凱基銀行 Money101限時專案
![凱基銀行 Money101限時專案](https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt6279141e797873d9/637738ac2a0d5e1130f1f9b3/AnyConv.com_KGI_LOGO@2x.webp?auto=webp&width=325)
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![]() 台北富邦 Money101限定專案
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![]() 凱基銀行 Money101限時專案
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![]() 永豐銀行 數時貸
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\n適用對象:年收25萬以上,18歲至60歲之本國國民。\n
\n本專案首月優惠利率0.01%,第2個月起依原專案利率計算,需綁約18期開辦費9,000元。\n
\n符合本活動條件使用MyData提供財力文件,綁約24期享開辦費減免至5,000元,綁約36期享開辦費減免至0元。\n
\n總費用年百分率範例說明:貸款金額30萬,貸款期間5年,貸款利率首月0.01%(固定利率),第2個月起1.98%~15.99%,各相關費用總金額0元起,總費用年百分率為1.91%~16.78%。\n
\n本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同,總費用年百分率不等於貸款利率,本總費用年百分率之計算基準日係依據專案適用日之凱基銀行指數利率調整日期訂定之,請詳閱凱基銀行官網指數利率說明。\n
\n各信用貸款專案內容及條件均不同,詳細內容依凱基銀行最新規定為準,相關內容及限制條件請洽凱基銀行官網,凱基銀行保留核貸與否、詮釋、裁決及終止權利。\n
\n幣別:新臺幣\n
\n本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。\n
\n本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。","title":"TW.PL.KGIX0008.凱基銀行 Money101限時專案","totalRepayment":null}
(SizeLimitingPyMap: {__typename=PersonalLoan, applicationProcess=[{type=null, data=}], apr=null, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=10, displayValue=0.01, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=5001270, displayValue=5,001, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton={label=立即申請, link={url=https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEawAFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjIzNjExMzc3MztkY190cmtfYWlkPTUwOTcxMDk1ODtkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9O2x0ZD0.VciiCyDBamZSkm5ZsQE7NOx2ZfImLYElWo5-TkrSXh5OdPoIuEU50fBjw7_7bgkzcmoepcj1rhpuBxPRuMX8Aw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, description={shortDescription=[謹慎理財 信用至上]}, disclaimer=null, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=250000, description={shortDescription=25萬元以上, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=60, description={shortDescription=60歲, longDescription=, tooltip=}}], enableCountdown=true, enableFlipBanner=true, featured=true, features={title=Features, pros=[年利率:0.01%起, 手續費:最低0元, 貸款額度:最高800萬元, 貸款期間:最長7年], cons=[全民適用對象:年收入25萬以上之上班族或具穩定收入者,18歲(含)以上60歲(含)以下之本國國民]}, functional={metaData={alias=凱基銀行money101限時專案}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=100000.0, loanAmountMax=8000000.0, apr=1.98, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=0, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, id=blt0e9916a9e316349c_23_zh-tw, image={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt6279141e797873d9/637738ac2a0d5e1130f1f9b3/[email protected], description=, dimension=null}, imageOrientation=LANDSCAPE, interestRate=null, monthlyRepayment=null, needCategories=[], offers=null, offersFaq=null, productName=凱基銀行 Money101限時專案, promotional={bannerText=【Money101通路限定】 2024/02/01起至2024/02/29止,透過Money101官網或指定活動頁面連結至指定銀行申貸平台申辦,首期利率0.01%,開辦費最低0元起, bannerImage=null, countdown={text=通路限定倒數, displayProductPage=true, date={startDate=null, endDate=2024-03-01}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=5, timeDelay=4, date={startDate=null, endDate=2023-02-01}}, type=[{key=TIME_LIMITED, display=限時優惠}]}, provider={alias=凱基銀行, providerName=凱基銀行}, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=100000.0, loanAmountMax=8000000.0, apr=1.98, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[{key=PL_OCCUPATION_PROFESSIONAL, display=PL_OCCUPATION_PROFESSIONAL}, {key=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY}, {key=PL_OCCUPATION_GOVERNMENT_EMPLOYEE, display=PL_OCCUPATION_GOVERNMENT_EMPLOYEE}, {key=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL, display=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL}, {key=PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER, display=PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER}, {key=PL_OCCUPATION_MILITARY_PERSONNEL, display=PL_OCCUPATION_MILITARY_PERSONNEL}, {key=PL_OCCUPATION_UNEMPLOYED_OR_RETIRED, display=PL_OCCUPATION_UNEMPLOYED_OR_RETIRED}, {key=PL_OCCUPATION_STUDENT, display=PL_OCCUPATION_STUDENT}, {key=PL_OCCUPATION_MANUFACTURE_WORKER, display=PL_OCCUPATION_MANUFACTURE_WORKER}, {key=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER, display=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER}, {key=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER, display=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER}, {key=PL_OCCUPATION_SALES, display=PL_OCCUPATION_SALES}, {key=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER, display=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER}, {key=PL_OCCUPATION_OTHER, display=PL_OCCUPATION_OTHER}], businessPriority=false, productPrescore=46.31}, termsAndConditions=活動期間:2024年1月1日至2024年3月31日。
<br>
適用對象:年收25萬以上,18歲至60歲之本國國民。
<br>
本專案首月優惠利率0.01%,第2個月起依原專案利率計算,需綁約18期開辦費9,000元。
<br>
符合本活動條件使用MyData提供財力文件,綁約24期享開辦費減免至5,000元,綁約36期享開辦費減免至0元。
<br>
總費用年百分率範例說明:貸款金額30萬,貸款期間5年,貸款利率首月0.01%(固定利率),第2個月起1.98%~15.99%,各相關費用總金額0元起,總費用年百分率為1.91%~16.78%。
<br>
本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同,總費用年百分率不等於貸款利率,本總費用年百分率之計算基準日係依據專案適用日之凱基銀行指數利率調整日期訂定之,請詳閱凱基銀行官網指數利率說明。
<br>
各信用貸款專案內容及條件均不同,詳細內容依凱基銀行最新規定為準,相關內容及限制條件請洽凱基銀行官網,凱基銀行保留核貸與否、詮釋、裁決及終止權利。
<br>
幣別:新臺幣
<br>
本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
<br>
本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, title=TW.PL.KGIX0008.凱基銀行 Money101限時專案, totalRepayment=null})
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適用對象:年收25萬以上,18歲至60歲之本國國民。
本專案首月優惠利率0.01%,第2個月起依原專案利率計算,需綁約18期開辦費9,000元。
符合本活動條件使用MyData提供財力文件,綁約24期享開辦費減免至5,000元,綁約36期享開辦費減免至0元。
總費用年百分率範例說明:貸款金額30萬,貸款期間5年,貸款利率首月0.01%(固定利率),第2個月起1.98%~15.99%,各相關費用總金額0元起,總費用年百分率為1.91%~16.78%。
本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同,總費用年百分率不等於貸款利率,本總費用年百分率之計算基準日係依據專案適用日之凱基銀行指數利率調整日期訂定之,請詳閱凱基銀行官網指數利率說明。
各信用貸款專案內容及條件均不同,詳細內容依凱基銀行最新規定為準,相關內容及限制條件請洽凱基銀行官網,凱基銀行保留核貸與否、詮釋、裁決及終止權利。
幣別:新臺幣
本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[{key=PL_OCCUPATION_PROFESSIONAL, display=PL_OCCUPATION_PROFESSIONAL}, {key=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY}, {key=PL_OCCUPATION_GOVERNMENT_EMPLOYEE, display=PL_OCCUPATION_GOVERNMENT_EMPLOYEE}, {key=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL, display=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL}, {key=PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER, display=PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER}, {key=PL_OCCUPATION_MILITARY_PERSONNEL, display=PL_OCCUPATION_MILITARY_PERSONNEL}, {key=PL_OCCUPATION_UNEMPLOYED_OR_RETIRED, display=PL_OCCUPATION_UNEMPLOYED_OR_RETIRED}, {key=PL_OCCUPATION_STUDENT, display=PL_OCCUPATION_STUDENT}, {key=PL_OCCUPATION_MANUFACTURE_WORKER, display=PL_OCCUPATION_MANUFACTURE_WORKER}, {key=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER, display=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER}, {key=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER, display=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER}, {key=PL_OCCUPATION_SALES, display=PL_OCCUPATION_SALES}, {key=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER, display=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER}, {key=PL_OCCUPATION_OTHER, display=PL_OCCUPATION_OTHER}], businessPriority=false, productPrescore=46.31}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=100000.0, loanAmountMax=8000000.0, apr=1.98, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}}
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\n2.總費用年百分率範例:貸款金額新臺幣30萬元,五年期,貸款年利率:首期為固定利率0.01%,第二期起為機動利率2.26%~14.99%,各項相關費用總金額:新臺幣0元~9,000元,總費用年百分率2.19%~15.81%,總費用年百分率不等於貸款利率。本總費用年百分率之計算基準日為2023年12月21日。\n
\n3.前述機動利率之計算方式I+0.68%~13.41%,「I」係指永豐銀行個人金融放款產品指標利率(月調),依以十大行庫平均一年期定儲固定利率與永豐銀行一年期定儲牌告固定利率,採孰低者訂之,「I」目前為1.58%,計算基準日為2023年12月21日。\n
\n4.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。\n
\n5.本貸款還款方式採按月平均攤還本息。\n
\n6.提前清償違約金:【限制清償期間為自借款撥款日起12個月(含)以上者適用】\n
\n(1)於限制清償期間清償全部或部分借款,需依提前清償本金乘上違約金比率計付提前清償違約金。\n
\n(2)違約金比率︰自借款撥款日起算6個月內提前清償者,按提前清償本金金額之4%計收;自借款撥款日起算第7個月起至限制清償期間止日內提前清償者,按提前清償本金金額之3%計收。提前清償違約金計算方式依個別約定書約定為準。\n
\n7.限制清償期間約定60個月者,可享手續費0元。\n
\n8.永豐銀行另有提供無限制清償期間之貸款方案,詳情請洽永豐銀行貸款專員。\n
\n9.永豐銀行保有核貸與否及核決貸放金額、利率之權利,同時保留調整產品規格、申貸期限及其他相關規定之權利,實際內容以永豐銀行最新公告為準。申貸所需之條件、資料及實際核准利率,綁約條件等產品內容,視個別情況有所不同。\n
\n10.永豐銀行信貸產品請至 https://bank.sinopac.com/sinopacBT/webevents/psn_loan/index.html 查詢。永豐銀行營業據點請至 https://bank.sinopac.com/MMA8/CustomerService/BranchService/branch.html 查詢。\n
\n11.本公司(Money101.com.tw)係提供各銀行貸款優惠資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。\n
\n12.本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。\n","title":"TW.PL.SINO0002.永豐銀行 數時貸","totalRepayment":null}
(SizeLimitingPyMap: {__typename=PersonalLoan, applicationProcess=[{type=null, data=}], apr=null, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=10, displayValue=0.01, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=5001270, displayValue=5,001, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton={label=立即申請, link={url=https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEauwFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjI1NzcwNDUwNjtkY190cmtfYWlkPTQ1MzQxNDQzNztkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9.HhAOxsUJY-kQbP2Z0IOuJvGyvciyGQP2Hk4qxsoCrLwMUQF-zCcsf8e_fU9hE8D1JXWnmZLUPqDGhmFYv4IuCw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, description={shortDescription=[]}, disclaimer=null, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=300000, description={shortDescription=30萬元以上, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=60, description={shortDescription=60歲, longDescription=, tooltip=}}], enableCountdown=true, enableFlipBanner=false, featured=true, features={title=Features, pros=[貸款利率:首期為固定利率0.01%,第二期起為機動利率2.26%~14.99%, 手續費 : 0元起, 貸款額度:最高新臺幣800萬元, 貸款期間:最長7年, 核貸後24小時內立即撥款, 營業時間內,申請後一小時內數位專員立即聯繫], cons=[適用對象: 信用正常且具穩定收入之一般客群,年滿18-60歲本國國民,年收入達新臺幣30萬元以上, 不適用對象:自營商、自由業、外國人、學生]}, functional={metaData={alias=永豐銀行數時貸}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=0.0, loanAmountMax=8000000.0, apr=2.19, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=0, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, id=blt9b9911d0a96c5f78_31_zh-tw, image={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt168433ba9cc9502d/637739112a0d5e1130f1f9b9/AnyConv.com_永豐銀行[email protected], description=, dimension=null}, imageOrientation=LANDSCAPE, interestRate=null, monthlyRepayment=null, needCategories=[], offers=null, offersFaq=null, productName=永豐銀行 數時貸, promotional={bannerText=首期為固定利率0.01%, bannerImage=null, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=優惠}]}, provider={alias=永豐銀行, providerName=永豐銀行}, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=0.0, loanAmountMax=8000000.0, apr=2.19, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[{key=PL_OCCUPATION_PROFESSIONAL, display=PL_OCCUPATION_PROFESSIONAL}, {key=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY}, {key=PL_OCCUPATION_GOVERNMENT_EMPLOYEE, display=PL_OCCUPATION_GOVERNMENT_EMPLOYEE}, {key=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL, display=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL}, {key=PL_OCCUPATION_MILITARY_PERSONNEL, display=PL_OCCUPATION_MILITARY_PERSONNEL}, {key=PL_OCCUPATION_MANUFACTURE_WORKER, display=PL_OCCUPATION_MANUFACTURE_WORKER}, {key=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER, display=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER}, {key=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER, display=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER}, {key=PL_OCCUPATION_SALES, display=PL_OCCUPATION_SALES}, {key=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER, display=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER}, {key=PL_OCCUPATION_OTHER, display=PL_OCCUPATION_OTHER}], businessPriority=false, productPrescore=44.16}, termsAndConditions=1.本專案貸款期間最長7年,優惠活動期間自即日起至2024年3月31日(含)止,於期間內備齊相關申貸文件向永豐銀行申辦(申請日以永豐銀行系統登載日為準),且於2024年4月30日(含)前撥款成功者始得適用。
<br>
2.總費用年百分率範例:貸款金額新臺幣30萬元,五年期,貸款年利率:首期為固定利率0.01%,第二期起為機動利率2.26%~14.99%,各項相關費用總金額:新臺幣0元~9,000元,總費用年百分率2.19%~15.81%,總費用年百分率不等於貸款利率。本總費用年百分率之計算基準日為2023年12月21日。
<br>
3.前述機動利率之計算方式I+0.68%~13.41%,「I」係指永豐銀行個人金融放款產品指標利率(月調),依以十大行庫平均一年期定儲固定利率與永豐銀行一年期定儲牌告固定利率,採孰低者訂之,「I」目前為1.58%,計算基準日為2023年12月21日。
<br>
4.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。
<br>
5.本貸款還款方式採按月平均攤還本息。
<br>
6.提前清償違約金:【限制清償期間為自借款撥款日起12個月(含)以上者適用】
<br>
(1)於限制清償期間清償全部或部分借款,需依提前清償本金乘上違約金比率計付提前清償違約金。
<br>
(2)違約金比率︰自借款撥款日起算6個月內提前清償者,按提前清償本金金額之4%計收;自借款撥款日起算第7個月起至限制清償期間止日內提前清償者,按提前清償本金金額之3%計收。提前清償違約金計算方式依個別約定書約定為準。
<br>
7.限制清償期間約定60個月者,可享手續費0元。
<br>
8.永豐銀行另有提供無限制清償期間之貸款方案,詳情請洽永豐銀行貸款專員。
<br>
9.永豐銀行保有核貸與否及核決貸放金額、利率之權利,同時保留調整產品規格、申貸期限及其他相關規定之權利,實際內容以永豐銀行最新公告為準。申貸所需之條件、資料及實際核准利率,綁約條件等產品內容,視個別情況有所不同。
<br>
10.永豐銀行信貸產品請至 https://bank.sinopac.com/sinopacBT/webevents/psn_loan/index.html 查詢。永豐銀行營業據點請至 https://bank.sinopac.com/MMA8/CustomerService/BranchService/branch.html 查詢。
<br>
11.本公司(Money101.com.tw)係提供各銀行貸款優惠資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
<br>
12.本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。
, title=TW.PL.SINO0002.永豐銀行 數時貸, totalRepayment=null})
{__typename=PersonalLoan, id=blt9b9911d0a96c5f78_31_zh-tw, image={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt168433ba9cc9502d/637739112a0d5e1130f1f9b9/AnyConv.com_永豐銀行[email protected], description=, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=首期為固定利率0.01%, bannerImage=null, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=優惠}]}, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=10, displayValue=0.01, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=5001270, displayValue=5,001, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton={label=立即申請, link={url=https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEauwFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjI1NzcwNDUwNjtkY190cmtfYWlkPTQ1MzQxNDQzNztkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9.HhAOxsUJY-kQbP2Z0IOuJvGyvciyGQP2Hk4qxsoCrLwMUQF-zCcsf8e_fU9hE8D1JXWnmZLUPqDGhmFYv4IuCw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=永豐銀行數時貸}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=0.0, loanAmountMax=8000000.0, apr=2.19, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=0, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, provider={alias=永豐銀行, providerName=永豐銀行}, description={shortDescription=[]}, productName=永豐銀行 數時貸, title=TW.PL.SINO0002.永豐銀行 數時貸, features={title=Features, pros=[貸款利率:首期為固定利率0.01%,第二期起為機動利率2.26%~14.99%, 手續費 : 0元起, 貸款額度:最高新臺幣800萬元, 貸款期間:最長7年, 核貸後24小時內立即撥款, 營業時間內,申請後一小時內數位專員立即聯繫], cons=[適用對象: 信用正常且具穩定收入之一般客群,年滿18-60歲本國國民,年收入達新臺幣30萬元以上, 不適用對象:自營商、自由業、外國人、學生]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=300000, description={shortDescription=30萬元以上, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=60, description={shortDescription=60歲, longDescription=, tooltip=}}], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=1.本專案貸款期間最長7年,優惠活動期間自即日起至2024年3月31日(含)止,於期間內備齊相關申貸文件向永豐銀行申辦(申請日以永豐銀行系統登載日為準),且於2024年4月30日(含)前撥款成功者始得適用。
2.總費用年百分率範例:貸款金額新臺幣30萬元,五年期,貸款年利率:首期為固定利率0.01%,第二期起為機動利率2.26%~14.99%,各項相關費用總金額:新臺幣0元~9,000元,總費用年百分率2.19%~15.81%,總費用年百分率不等於貸款利率。本總費用年百分率之計算基準日為2023年12月21日。
3.前述機動利率之計算方式I+0.68%~13.41%,「I」係指永豐銀行個人金融放款產品指標利率(月調),依以十大行庫平均一年期定儲固定利率與永豐銀行一年期定儲牌告固定利率,採孰低者訂之,「I」目前為1.58%,計算基準日為2023年12月21日。
4.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。
5.本貸款還款方式採按月平均攤還本息。
6.提前清償違約金:【限制清償期間為自借款撥款日起12個月(含)以上者適用】
(1)於限制清償期間清償全部或部分借款,需依提前清償本金乘上違約金比率計付提前清償違約金。
(2)違約金比率︰自借款撥款日起算6個月內提前清償者,按提前清償本金金額之4%計收;自借款撥款日起算第7個月起至限制清償期間止日內提前清償者,按提前清償本金金額之3%計收。提前清償違約金計算方式依個別約定書約定為準。
7.限制清償期間約定60個月者,可享手續費0元。
8.永豐銀行另有提供無限制清償期間之貸款方案,詳情請洽永豐銀行貸款專員。
9.永豐銀行保有核貸與否及核決貸放金額、利率之權利,同時保留調整產品規格、申貸期限及其他相關規定之權利,實際內容以永豐銀行最新公告為準。申貸所需之條件、資料及實際核准利率,綁約條件等產品內容,視個別情況有所不同。
10.永豐銀行信貸產品請至 https://bank.sinopac.com/sinopacBT/webevents/psn_loan/index.html 查詢。永豐銀行營業據點請至 https://bank.sinopac.com/MMA8/CustomerService/BranchService/branch.html 查詢。
11.本公司(Money101.com.tw)係提供各銀行貸款優惠資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
12.本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。
, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[{key=PL_OCCUPATION_PROFESSIONAL, display=PL_OCCUPATION_PROFESSIONAL}, {key=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY}, {key=PL_OCCUPATION_GOVERNMENT_EMPLOYEE, display=PL_OCCUPATION_GOVERNMENT_EMPLOYEE}, {key=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL, display=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL}, {key=PL_OCCUPATION_MILITARY_PERSONNEL, display=PL_OCCUPATION_MILITARY_PERSONNEL}, {key=PL_OCCUPATION_MANUFACTURE_WORKER, display=PL_OCCUPATION_MANUFACTURE_WORKER}, {key=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER, display=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER}, {key=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER, display=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER}, {key=PL_OCCUPATION_SALES, display=PL_OCCUPATION_SALES}, {key=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER, display=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER}, {key=PL_OCCUPATION_OTHER, display=PL_OCCUPATION_OTHER}], businessPriority=false, productPrescore=44.16}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=0.0, loanAmountMax=8000000.0, apr=2.19, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}}
{"__typename":"PersonalLoan","applicationProcess":[{"data":"","type":null}],"apr":null,"comparables":[{"__typename":"CompareElementWithSubValue","description":"","displayValue":"0.01","prefix":"","sortValue":10,"suffix":"%","title":{"display":"最低貸款利率","key":"INTEREST_RATE_WITH_APR"},"tooltip":null},{"__typename":"CompareElementSimple","description":"","displayValue":"0","prefix":"NT$","sortValue":0,"suffix":"","title":{"display":"手續費","key":"HANDLING_FEES"},"tooltip":null},{"__typename":"CompareElementSimple","description":"","displayValue":"5,001","prefix":"NT$","sortValue":5001270,"suffix":"","title":{"display":"最低每月還款額","key":"REPAYMENT"},"tooltip":null}],"ctaButton":{"isNoDealCTA":false,"label":"立即申請","link":{"linkClass":"EXTERNAL","url":"https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEayQFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjMzNTM5OTgwMDtkY190cmtfYWlkPTU2NjkyNTYyNztkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9O2x0ZD07ZGNfdGR2PTE.BHpvSavHuMj9iFU1KoHsRcCiuUK1qmCmkXSqKiLwpl8fWqaSPBBknm0R-iRk9UCa4sp5BTUw5uHZgeVdGGHZBw"},"show":true},"description":{"shortDescription":[]},"disclaimer":null,"eligibility":[{"description":{"longDescription":"","shortDescription":"18歲","tooltip":""},"type":{"display":"最低年齡要求","key":"MINIMUM_AGE"},"value":"18"},{"description":{"longDescription":"","shortDescription":"64歲","tooltip":""},"type":{"display":"最高年齡要求","key":"MAXIMUM_AGE"},"value":"64"}],"enableCountdown":false,"enableFlipBanner":false,"featured":true,"features":{"cons":["年齡18歲以上~未滿64歲,具有穩定收入上班族","銀行往來信用紀錄正常之本國國民"],"pros":["貸款利率:首期利率0.01%,第2期起2.58%起","手續費:0元","最高貸款金額:最低10萬,最高500萬 - 簡單:全程線上申請,只要簡單3步驟,最快3分鐘即可完成!
- 便利:手機輕鬆上傳文件,免跑分行在家e指貸!
- 快速:申貸後最快一天核貸、線上簽約完成後最快10分鐘撥款!
"],"title":"Features"},"functional":{"defaults":{"loanAmount":300000,"loanTenure":84},"fees":[],"metaData":{"alias":"台北富邦money101限定專案"},"rateTableEntries":[{"apr":2.49,"eir":null,"fees":[{"description":{"longDescription":"","shortDescription":"","tooltip":""},"type":{"display":"開辦費","key":"PL_HANDLING_FEE"},"value":"0"}],"interestRate":0.01,"loanAmountMax":5000000.0,"loanAmountMin":0.0,"loanTenureMax":84,"loanTenureMin":12}]},"id":"blt4fb73a84436e8875_9_zh-tw","image":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/bltb46d59af7a23ad26/62ec8d1ef0bc6d1158223801/台北富邦銀行LOGO-01.jpg"},"imageOrientation":"LANDSCAPE","interestRate":null,"monthlyRepayment":null,"needCategories":[],"offers":null,"offersFaq":null,"productName":"台北富邦 Money101限定專案","promotional":{"bannerImage":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt4ce5af2e530ecb2b/655c22025af539e17459cc34/Money101-富邦信貸_全網獨家方案_RP翻轉_864x160.jpg"},"bannerText":"【富邦信貸 x Money101限定專案】2024/2/1~2024/2/29內透過Money101行銷活動頁面申辦富邦信貸享雙重優惠:- 優惠一:首期利率0.01%
- 優惠二:$0元
","countdown":{"date":{"endDate":"2024-03-01","startDate":null},"displayProductPage":true,"text":"通路限定倒數"},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":5,"timeDelay":4},"type":[{"display":"限時優惠","key":"TIME_LIMITED"}]},"provider":{"alias":"台北富邦","providerName":"台北富邦"},"rawFunctionalPl":{"defaults":{"loanAmount":300000,"loanTenure":84},"fees":[],"interestRateInterval":"YEARLY","loanType":"PRINCIPAL_REDUCING","paymentInterval":"MONTHLY","rateTableEntries":[{"apr":2.49,"eir":null,"fees":[{"calculationMethod":"FIXED","description":{"longDescription":"","shortDescription":"","tooltip":""},"feeInterval":"ONCE","paymentMethod":"IGNORE","type":{"display":"開辦費","key":"PL_HANDLING_FEE"},"value":0}],"interestRate":0.01,"loanAmountMax":5000000.0,"loanAmountMin":0.0,"loanTenureMax":84,"loanTenureMin":12,"transferRate":null}],"repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null}},"requirements":{"applicationConfirmationEmail":"","businessPriority":false,"citizenship":[],"criteriaDetails":[],"eligibleOccupations":[],"employmentType":null,"productPrescore":0.0},"termsAndConditions":"1.本活動期間自即日起至113年12月31日(含)止,客戶須於活動期間內備齊申貸文件完成申辦,且最晚於114年1月31(含)前完成契約簽訂並經台北富邦銀行檢核無誤完成撥款,始享活動優惠。\n
\n2.「首期利率0.01%及手續費$0元」優惠僅適用於活動期間透過Money101行銷活動頁面或Money101主頁之台北富邦銀行信貸產品(活動)廣宣連結至線上申請平台完成自助申貸者,且需申辦台北富邦銀行優職貸、上班族信貸、卡友信貸產品,本活動恕無法與台北富邦銀行其他優惠專案合併使用。\n
\n3.線上自助申貸定義係指:透過本活動相關廣宣進入信貸線上申辦平台申請案件。\n
\n4.線上申請適用對象為台北富邦銀行既有存款客戶、貸款客戶、信用卡正卡客戶或他行臨櫃存款帳戶之客戶(使用指定銀行帳戶認證)。\n
\n5.本信用貸款優惠活動適用分期型信貸,分期型信貸首期年利率0.01%、第2期起2.58%~14.98%(依台北富邦銀行指數型房貸基準利率加客戶適用之加碼利率即時機動計息),以貸款30萬元、期間5年,各項相關費用總金額0元計算,總費用年百分率為2.49%~14.42%。上述優惠活動不適用於循環型信貸 。\n
\n6.分期型信貸自借款撥付日起算12個月內限制提前清償,違者依下列方式計付提前清償違約金:自借款撥付日起算6個月內提前清償者,按提前清償本金之4%計付,自借款撥付日起算第7個月起至第12個月內提前清償者,按提前清償本金金額之3%計付,客戶欲選擇無限制清償期者,則不適用前開專案優惠,台北富邦銀行另有提供無限制清償期之貸款方案。\n
\n7.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以台北富邦銀行提供之產品為準,且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。\n
\n8.總費用年百分率不等於貸款利率。\n
\n9.本總費用年百分率之計算基準日為112年12月5日。\n
\n10.最快1天核貸,是指於台北富邦銀行營業日9:00~17:00內備齊申請所需文件並送出申請,則最快可於8小時內核貸並於當日簽約及撥款。\n
\n11.台北富邦銀行保留客戶資格認定、貸款額度、貸款期限、適用利率及核貸與否之權利。若有其他未盡事宜,悉依台北富邦銀行相關規定或解釋辦理。\n
\n12.若您有任何信用貸款申請問題,可撥打申請專線02-6618-8703,由專員為您服務。\n
\n13.台北富邦銀行未與任何代辦或行銷公司合作辦理貸款事宜,敬請留意,以免損害自身權益。\n
\n14.本公司(Money101.com.tw)係提供各銀行貸款優惠資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。\n
\n15.本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。","title":"TW.PL.FUB0007.台北富邦 Money101限定專案","totalRepayment":null}
(SizeLimitingPyMap: {__typename=PersonalLoan, applicationProcess=[{type=null, data=}], apr=null, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=10, displayValue=0.01, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=5001270, displayValue=5,001, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton={label=立即申請, link={url=https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEayQFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjMzNTM5OTgwMDtkY190cmtfYWlkPTU2NjkyNTYyNztkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9O2x0ZD07ZGNfdGR2PTE.BHpvSavHuMj9iFU1KoHsRcCiuUK1qmCmkXSqKiLwpl8fWqaSPBBknm0R-iRk9UCa4sp5BTUw5uHZgeVdGGHZBw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, description={shortDescription=[]}, disclaimer=null, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=64, description={shortDescription=64歲, longDescription=, tooltip=}}], enableCountdown=false, enableFlipBanner=false, featured=true, features={title=Features, pros=[貸款利率:首期利率0.01%,第2期起2.58%起, 手續費:0元, 最高貸款金額:最低10萬,最高500萬 <ul> <li>簡單:全程線上申請,只要簡單3步驟,最快3分鐘即可完成!</li> <li>便利:手機輕鬆上傳文件,免跑分行在家e指貸! </li> <li>快速:申貸後最快一天核貸、線上簽約完成後最快10分鐘撥款!</li> </ul>], cons=[年齡18歲以上~未滿64歲,具有穩定收入上班族, 銀行往來信用紀錄正常之本國國民]}, functional={metaData={alias=台北富邦money101限定專案}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=0.0, loanAmountMax=5000000.0, apr=2.49, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=0, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, id=blt4fb73a84436e8875_9_zh-tw, image={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/bltb46d59af7a23ad26/62ec8d1ef0bc6d1158223801/台北富邦銀行LOGO-01.jpg, description=null, dimension=null}, imageOrientation=LANDSCAPE, interestRate=null, monthlyRepayment=null, needCategories=[], offers=null, offersFaq=null, productName=台北富邦 Money101限定專案, promotional={bannerText=【富邦信貸 x Money101限定專案】2024/2/1~2024/2/29內透過Money101行銷活動頁面申辦富邦信貸享雙重優惠:<ul><li>優惠一:首期利率0.01%</li><li>優惠二:$0元</li></ul>, bannerImage={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt4ce5af2e530ecb2b/655c22025af539e17459cc34/Money101-富邦信貸_全網獨家方案_RP翻轉_864x160.jpg, description=null, dimension=null}, countdown={text=通路限定倒數, displayProductPage=true, date={startDate=null, endDate=2024-03-01}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=5, timeDelay=4, date={startDate=null, endDate=null}}, type=[{key=TIME_LIMITED, display=限時優惠}]}, provider={alias=台北富邦, providerName=台北富邦}, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=0.0, loanAmountMax=5000000.0, apr=2.49, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, termsAndConditions=1.本活動期間自即日起至113年12月31日(含)止,客戶須於活動期間內備齊申貸文件完成申辦,且最晚於114年1月31(含)前完成契約簽訂並經台北富邦銀行檢核無誤完成撥款,始享活動優惠。
<br>
2.「首期利率0.01%及手續費$0元」優惠僅適用於活動期間透過Money101行銷活動頁面或Money101主頁之台北富邦銀行信貸產品(活動)廣宣連結至線上申請平台完成自助申貸者,且需申辦台北富邦銀行優職貸、上班族信貸、卡友信貸產品,本活動恕無法與台北富邦銀行其他優惠專案合併使用。
<br>
3.線上自助申貸定義係指:透過本活動相關廣宣進入信貸線上申辦平台申請案件。
<br>
4.線上申請適用對象為台北富邦銀行既有存款客戶、貸款客戶、信用卡正卡客戶或他行臨櫃存款帳戶之客戶(使用指定銀行帳戶認證)。
<br>
5.本信用貸款優惠活動適用分期型信貸,分期型信貸首期年利率0.01%、第2期起2.58%~14.98%(依台北富邦銀行指數型房貸基準利率加客戶適用之加碼利率即時機動計息),以貸款30萬元、期間5年,各項相關費用總金額0元計算,總費用年百分率為2.49%~14.42%。上述優惠活動不適用於循環型信貸 。
<br>
6.分期型信貸自借款撥付日起算12個月內限制提前清償,違者依下列方式計付提前清償違約金:自借款撥付日起算6個月內提前清償者,按提前清償本金之4%計付,自借款撥付日起算第7個月起至第12個月內提前清償者,按提前清償本金金額之3%計付,客戶欲選擇無限制清償期者,則不適用前開專案優惠,台北富邦銀行另有提供無限制清償期之貸款方案。
<br>
7.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以台北富邦銀行提供之產品為準,且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。
<br>
8.總費用年百分率不等於貸款利率。
<br>
9.本總費用年百分率之計算基準日為112年12月5日。
<br>
10.最快1天核貸,是指於台北富邦銀行營業日9:00~17:00內備齊申請所需文件並送出申請,則最快可於8小時內核貸並於當日簽約及撥款。
<br>
11.台北富邦銀行保留客戶資格認定、貸款額度、貸款期限、適用利率及核貸與否之權利。若有其他未盡事宜,悉依台北富邦銀行相關規定或解釋辦理。
<br>
12.若您有任何信用貸款申請問題,可撥打申請專線02-6618-8703,由專員為您服務。
<br>
13.台北富邦銀行未與任何代辦或行銷公司合作辦理貸款事宜,敬請留意,以免損害自身權益。
<br>
14.本公司(Money101.com.tw)係提供各銀行貸款優惠資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
<br>
15.本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, title=TW.PL.FUB0007.台北富邦 Money101限定專案, totalRepayment=null})
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- 優惠二:$0元
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- 便利:手機輕鬆上傳文件,免跑分行在家e指貸!
- 快速:申貸後最快一天核貸、線上簽約完成後最快10分鐘撥款!
], cons=[年齡18歲以上~未滿64歲,具有穩定收入上班族, 銀行往來信用紀錄正常之本國國民]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=64, description={shortDescription=64歲, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=1.本活動期間自即日起至113年12月31日(含)止,客戶須於活動期間內備齊申貸文件完成申辦,且最晚於114年1月31(含)前完成契約簽訂並經台北富邦銀行檢核無誤完成撥款,始享活動優惠。
2.「首期利率0.01%及手續費$0元」優惠僅適用於活動期間透過Money101行銷活動頁面或Money101主頁之台北富邦銀行信貸產品(活動)廣宣連結至線上申請平台完成自助申貸者,且需申辦台北富邦銀行優職貸、上班族信貸、卡友信貸產品,本活動恕無法與台北富邦銀行其他優惠專案合併使用。
3.線上自助申貸定義係指:透過本活動相關廣宣進入信貸線上申辦平台申請案件。
4.線上申請適用對象為台北富邦銀行既有存款客戶、貸款客戶、信用卡正卡客戶或他行臨櫃存款帳戶之客戶(使用指定銀行帳戶認證)。
5.本信用貸款優惠活動適用分期型信貸,分期型信貸首期年利率0.01%、第2期起2.58%~14.98%(依台北富邦銀行指數型房貸基準利率加客戶適用之加碼利率即時機動計息),以貸款30萬元、期間5年,各項相關費用總金額0元計算,總費用年百分率為2.49%~14.42%。上述優惠活動不適用於循環型信貸 。
6.分期型信貸自借款撥付日起算12個月內限制提前清償,違者依下列方式計付提前清償違約金:自借款撥付日起算6個月內提前清償者,按提前清償本金之4%計付,自借款撥付日起算第7個月起至第12個月內提前清償者,按提前清償本金金額之3%計付,客戶欲選擇無限制清償期者,則不適用前開專案優惠,台北富邦銀行另有提供無限制清償期之貸款方案。
7.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以台北富邦銀行提供之產品為準,且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。
8.總費用年百分率不等於貸款利率。
9.本總費用年百分率之計算基準日為112年12月5日。
10.最快1天核貸,是指於台北富邦銀行營業日9:00~17:00內備齊申請所需文件並送出申請,則最快可於8小時內核貸並於當日簽約及撥款。
11.台北富邦銀行保留客戶資格認定、貸款額度、貸款期限、適用利率及核貸與否之權利。若有其他未盡事宜,悉依台北富邦銀行相關規定或解釋辦理。
12.若您有任何信用貸款申請問題,可撥打申請專線02-6618-8703,由專員為您服務。
13.台北富邦銀行未與任何代辦或行銷公司合作辦理貸款事宜,敬請留意,以免損害自身權益。
14.本公司(Money101.com.tw)係提供各銀行貸款優惠資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
15.本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=0.0, loanAmountMax=5000000.0, apr=2.49, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}}
信貸也就是信用貸款,是指銀行根據借款人的信譽所發放的貸款,申請時不需要提供任何擔保,因此又稱為無擔保貸款。現在很多貸款產品都需要抵押或者擔保,而信用貸款是不用的。它的最大特點就是申貸人既不用提供任何抵押品,也不用去找第三方來擔保,僅憑申請人的信譽就可以取得銀行貸款,並以借款人的信用作為還款的保證。銀行一般都會重點申請者的收入是否穩定及個人信用記錄情況來進行審核,以免產生呆帳。Money101有免費提供個人化量身信貸推薦,輕鬆三步驟就可得知適合你的信貸方案,免填敏感個資,無電話干擾!
一般來說,申辦信用貸款,必須必備身分證、戶口名簿或戶籍謄本、印章、在職證明文件、薪資所得證明或其他相關證明文件。詳盡資訊可看這裡。
通常申請銀行的「個人信貸」是不需要徵提保證人的。想了解保證人是什麼、什麼情況需要保證人、當保人會不會影響貸款,可以看這裡。