Property Fox’s Post

Why Mortgage Brokers are Better than Bank Agents 1. Wide Range of Option: Mortgage brokers have access to over 60 lenders, offering more competitive rates and terms than a single bank. 2. Personalized Service: Brokers provide tailored advice and solutions, ensuring your mortgage fits your unique needs. 3. Convenience: They handle the legwork, comparing options and negotiating on your behalf, saving you time and effort. 4. No Cost to You: Mortgage brokers are typically paid by the lender, so their services are free for you. 5. Flexibility: They can help with various mortgage types, including private and commercial options, not just traditional bank products. . Website: pinto.mortgage Book an appointment- link in bio @pinto.mortgage @sherwood.mtg . 🌐POWERED BY SHERWOOD MORTGAGE GROUP INC LIC#12176 @sherwood.mtg . . . . . #mortgageontario #ontariorealestate #homeloansontario #mortgagebrokerontario #ontariohomes #firsttimehomebuyerontario #ontariomortgagerates #mortgageadvice #ontariohousing #refinanceontario #homebuyingontario #mortgagehelpontario #torontomortgages #gtarealestate #OntarioProperty

🍁🏡 A mortgage pre-approval can be your game-changer! Not only does it give you clarity on your borrowing capacity, but it also strengthens your position as a serious buyer. Dive into pre-approval and unlock insights into your creditworthiness, potential loan amount and probable interest rates. Securing a mortgage pre-approval should be your first move! Here's why: 🎯 Know Your Budget: Understand exactly how much you can afford, avoiding the heartbreak of falling for homes out of reach. 💪 Stand Out: Sellers see pre-approved buyers as serious contenders, giving you an edge in competitive markets. 🔒 Lock in Rates: Some lenders offer rate guarantees during your pre-approval period, shielding you from potential hikes. 📝 Documents Check: A sneak peek into the paperwork required, helping you prepare early on. Navigate the Canadian property market with confidence and an ace up your sleeve! 🗺️🔍 Be prepared, be empowered! 💰🔑 📞 604-319-6573 📩 [email protected] 🌐 www.kristinwoolard.ca #KristinWoolardMortgages #PortCoquitlamMortgageExpert #BCMortgageSolutions #WoolardHomeFinancing #PoCoMortgageBroker #BCRealEstateFinance #WoolardMortgageAdvice #PortCoquitlamHomeLoans #MortgageTipsByKristin #PoCoPropertyFinance

Rates aren’t as important as the product you receive when obtaining a mortgage and understanding the mortgage clauses. Work with a professional mortgage broker who have access to multiple lenders product and who can read through the fine lines which you wouldn’t pay attention to. Know the difference between a collateral charge vs a non collateral charge pros and cons Exit clauses, renewal options, prepayment privileges, porting a mortgage vs obtaining a new mortgage option. Know the difference of penalty calculation to break a mortgage term based on the product you’re signed up for and options of getting the penalty waived or reduced Another important factor that is overlooked is service level and flexibility you’ll have when working with a professional broker. Currently, our discounted promo rate on purchases with less than 20% down is from 4.79% If a client is refinancing or putting 20% down on a purchase then our promo rate is starting from 4.99%. Every transaction rate is subject to asset type, location, client credit profile, loan ask and product offering. [email protected] I 647-242-9814 #mortgagebroker #mortgageadvice #MortgageTips #mortgagerates #RateVSProduct #KnowledgeIsPower #Ontario #Canada #CMFG #Brokerage #CEO #AmeeraAmeerullah

🏡 Are you due for a mortgage renewal in the next 4-6 months? Don't make a move without considering your options! As a seasoned Mortgage Broker, I'm here to help you navigate the renewal process and secure the best deal for your unique needs. Here's why you should choose to reach out : Personalized Solutions: I tailor mortgage options to fit your financial situation and goals, ensuring you get the best possible terms. Access to Multiple Lenders: Unlike your bank, I have access to a wide network of lenders, giving you more choice and potentially better rates. Did I mention unpublished rate specials ?? Expert Guidance: From start to finish, I'll guide you through the renewal process, answering your questions and providing expert advice. Save Time & Hassle: Let me handle the paperwork and negotiations, so you can focus on what matters most to you. Don't settle for the status quo – explore your options with #CreativeMortgages today! Contact me to schedule a consultation. #MortgageRenewal #SmartChoices #FinancialFreedom #EdmontonMortgages#sprucegrovemortgages#sprucegrovemortgagebroker#edmontonmortgages#stalbertmortgages#leducmortgages#yukonmortgages#bestmortgagerates 🌟🏠

Attention Mortgage Brokers! Did you know there are significantly more mortgage renewals each year than new mortgages? Renewals occur regardless of rate fluctuations and market conditions. To achieve consistent growth, securing these renewals is crucial. However, lenders currently capture 90% of renewals by making the process easy for borrowers, leaving mortgage brokers with only a fraction of the potential revenue. To thrive, mortgage brokers need an efficient way to identify and capitalize on refinancing opportunities, whether they’ve previously worked with the client or not. Enter Property Fox—a cutting-edge opportunity management system designed specifically for Canadian mortgage brokers. Property Fox helps you: ✅ Identify refinancing opportunities from past clients ✅ Prospect new clients considering refinancing ✅ Strengthen client relationships to boost referrals ✅ Streamline your workload Discover how Property Fox can transform your business and help you win more renewals today! www.PROPERTYFOX.AI/DEMO #propertyfox #mortgagerenewals #refinancing #opportunity

LISTEN UP NOW 🚨 The majority of lenders are now letting you secure 6 months prior to your rate expiring, and this is why you should listen up and take action now! Locking yourself in now will secure a rate, and this rate will stay in place until your fixed rate period ends on your existing mortgage. ⬆️ If rates go up, you are locked in and already secured, so the increase will not impact you! ⬇️ If rates go down, you can still get these rates secured as long as it's before the fixed rate period end date! WIN WIN!!! We offer a no fee if you are looking to stay with your existing lender and simply complete a product transfer request. We work with you and for you to get you in the best possible position, especially with so much uncertainty having a Mortgage broker 🙋🏼♀️ to help and guide you is key! Your home may be repossessed if you do not keep up repayments on your mortgage. 📲 07791786265 📧 [email protected] 📩 inbox me now 🌐 https://lnkd.in/ejUM5UDW #MortgageAdvisor #Mortgages #mortgageadvice #mortgageexpert #mortgagesexplained #mortgagebroker #propertyladder #finances #toptip #mortgagetip #remortgage #productttansfer #rateswitch #lender #mortgagelenders

Rates aren’t as important as the product you receive when obtaining a mortgage and understanding the mortgage clauses. Work with a professional mortgage broker who have access to multiple lenders product and who can read through the fine lines which you wouldn’t pay attention to. Know the difference between a collateral charge vs a non collateral charge pros and cons Exit clauses, renewal options, prepayment privileges, porting a mortgage vs obtaining a new mortgage option. Know the difference of penalty calculation to break a mortgage term based on the product you’re signed up for and options of getting the penalty waived or reduced Another important factor that is overlooked is service level and flexibility you’ll have when working with a professional broker. Currently, our discounted promo rate on purchases with less than 20% down is from 4.79% If a client is refinancing or putting 20% down on a purchase then our promo rate is starting from 4.99%. Every transaction rate is subject to asset type, location, client credit profile, loan ask and product offering. [email protected] I 647-242-9814 #mortgagebroker #mortgageadvice #MortgageTips #mortgagerates #RateVSProduct #KnowledgeIsPower #Ontario #Canada #CMFG #Brokerage #CEO #AmeeraAmeerullah

At times, a larger down payment appears advantageous, but it varies based on your situation. 🤔 Consider a smaller down payment to retain some cash in your pocket! 💰 To explore the best approach for your circumstances, opt for a free mortgage consultation. Together, we can craft a personalized home purchasing plan. 🤝 𝐇𝐨𝐰 𝐚𝐫𝐞 𝐛𝐫𝐨𝐤𝐞𝐫𝐬 𝐩𝐚𝐢𝐝? By the lenders. 𝐖𝐡𝐞𝐧 𝐝𝐨 𝐭𝐡𝐞𝐲 𝐜𝐡𝐚𝐫𝐠𝐞 𝐟𝐞𝐞𝐬? Typically only for private transactions. 𝐖𝐡𝐲 𝐰𝐨𝐮𝐥𝐝 𝐲𝐨𝐮 𝐮𝐬𝐞 𝐚 𝐛𝐫𝐨𝐤𝐞𝐫?Access to more lenders, programs, products & interest rates. 𝐃𝐨 𝐲𝐨𝐮 𝐬𝐭𝐢𝐥𝐥 𝐡𝐚𝐯𝐞 𝐪𝐮𝐞𝐬𝐭𝐢𝐨𝐧𝐬? I can help you with that! 👋 -- 📞 204-479-4316 📩 [email protected] 🌐 www.shirlfunk.ca #mortgage101 #canadamortgages #canadarealestate #mortgagetips #mortgageupdate #Winnipegmortgagebroker #winnipeg #winnipegmortgage #Manitobamortgagebroker #manito #manitomortgage #shirlfunkmortgages #FUNKMTG #Bosslady #bestmortgagebroker

🎉 Happy Monday! If you're a later-life mortgage intermediary looking to grow your business, try out our easy Affordability Calculator to find out how much your clients could borrow. Submit your result code along with an innovative idea to grow your later-life business, and you could be in with a chance to WIN £1000!💸 💼 Whether it's a unique approach to client engagement or a lead generation plan, we want to hear from you! Your next big win could be just an idea away! 🏆Try the Affordability Calculator using the QR code below or learn more about the competition using this link ▶ https://lnkd.in/erAaQsBt Intermediaries only. Terms & conditions apply. #MortgageBrokers #LaterLifeLending #ukmortgage #mortgages #mortgageadvisers

🔍 Access to Multiple Lenders: Giving you a wider range of options to choose from, potentially including better rates and terms. ✨ Expert Advice: Mortgage brokers are experts in the field and can provide personalized advice tailored to your specific financial situation and goals. ⏳ Save Time and Effort: A broker can save you time by doing the legwork for you, comparing different lenders and products to find the best match for your circumstances. 📈 Consideration of Your Long-Term Goals: They can provide advice on whether a particular mortgage product aligns with your goals and objectives. Overall, consulting with a mortgage broker before remortgaging can provide you with valuable financial market insights, access to a wider range of options, and expert guidance and generally taking the pain out of the process. www.aphfinancial.co.uk #mortgagebroker #mortgages #proudtobeprimis