This summer is shaping up to be an excellent time to shop for a new credit card. Fresh, limited-time deals are flooding the market—especially in the world of travel rewards cards. While the flashy bonuses draw you in, keep an eye out for other great features. You’ll find cards with travel perks, strong cash-back earning rates or intro APR offers, ensuring there’s the perfect card for everyone regardless of what you’re looking for.
Find The Best Credit Card Bonuses For New Cardholders Of 2024
IHG One Rewards Premier Credit Card
Whether you prefer a lump sum of points or free night certificates is subjective, but we think the new welcome offer on the IHG One Rewards Premier Credit Card is structured for maximum value. You can earn 5 Free Nights after spending $4,000 on purchases in the first three months from account opening—and then have fun hunting for redemptions. Its $99 annual fee is fair for the ongoing benefits it provides, like automatic Platinum Elite status and an Anniversary Free Night each year after renewal.
Southwest® Rapid Rewards® Premier Business Credit Card
Business cards won’t appeal to everyone, but if you’re eligible for a small business card, the Southwest® Rapid Rewards® Premier Business Credit Card is one of the best choices in July. You can earn an above average welcome bonus: 60,000 points after spending $3,000 on purchases in the first three months of account opening and an additional 60,000 points after spending $15,000 in nine months. Assuming you meet the spending requirements for the full bonus, you’ll have those points available for award travel and enough points for the airline’s coveted Companion Pass—potentially doubling how far those rewards can take you.
Citi Strata PremierSM Card
The Citi Strata Premier℠ Card has a powerful welcome offer to celebrate its recent launch, providing approximately $700 in value to qualifying new cardholders: Earn 70,000 bonus ThankYou® points after spending $4,000 in the first three months of account opening. It also has one of the most well-rounded sets of bonus categories available from a single card, with the opportunity to earn 10 points per dollar spent on hotels, car rentals and attractions booked on CitiTravel.com, 3 points per dollar on restaurants, supermarkets, gas & EV stations, air travel and other hotel purchases and 1 point per dollar on all other purchases. Points are valid toward travel, gift cards or as good as cash.
Discover it® Student Cash Back
Anyone heading to college this fall is likely to have some big expenses coming up, which makes the timing of the Discover it® Student Cash Back card’s welcome offer perfect. Get an Unlimited Cashback Match™ - Discover will match all the cash back you’ve earned at the end of your first year. There's no minimum spending or maximum rewards (yes, that means you’ll double your earnings on everything from textbooks to dorm essentials to travel between home and school). It also earns 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations and more, up to the quarterly maximum once activated. Plus, automatically earn unlimited 1% cash back on all other purchases. The card also features Walmart and grocery stores as part of the higher-earning categories from July 1 through September 30.
Capital One Venture Rewards Credit Card
Though the Capital One Venture X Rewards Credit Card (rates & fees) may get more attention, we love the Capital One Venture Rewards Credit Card’s (rates & fees) more palatable $95 annual fee. You’ll still earn 5 miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Travel, 5 miles per dollar spent on Capital One Entertainment purchases through 12/31/25 and an unlimited 2 miles per dollar spent on other purchases and have access to more than 15 Capital One rewards travel partners. Plus, you can snag a great limited-time offer available to new cardholders: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening, equal to $1,000 in travel.
Wells Fargo Attune Card*
The brand new Wells Fargo Attune℠ Card* comes with an easy-to-earn welcome offer and no annual fee or late fees. You’ll earn a $100 cash rewards bonus when you spend $500 in purchases in the first 3 months. But this card is interesting for its ongoing earning rates just as much as its one-time offer. You can earn strong cash rewards on unconventional categories, making it a fantastic add-on to the cards already in your wallet. Enjoy earning 4% cash rewards on eligible purchases for gym memberships, entertainment, sports, recreation, at spas or salons and select additional categories, 1% cash rewards on other purchases.
Bottom Line
These credit cards are some of the greatest options available for July 2024 and worth consideration as you think about your next application. But if none of these feel quite right, there are also some long-standing credit card bonuses on other cards to present you with extra choices. As always, a generous welcome offer is a fast way to boost your rewards balance until your ongoing earnings catch up.