MMA Chiropractors’ Post

This is my collection (scrapbook?) of health insurance cards from 2021 to the present. These policies ranged from $400/month to $2000/month for family coverage. ◾Some are from job loss. ◾Some are through an employer, and some are from Marketplace/ACA. ◾Some are for COBRA. ◾Some were just for 1-2 months. ◾Some were new just because the calendar year changed over. ◾Some are because benefits didn't kick in right away. This is a both/and sentiment: I am both thankful that my current job offers strong benefits AND feel strongly that employment status should not be connected to the ability to obtain and pay for health insurance. P.S. I'm in the USA (as if you couldn't guess). P.P.S. The scheduler at my doctor's office gave me a little attitude when I didn't immediately remember the name of my current insurance carrier. You can see how that might happen. #healthcare #healthcarecoverage #marketplace #ACA #obamacare #healthinsurance

Recently, I met up with a senior management from my group client office. Reason for the meeting was to help with the settlement of follow up claims as he has just recovered from the operation and was quite weak to move around. Here are 4 things I learned from the meeting: 1. Relying solely on group medical insurance can be risky due to its limitations and potential gaps in coverage. 2. Group plans may not be tailored to individual needs, leaving some critical areas underinsured. 3. Coverage often ends when you leave your job, leaving you vulnerable during job transitions or for life. 4. Group plans may have high deductibles and out-of-pocket costs that can strain finances in case of major health issues. For these reasons, it's prudent to consider supplemental individual health insurance to ensure comprehensive, continuous, and personalized coverage. This proactive approach can safeguard your health and financial well-being in the long term. Do you depend solely on group insurance? #AIA #AIG #ChinaTaipingSG #AIACorporateSolutions #AIARegionalSolutions #RegionalEmployeeBenefitSpecialist #EmployeeBenefits #EmployeeEngagement #EmployeeWellBeing #Generalinsurance #RiskManagement

✨ Transitioning Careers? Don't let COBRA costs catch you off guard! 💼💔 We've all felt that sticker shock after seeing the COBRA paperwork post-notice. Take a deep breath; there are other health insurance options out there! 🌐✨ Whether you're in a short probation period, pursuing your passion sans group benefits, or just need coverage temporarily, I've got your back. Let's explore alternatives tailored to your needs as you embark on the next chapter of your journey. 🚀💙 HELPFUL TIP: Even if you've already enrolled, you're not locked in! Stay flexible; you can cancel anytime. Let's navigate this together! 🤝🔍 #HealthInsurance #CareerTransition #BStaplesInsSolutions

Navigating unemployment? Don't let your healthcare coverage lapse! Facing a job layoff and interested in learning more about your health insurance options? Call me today! 920.305.7688 [email protected] #GatewayFinancialPartners #BenchOfLife #401k #rollover #financialplanning

Employee Benefit Liability Insurance claims can be triggered by various events, such as the failure to provide required benefits notices, errors in processing changes to employee coverage, or inaccuracies in handling employee contributions to benefit plans. #medicare #healthcare #insurance #medicaid #healthinsurance #health #medicareadvantage #lifeinsurance #medical #insuranceagent #medicareforall #medicaresupplement #medicareinsurance #doctors #medicalbilling #retirement #medicareagent #medigap #physicaltherapy #doctor #openenrollment #seniors #credentialing #seniorcare #medicine

There is a long list of reasons why I can't and won't settle for the status quo for health insurance, but here's a big one: 2/3 of bankruptcies in America are largely due to medical debt. What's worse? 75% of those HAVE health insurance. As a benefits advisor, I can't stand idly by while that remains a reality. Employers shouldn't either! It doesn't have to be that way. That's why we are bringing in innovative solutions and building solutions for employers not built around profit, but around helping our community avoid medical debt all together. #NewDawnInBenefits #employeebenefits #benefits #hr #ceo #employer #cfo #community #benefitsstrategy #healthinsurance #grouphealthinsurance #benefitsconsultant

🚨 What is COBRA insurance? 🤔 A federal law that may allow you to temporarily keep health coverage after your employment ends, you lose coverage as a dependent of the covered employee, or another qualifying event for up to 18 months.. Did you know that you DO NOT have to elect to take the COBRA option❓❗️❓ There are AFFORDABLE options on the private market side that can fill the gap that you are looking for until your new job offers you group employer insurance. If you’re not offered any insurance we’ve got you covered too! With COBRA You pay 100% of the premiums, including the share the employer used to pay, plus a small administrative fee. It is VERY EXPENSIVE! If you have been offered COBRA please give us a call today so we can shop all the carriers that are offered to you and help you save money! You have options, don't settle for expensive! ✨Call today for a FREE quote!!!✨ _____ 📲319.750.9696 📧[email protected] 🌐schwenkerinsurance.com #healthinsurance #collegesports #insurance #InsuranceCoverage #healthinsurance #insurance #lifeinsurance #health #insuranceagent #insurancebroker #healthcare #insuranceagency #family #insurancepolicy #medicare #Obamacare #medicalinsurance #life #travel #insuranceclaim #healthiswealth #insurancehelp #letmehelpyou #imyourgirl #broker #brokersarebetter #dentalinsurance #visioninsurance #openenrollment #affordablecareact #WednesdayWisdom

TEN Things YOU Need To Know Before You Go On or Off of A Health Insurance Plan: If your Health Agent/Financial Advisor is not asking for these pieces of information, you may have gaps in your health coverage... or paying too much. Call me to discuss your situation.. (702) 773-0016 1. Zip 2. Income (Gross For W-4 Employees) (Net For W-2 Self-Employed) 3. D.O.B for all 4. Dr.'s (PCP) & Specialists 5. Dentist(s) 6. Drugs 7. Pharmacy 8. Discount Programs 9. Discharge/Retirememt Date (FEHB, Tri-Care, VA) 10. Date of Retirement

**Texas Businesses: Wrangling Those Skyrocketing Health Insurance Costs ** Struggling with employee health insurance premiums that rival a rodeo clown's salary? You're not alone, partner. But before you throw in the towel, saddle up for some cost-saving strategies straight from the Lone Star State! In this comprehensive guide, we'll show you how to: Rope & Tie Those Premium Hikes: Discover how to comparison shop like a blue ribbon champion and find plans that fit your budget without compromising coverage. Navigate the Maze of Networks: Steer clear of limited networks that leave your employees lost in the healthcare desert. Analyze services and providers to ensure everyone gets the care they need. Unleash the Power of Self-Funding: Dive into alternative options like HRAs and self-funded plans, potentially lassoing lower costs and greater control. Team Up with an Expert Guide: Don't go it alone! Partner with a seasoned insurance agent who knows the Texas landscape like the back of their hand. No more sleepless nights wrestling with rising premiums and employee anxieties. With the right strategies and expert guidance, Texas businesses can find solutions that work for everyone. Read the full guide and reclaim your financial freedom! https://ins4tx.co/3HrUdhI #TexasBusiness #HealthInsurance #CostSavingStrategies #InsuranceForTexans

🩺 Are you part of a health care system offering benefits like paid time off, paid leave, life insurance, and disability programs to your physicians? Or are you looking to understand more about these benefits? Join Marsh McLennan Agency's survey and be the first to get exclusive insights. We've been receiving many questions about physician benefits, and it's time to take a closer look at the current landscape. We need your insights to do this! #HealthCare #PaidLeave