering credit cards, informed us as we developed these credit card rankings. Factors we considered included:

  • Annual fees.
  • Rewards rates and redemption options.
  • APRs and introductory offers.
  • How a particular Chase card compared to similar cards from other issuers.
  • Any perks or benefits that made a card stand out from the rest.

Should you get a Chase credit card?

There are plenty of excellent options for Chase-issued credit cards but the right credit card for you will depend on your goals with a new card and your spending patterns. A Chase credit card might be right for you if you’re seeking:

  • Cash back with no annual fee. Chase offers several cash-back credit cards that don’t charge an annual fee, and several also have an intro APR offer for purchases and balance transfers. These benefits combined can help cardholders maximize rewards while keeping costs down.
  • Flexible points for travel. Chase Ultimate Rewards points are some of the most flexible out there, particularly when it comes to travel. Not only can you use Chase points to book airfare, hotels, car rentals and more through the Chase portal, but Chase travel points transfer to partners like British Airways, JetBlue, Southwest Rapid Rewards and World of Hyatt at a 1:1 ratio.
  • Maximize rewards by pairing several cards. Chase enthusiasts often pair several cards with different earning categories in order to maximize rewards on spending. From there, they pool all their points into a Chase travel credit card account for point transfers to airlines and hotels.
  • Premium travel benefits. If you want benefits like annual travel credits, airport lounge access, enhanced travel insurance coverages and an application fee credit toward Global Entry, NEXUS or TSA PreCheck membership, the Chase Sapphire Reserve offers all of these benefits and more.

Guide to best Chase credit cards

Chase credit cards typically fall into a few different categories including cash-back credit cards, travel credit cards, student credit cards and business credit cards.

Cash-back credit cards from Chase

While Chase offers several cash-back credit cards, the Chase Freedom Flex topped our list due to its dynamic rewards program and the fact cardholders get an additional chance to maximize cash back in rotating categories every three months.

Cash-back credit cards from Chase also offer quite a few redemption options that ensure you’ll never be stuck with rewards you cannot use. For example, you can redeem Chase cash back for statement credits, gift cards, merchandise or travel through Chase.

Chase travel credit cards

Travel credit cards from Chase earn Chase Ultimate Rewards points, which are some of the most highly regarded flexible rewards you can earn. Rewards can be redeemed for travel through Chase with 25% to 50% more value depending on the card, and they also transfer to airline and hotel partners affiliated with the brand.

Chase travel credit cards are also known for the many travel insurance benefits they include, which vary by card. For example, the Chase Sapphire Reserve comes with primary auto rental coverage, trip cancellation and interruption insurance, emergency evacuation coverage, lost luggage reimbursement, trip delay insurance and more.

Chase student credit cards

Student credit cards are meant to help individuals create credit history over time with responsible use, and all while building positive credit habits that can last a lifetime. The Chase Freedom Rise is the only student credit card from this issuer, and it’s attractive due to a lack of annual fees, the cash-back earnings and the possibility of earning a higher credit limit after demonstrating responsible payment behavior over time.

Business credit cards from Chase

Chase offers several different business credit cards to choose from, including cash-back credit cards and a flexible travel credit card. The right one for you will depend on a combination of how you spend and how you want to redeem your rewards. Our pick for best business card from Chase, the Ink Business Cash, earns cash back that can be redeemed for statement credits, gift cards and more, but the Ink Business Preferred® Credit Card * The information for the Ink Business Preferred® Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. earns Chase Ultimate Rewards points that can be used to book travel through Chase at a 25% increase in value per point or transferred to airline and hotel partners.

Frequently asked questions (FAQs)

The Chase 5/24 rule is an unpublished rule from this card issuer that says you cannot qualify for a new credit card from Chase if you have had five or more new credit cards from any issuer in the last 24 months. This rule can make it difficult to qualify for new Chase cards over time, and it makes it more likely you’ll want to keep Chase rewards credit cards you currently have for the long haul.

The easiest Chase credit card to get approved for is the Chase Freedom Rise. This card is geared to credit newcomers who haven’t had the chance to prove their creditworthiness yet.

The best Chase credit card for you depends on the type of rewards you want to earn and the perks you want the most. We suggest comparing all the best Chase credit cards that made our ranking, as well as the best credit cards from other issuers, before you make your pick.

*The information for the Chase Freedom Flex®, Chase Freedom Rise℠ and Ink Business Preferred® Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy. The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Holly Johnson

BLUEPRINT

Holly D. Johnson is a personal finance expert and award-winning writer who covers a variety of insurance topics as well as general personal finance. In addition to her articles in Forbes, Holly is a featured author for CNN Underscored, Bankrate, Consumer Affairs and other notable publications. Johnson is also the founder of finance website Club Thrifty and the co-author of "Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love."

Ashley Barnett has been writing and editing personal finance articles for the internet since 2008. Before editing for USA TODAY Blueprint, she was the Content Director for an international media company leading the content on their suite of personal finance sites. She lives in Phoenix, AZ where you can find her rereading Harry Potter for the 100th time.

Robin Saks Frankel is a credit cards lead editor at USA TODAY Blueprint. Previously, she was a credit cards and personal finance deputy editor for Forbes Advisor. She has also covered credit cards and related content for other national web publications including NerdWallet, Bankrate and HerMoney. She's been featured as a personal finance expert in outlets including CNBC, Business Insider, CBS Marketplace, NASDAQ's Trade Talks and has appeared on or contributed to The New York Times, Fox News, CBS Radio, ABC Radio, NPR, International Business Times and NBC, ABC and CBS TV affiliates nationwide. She holds an M.S. in Business and Economics Journalism from Boston University. Follow her on Twitter at @robinsaks.