Terms of Use

Welcome to the RLI Insurance Company, (“RLI”) website, (“Site”). Your use of this Site constitutes your agreement to follow and be bound by the terms and conditions set forth herein (“Terms of Use”). Please review these Terms of Use. If you do not desire to be bound by these Terms of Use, please discontinue using and accessing this Site immediately.

YOUR USE OF THE SITE

You agree that the information you provide on this Site will be accurate and will not infringe upon any third party’s copyright, trademark or other proprietary rights or rights of publicity or privacy. You further agree that you will not engage in any conduct that is defamatory, libelous, threatening or harassing or otherwise violate any applicable law or regulation. You shall not modify, publish, create derivative works, copy, distribute or otherwise use any of this Site’s content or frame this Site within any other site, use meta-tag searches or perform any activity that would damage the operation of the site.

RLI reserves the right to monitor your use of the Site and remove any materials in its sole discretion. RLI reserves the right to terminate your access to the Site at any time, without notice, and for any reason whatsoever. RLI uses web browser cookies in order to track website visitor statistics. This information is only used internally by RLI and its affiliates. The visitor statistics are collected at an aggregate level and no personally identifiable information is collected or retained as a result of these activities. RLI does not use cookies to track advertising campaigns, or provide you with focused advertising or content during your visit to our website. You may opt out of accepting cookies at any time by changing the settings on your browser.

RLI reserves the right at all times to disclose any information as RLI deems necessary to satisfy any applicable law, regulation, legal process or governmental request or to edit, refuse to post or to remove any information or materials, in whole or in part, in RLI’s sole discretion.

Information you provide to the Site may be lost or destroyed. RLI is not responsible for the loss of such information. Therefore, you should retain your own copies of important information that you provide to the Site.

CONTENT

Although RLI believes the content to be accurate, complete and current, RLI makes no warranty as to the accuracy, completeness or currency of the content. RLI may make changes in the products and/or the services described herein at any time.

The information contained herein is not intended to be a complete description of RLI or its affiliates. This information is provided solely for the purpose of providing general reference information regarding certain corporate, financial, human resources and marketing highlights of RLI. This information should not be relied upon by any person for any purpose other than as a general description of the operations of RLI. Any mention of RLI insurance products should not be construed as an offer of insurance but merely a description of that product. Any person interested in a particular insurance product should contact either RLI or the producer listed for that product.

Any blog post provides general information related to insurance. RLI is not a law firm. This information is not intended as a substitute for, and should not be relied upon as, legal advice. It is provided for general educational and informational purposes only. Although RLI strives to ensure that its content is accurate, it makes no guarantees. All legal inquiries should be directed to an attorney in your State or jurisdiction. RLI is not responsible for any errors or omissions in the content of this post or damages arising from the use of this information under any circumstances.

PRIVACY POLICY

To receive information about RLI’s Privacy Policy, please view our Notice of Privacy Policy.

DISCLAIMER OF WARRANTIES

YOU EXPRESSLY AGREE THAT USE OF THIS SITE IS AT YOUR SOLE RISK. NEITHER RLI NOR ANY OF ITS AFFILIATES WARRANT THAT ACCESS TO THE SITE WILL BE UNINTERRUPTED OR ERROR FREE. THE SITE IS OFFERED “AS IS,” WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

EXCEPT AS OTHERWISE REQUIRED BY LAW, UNDER NO CIRCUMSTANCES WILL RLI NOR ANY OF ITS AFFILIATES BE LIABLE FOR INCIDENTAL, CONSEQUENTIAL, INDIRECT, SPECIAL OR PUNITIVE DAMAGES SUFFERED BY YOU OR ANY OTHER PARTY ARISING OUT OF THE USE OR PERFORMANCE OF THIS SITE.

LINKS TO OTHER SITES

For the convenience of authorized users, this Site contains links to other Internet sites that RLI does not maintain. Neither RLI nor any of its affiliates are responsible for anything contained on such sites and make no warranties or representations about the contents, products or services offered on such sites and take no responsibility for supplementing, updating or correcting information on such sites.

INTELLECTUAL PROPERTY RIGHTS

The term “RLI” is a service mark of RLI Insurance Company. Except for information found on linked sites that are not RLI’s sites or the sites of its affiliates and user contributions, the content of this Site, including but not limited to the text and images herein and their arrangement, are owned by RLI, 9025 N. Lindbergh Drive, Peoria, Illinois, 61615, all rights reserved. RLI and/or its affiliates retain all ownership, title and interest in the intellectual property rights contained in any RLI materials on this Site, including but not limited to copyright, database rights, trade marks, service marks, trade or business names, goodwill associated with any of the foregoing and other similar rights or obligations whether registered or not in any jurisdiction in the world.

INDEMNIFICATION BY USER

You agree that you shall indemnify and hold harmless RLI and its affiliates from and against any and all claims, demands, actions, causes of actions, suits, proceedings, losses, damages, costs and expenses, including reasonable attorney’s fees, arising from or relating to the use of this Site.

JURISDICTIONAL ISSUES

Unless otherwise expressly set forth herein, RLI makes no representation that materials on this website are appropriate or available for use in any location. Those who choose to access this website do so on their own initiative and are responsible for compliance with local laws. No insurance product is offered or will be sold in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the insurance laws of such jurisdiction. Some products and services may not be available in all jurisdictions.

CHANGES TO THIS DOCUMENT

The content of this Site, including these “Terms of Use,” are subject to change by RLI without notice.

MISCELLANEOUS

The laws of Illinois shall govern these Terms of Use and this Site without regard to its conflict of laws provisions. You expressly agree that the exclusive jurisdiction for any claim or action arising out of or relating to these Terms of Use or your use of this Site shall be filed only in the state or federal courts located in the state of Illinois, and you further agree and submit to the exercise of personal jurisdiction of such courts for the purpose of litigating any such claim or action.

If any portion of these Terms of Use found to be unlawful, void or unenforceable, it shall not affect the validity of any other provision.

No waiver of any provision of these Terms of Use shall be deemed a further or continuing waiver of any such term or any other term. No waiver shall be effective absent express written consent by an authorized representative of RLI.

Certain provisions of the Terms of Use by their nature shall continue in full force and effect after the termination of this Agreement, including the provisions relating to RLI’s limitation of liability and warranty disclaimers and the user’s indemnification of RLI and/or its affiliates.