Sonya Harris, CUDE, CCUFC’s Post

Celebrating Credit Unions: Your Friendly Financial Heroes At Cedar Financial, we’re proud to partner with credit unions—the unsung heroes of the financial world! Here’s why we believe in their mission and continue supporting their growth: Not-for-Profit & Member-Focused: Credit unions prioritize people over profit, ensuring members benefit from better rates and lower fees. Community Champions: They invest in local communities, fostering personal relationships and meaningful financial guidance. Tech Meets Trust: With evolving digital tools, credit unions now offer modern banking solutions with a personal touch. Loan Lifesavers: From car loans to mortgages, credit unions are there to lend responsibly—helping members build their dreams. Committed to Good: Many are leading the charge with ESG initiatives, making positive changes for both people and the planet. As a proud partner, Cedar Financial celebrates the impactful work credit unions do every day. Together, we are committed to helping them thrive and continue their mission of “People Helping People.” Here’s to a strong finish in 2024 and even greater success in the year ahead. #CreditUnions #CedarFinancial #PeopleHelpingPeople #FinancialPartnerships

Joining a credit union can offer numerous financial advantages, from better interest rates to personalized service. #CreditUnionMembership #FinancialCooperatives #SmartBanking https://lnkd.in/dhD63t_4

Imagine a place where every financial decision, every service, and every product is tailored just for you and your community. 🌟 At Credit Union of Atlanta, that's not just a dream—it's our vision. We're on a mission to become your go-to for all things finance, serving our wonderfully diverse communities, one member at a time. Why? Because your needs matter. Your dreams matter. 🚀 So, why not stop by? Let's have a real conversation about what you and your community need to thrive financially. We're not just here to serve you; we're here to look for you and look out for you. 💪 📍We're out there, in your community, making sure that when you think of trust, support, and financial growth, you think of us. Come in, let's talk. Because at Credit Union of Atlanta, it's not just about banking—it's about belonging. \#CreditUnionOfAtlanta \#CommunityBanking \#FinancialServices \#YourChoice \#FinancialGrowth \#CUAtlanta

Considering the top 5 reasons why you should become a member at St. Cloud Financial Credit Union: 🔹 Member Ownership: Our cooperative structure ensures that profits are reinvested in our members through better rates and lower fees. 🔹 Personalized Service: Experience the personal touch and member-centric approach that sets us apart. 🔹 Community Involvement: We actively volunteer in various community service projects and events, supporting local businesses and initiatives. 🔹 Financial Education: Access workshops aimed at enhancing financial literacy and skills for our members and the community. 🔹 Join a Community: It's not just about banking; it's about becoming part of a supportive community that values its members. Explore the advantages of being a part of our credit union family! #CreditUnion #Finance #CommunitySupport

A Glimpse Behind Financial Empowerment in Kern County: Take a sneak peek at last week’s event where we captured some exclusive behind-the-scenes moments. Our very own Cristian Campos & Gloria Aguirre were at the forefront, imparting their wisdom about the advantages of credit unions. They delved into the myriad of benefits that come with membership, highlighting why it stands out as a more favorable option compared to traditional banking. Did you know? Credit unions are unique in that they are not-for-profit institutions. This means they prioritize the financial well-being of their members over profits, often resulting in lower interest rates on loans and higher interest rates on savings accounts, compared to traditional banks. They’re all about empowering their members and communities, making them a smart choice for those looking to make the most of their money! . . . . #STRATAsphere #FinancialLiteracy #CommunityEmpowerment #StrataCreditUnion #FinancialEducation

Discovering the Future of Financial Support with Our Credit Union Family! 🌟 As we continue to navigate through a rapidly evolving financial landscape, we're thrilled to observe some remarkable trends at our credit union that reflect our commitment to serving you better. Here's a glimpse of how we're helping our community: 💸 **Financial Freedom**: Members seeking responsible finance management to gain financial freedom. 💷 **Loans**: Those in need of affordable loans for personal or emergency reasons. 📑 **Low Credit Scores**: Individuals with poor credit history, striving for financial stability. 💻 **Assessments**: Applicants requiring a careful assessment of loan affordability. We're more than just a credit union; we're a movement toward a more inclusive, supportive, and sustainable future for all our members. But we know the conversation doesn't stop here! ✍️ We'd love to hear from you! What trends do you think will shape the future of financial support within credit unions? How can we better serve your needs? Share your thoughts and let's cultivate a dialogue that propels us forward, together! #CreditUnion #FinancialInclusion #CommunityBanking #SustainableFinance #FinancialTrends #MemberFocused #YourVoiceMatters 🔄 Feel free to share this post and get the conversation started within your networks! 🔗 https://lnkd.in/e9-8Tekc

As someone who’s worked side by side with credit unions, helping them tackle their biggest strategic and operational hurdles, I’ve noticed something that often gets missed: understanding individual profit. No matter how good the intentions are—like serving underserved communities—if the data isn’t there to back it up, you’re putting financial health at risk. I remember working with one credit union that was all-in on expanding their membership. The mission was solid—bring more people into the fold, especially those traditionally underserved. But here’s where we hit a snag: they hadn’t accounted for how each new member would affect their overall profitability. This wasn’t just about hitting financial targets; it was about making sure the credit union could keep serving its community without losing its footing. This experience opened my eyes to a major gap. So many financial institutions are running blind when it comes to really understanding how each member impacts the bottom line. It’s not just about making more money; it’s about having the information you need to make smart, strategic decisions that balance your mission with long-term financial health. So here’s the thing—if you’re in the credit union world, don’t underestimate the power of data. When you know the individual profit, you can make decisions that not only help your community but also keep your institution financially strong. This is a call to action: dig into your data, figure out where your profit lies, and let that guide your strategy. By doing this, we can continue to serve our members effectively and ensure our institutions stay resilient for the long haul. #FinancialSustainability #SmartGrowth #DataDrivenDecisions #FinancialResilience #UnderservedCommunities #CreditUnionLeadership #CreditUnions

Get to know Suffolk Credit Union! Generations of Long Islanders trust us to guide them toward their financial goals. Wondering what makes our credit union different? We're interested in helping people prosper. Our team members are your neighbors, so we're all invested in making life better around here. And as a credit union, we're a not-for-profit, owned by members like you, which means you benefit from lower rates on loans and higher rates on savings products. You're the focus, not a group of shareholders. And that just scratches the surface. Real Easy. We’re more ahh and less ugh. A place that’s easy to do business with and easy to love, our streamlined processes, intuitive technology, convenient access, and wide variety of customizable products save time, reduce hassle, and make banking a breeze. Real Valued. A trusted advisor, we deliver personalized advice that makes members feel valued. By actively listening to our membership & empowering employees to solve needs quickly, we are able to deliver objective, thoughtful guidance that’s grounded in expertise. Not only that, we deliver great rates that grow both money and people. Real Respectful. By treating people with dignity and respect, being open and honest, and doing everything in our power to say yes (while just saying no to nickel and diming), we elevate what it means to be a friendly, ensuring loyalty isn’t just a program, it’s a way of life.

📢 Hey folks! Time for a crash course in financial lingo! 🤓 Let's talk about how a credit union is different from a bank, shall we? 👀 🏦 Banks, like the fancy pants they are, operate for profit. 💸💼 But credit unions are like the friendly neighborhood superhero 🦸♂️, more focused on serving their members rather than making it rain dollars. 💪#CommunityMatters 🙌 Credit unions are not-for-profit organizations, which means they often offer lower loan rates, higher interest on savings, and lower fees! 💰💸 Can I get a #GoodbyeFees please? 🙋♀️💃 So, if you're looking for a financial sidekick that's all about you, your community, and those extra dollars in your pocket, give a credit union a whirl! 🌍🤝 #ChooseWisely #invoicetemple

In order to be financially secure, you've got to know what it actually is. #moneytips #lifelessons