New Associate Position! Starting base salary $100,000-$130,000 (negotiable), bonuses, paid malpractice, health insurance, holidays, vacation, great hours and weekends off. https://lnkd.in/g3wh-fz4 #chiropractic #chiropractor #chiropractors #chiropracticcare #chiropractichealth #chiropracticemployment #chirojobs #healthcarejobs #doctors #doctorjobs #staffingagency #mmachiropractors #venicefl #venicefljobs #florida #floridajobs
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Health insurance, 401(k) or other, dental insurance, paid leave, and vision insurance as the five most important benefits employers can offer. 7 out of 10 candidates consider these a must. #EdwardsConsulting #WorkplaceCulture #WeBuildHR #HumanResources #JobInterviews #HiringAndPromotion #JobSearch
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I met with an employer last week and the HR Director told our team their company had changed health insurance carriers every year for the past 3 years. She was upset about it, and I don’t blame her… So why is changing health insurance carriers every year a bad thing? 🤔 👉 It can lead to disruption, potential loss of benefits, administrative burdens, limited leverage in negotiations, and potential for coverage gaps 👈 If you are an employer in a fully insured program finding yourself in the same situation, it may be time to reevaluate who you are partnering with… In the interim, here’s a few things you can do ⬇️ 1. Evaluate the feasibility of self-funding 2. Explore alternative plan designs 3. Implement cost containment strategies and consider nontraditional medical plans (captives, RBP, DPC, etc.) 4. Consider multi-year contracts #EmployeeBenefits #HealthInsurance #BenefitsConsultant
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Helping Texas companies increase 𝗽𝗿𝗼𝗳𝗶𝘁𝗮𝗯𝗶𝗹𝗶𝘁𝘆 & 𝗲𝗺𝗽𝗹𝗼𝘆𝗲𝗲 𝗽𝗮𝘆 by fixing their health insurance plans.
“𝗛𝗼𝘄 𝗱𝗶𝘀𝗿𝘂𝗽𝘁𝗶𝘃𝗲 𝘄𝗶𝗹𝗹 𝘁𝗵𝗶𝘀 𝗰𝗵𝗮𝗻𝗴𝗲 𝗯𝗲 𝘁𝗼 𝗹𝗼𝘄𝗲𝗿 𝗵𝗲𝗮𝗹𝘁𝗵 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗰𝗼𝘀𝘁𝘀 𝗶𝗻 𝗺𝘆 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀?” While many of my clients quickly adopt the full “Insider Plan,” most of my clients don’t make disruptive changes. But there is one they have to make: hiring the right advisor to bring the right strategy and solutions. For some, this is easy. Others have very long relationships with really good people, but those folks just can’t bring the right plan and execution together to make it all work. 𝙒𝙝𝙖𝙩 𝙞𝙨 𝙩𝙝𝙚 𝙪𝙡𝙩𝙞𝙢𝙖𝙩𝙚 𝙘𝙤𝙨𝙩 𝙩𝙤 𝙮𝙤𝙪𝙧 𝙗𝙪𝙨𝙞𝙣𝙚𝙨𝙨, 𝙥𝙧𝙤𝙛𝙞𝙩𝙖𝙗𝙞𝙡𝙞𝙩𝙮, 𝙮𝙤𝙪𝙧 𝙚𝙢𝙥𝙡𝙤𝙮𝙚𝙚𝙨 𝙗𝙚𝙣𝙚𝙛𝙞𝙩𝙨 𝙖𝙣𝙙 𝙞𝙣𝙘𝙤𝙢𝙚𝙨, 𝙖𝙣𝙙 𝙩𝙝𝙚 𝙪𝙡𝙩𝙞𝙢𝙖𝙩𝙚 𝙫𝙖𝙡𝙪𝙖𝙩𝙞𝙤𝙣 𝙤𝙛 𝙮𝙤𝙪𝙧 𝙘𝙤𝙢𝙥𝙖𝙣𝙮? Link to full episode in the comments. #CEO #CFO #HR #humanresources #medical #medicalinsurance #healthinsurance #healthcare #employeebenefits #BenefitsInsider
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The short answer is “yes”; however, in some circumstances, “caveat emptor” (buyer beware). 👇 For fully insured medical plans, if you want to switch your health plan prior to your renewal date, we encourage you to partner with your Health Insurance Agent/Broker, or PEO Agency, to: a) confirm that coverage has been approved by the new health insurance carrier; and b) try to provide as much advance notice of termination with your current medical insurance carrier to ensure a smooth termination process. For companies with 20+ full-time employees (2 or more employees in the State of California), you will also want to address COBRA coverage with the incoming #healthinsurance provider. For partially, level, self-funded, or captive medical plans, THIS is where “caveat emptor” applies. Certain partially, level, self-funded, or captive #medicalplans have early termination clauses and/or penalties. We strongly encourage that you work with your Health Insurance Broker or #PEO Agency to review the terms and conditions of your partially, level, self-insured, or captive contract. Important note: a majority of level-funded plans will keep 100% of any claim surplus in the event of early termination. #HRtips #humanresources #employeebenefits #PEOAgency
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I spoke to a prospective employer today with between 20-50 employees. When their health insurance came up, here's what was discovered: They use a big national carrier They have gotten renewal increases the last 3 years between 6-9% per year. They have an MLR (medical loss ratio) consistently under 40% Their impression is that because of their size, their increase each year "is what it is." That's what their broker has told them...and I'm gonna call BULL! That's a red flag and a flat out lie. Don't commit your business and one of your biggest business expenses to a broker... Get an advisor who does more than quote you out and cash their commission checks. Novaura #NewDawnInBenefits #benefits #benefitsstrategy #employeebenefits #benefitsadvisor #advisor #ceo #cfo #hr #humanresources
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𝗛𝗲𝗮𝗹𝘁𝗵 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗥𝗲𝘀𝗼𝘂𝗿𝗰𝗲𝘀 𝗽𝗮𝗴𝗲 𝗳𝗿𝗼𝗺 #USHC 👉👉Anyone with a body needs these resources. 🥳 No exchanges are necessary. Okay, I get it! ‘Tis the season to be jolly, decompress, relax, turn off, eat delicious food etc etc It’s not the time to think about health insurance, claims denials, prescription medicine costs, and all of that 𝙢𝙞𝙨𝙝𝙚𝙜𝙖𝙨 (aka craziness). Yuck! Sooo, all I’m saying is do this one thing. Think of it as a holiday gift for your future self. Happy to announce and share with you -- 👌👌How to Manage Your Health Insurance resource page.👌👌👌 ✅ Bookmark this page. https://vist.ly/qn2m One second, and you’re done! Set-it-and-forget-it! Unless, of course, you happen to need it right now. 🤩😕 Then, by all means, dig in. We’re here for you!
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Employee Benefits & Engagement | Business Risk Management | Financial Risk Management | Retirement & Investment
Recently, I met up with a senior management from my group client office. Reason for the meeting was to help with the settlement of follow up claims as he has just recovered from the operation and was quite weak to move around. Here are 4 things I learned from the meeting: 1. Relying solely on group medical insurance can be risky due to its limitations and potential gaps in coverage. 2. Group plans may not be tailored to individual needs, leaving some critical areas underinsured. 3. Coverage often ends when you leave your job, leaving you vulnerable during job transitions or for life. 4. Group plans may have high deductibles and out-of-pocket costs that can strain finances in case of major health issues. For these reasons, it's prudent to consider supplemental individual health insurance to ensure comprehensive, continuous, and personalized coverage. This proactive approach can safeguard your health and financial well-being in the long term. Do you depend solely on group insurance? #AIA #AIG #ChinaTaipingSG #AIACorporateSolutions #AIARegionalSolutions #RegionalEmployeeBenefitSpecialist #EmployeeBenefits #EmployeeEngagement #EmployeeWellBeing #Generalinsurance #RiskManagement
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𝗛𝗲𝗮𝗹𝘁𝗵 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗥𝗲𝘀𝗼𝘂𝗿𝗰𝗲𝘀 𝗽𝗮𝗴𝗲 𝗳𝗿𝗼𝗺 #USHC 👉👉Anyone with a body needs these resources. 🥳 No exchanges are necessary. Okay, I get it! ‘Tis the season to be jolly, decompress, relax, turn off, eat delicious food etc etc It’s not the time to think about health insurance, claims denials, prescription medicine costs, and all of that 𝙢𝙞𝙨𝙝𝙚𝙜𝙖𝙨 (aka craziness). Yuck! Sooo, all I’m saying is do this one thing. Think of it as a holiday gift for your future self. Happy to announce and share with you -- 👌👌How to Manage Your Health Insurance resource page.👌👌👌 ✅ Bookmark this page. https://vist.ly/qn2k One second, and you’re done! Set-it-and-forget-it! Unless, of course, you happen to need it right now. 🤩😕 Then, by all means, dig in. We’re here for you!
How to Manage Your Health Insurance
https://unitedstatesofhealthcare.com
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Calling all forward-thinking business owners and HR professionals! 📈 How would you like to offer your employees a competitive advantage that not only attracts top talent but also ensures their well-being? Group health insurance plans can do just that. Let's connect and discuss how we can tailor a plan to meet your organisation's unique needs and budget. Ready to invest in the health and happiness of your team? Let's chat. #GroupHealthInsurance #EmployeeBenefits"
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Chief Business Officer at Policybazaar.com | On a mission to simplify health insurance, and assist with claims
Amidst a health emergency, the last thing one wants is financial worry. Health insurance provides a crucial safety net ensuring access to the best medical care without the burden of managing the immediate finances. The cashless facility, a boon from insurance companies, facilitates the direct coordination with hospitals for seamless bill settlement. For some policyholders obtaining claim approval can pose challenges in the rarest situations. The reasons could vary from missing documents to failure to understand the policy details. Committed to aiding customers in navigating these hurdles and ensuring they receive the quality treatment they deserve we have introduced the ‘Claim Samadhan Divas’. Under this initiative, policyholders and insurers come together to discuss the claim settlement process, aiming for real time approval. This collaborative approach seeks to address the claim related issues promptly, fostering transparency and efficiency. The video below captures how the struck claims are settled in real time. Watch the full video https://lnkd.in/d-MwY5dc #healthinsurance #health #healthinsuranceclaim #claims #insuranceindustry #healthcare #healthandwellness #patientexperience #patientexperience #starhealth #starhealthinsurance
Claim Samadhaan Diwas with Star Health Insurance | Policybazaar
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