Market Street Trust Company’s Post

Quarter in review: A tale of two markets 📈 📉 ? The US braces for a soft landing, propelling US Large Cap Stocks higher. However, not everything followed suit. Check out our insights below. 👇 #markets #investing

Are you looking to grow your investment while protecting against market losses? Compound interest and indexed accounts are two financial strategies that can help you achieve just that. Indexed accounts are linked to insurance or annuity contracts and offer higher potential returns by letting investors benefit from market gains while providing security against market losses. Meanwhile, compound interest allows for rapid investment growth by earning interest on both the initial principal and the interest accrued over time from prior periods. These two strategies often go hand in hand, with interest credited to indexed accounts compounding over time, providing tremendous growth potential for investors. Plus, investments in indexed accounts are protected against fluctuations in the stock market, allowing for growth without risking losses. Make wise financial decisions and consider these strategies to grow your hard-earned money. #indexeduniversallife #indexedstrategy #financialliteracy #investmentopportunity #investmentproperty #CompoundInterest #investmentstrategy #investment #sahm #momsinbusiness #investingtips #momswhowork #lifeprotection #incomeprotection #financialplanning #financialfreedom #linkedinconnection

✨Understanding Capital Markets and Their Instrument✨ Capital markets play a crucial role in the global economy by facilitating the flow of funds between investors and companies. These markets help businesses raise the money they need to grow and expand, while offering investors opportunities to earn returns on their capital. At the heart of capital markets are various financial instruments that make this exchange possible. ⭕Stocks👉One of the primary instruments in capital markets is stocks. When you buy stocks, you purchase a share of ownership in a company. This gives you a stake in the company’s profits and losses. Stocks are often traded on stock exchanges, such as the NSE and BSE ⭕. Bonds👉 are essentially loans that investors give to companies or governments. In return, the issuer promises to pay back the principal amount with interest over a specified period. Bonds are typically considered safer investments compared to stocks because they provide regular interest payments and return the principal at maturity. ⭕ mutual funds👉 are also important in capital markets. These funds pool money from many investors to buy a diversified portfolio of stocks, bonds, or other assets. They provide investors with diversification and professional management. ♦️In summary, capital markets and their instruments are vital for economic growth and investment opportunities. Understanding these instruments helps investors make informed decisions and supports companies in achieving their financial goals.♦️✨

The S&P 500 index gained approximately 1.5% for the week, nearing its all-time highs. All but one (Energy) of the sectors in the S&P 500 advanced, reflecting continued investor optimism. With earnings season mostly behind us, the market is closely watching for clearer guidance on the Fed's rate cut strategy, with significant implications for investor strategies moving forward. For the

Market fluctuations, like those observed recently, are a natural part of investing. The below J.P. Morgan chart (2022) shows average intra-year drops of 14.2% in the S&P 500 spanning more than four decades. Despite these significant drops, annual returns remained positive in 32 out of the 42 years. This intra-year volatility presents a valuable opportunity for investors to enhance their returns through tax loss harvesting in non-qualified (taxable) accounts. By strategically selling investments at a loss, investors can offset capital gains and reduce their overall tax liability. This not only mitigates the impact of market downturns but also maximizes after-tax returns. The key to unlocking the full potential of TLH is leveraging market downturns through direct indexing. Market volatility isn't just a challenge; it's an opportunity. With Alphathena’s direct indexing and tax loss harvesting platform, users can turn intra-year downturns into moments of financial advantage for their clients. Reach out to me via DM or visit alphathena.com to discover how our platform empowers RIAs, broker dealers, and tech partners to revolutionize their unique strategies and enhance the value they deliver to investor relationships. #directindexing #taxlossharvesting #wealthmanagement #volatility #RIA #InvestmentStrategy #PortfolioManagement #InvestmentSolutions #Fintech #FinancialAdvisors #RiskManagement #MarketTrends #ESGInvesting #InnovationInFinance

Investors seeking to step out of cash while managing risk should consider fixed income for potential returns. High yield assets with deep discounts, strong fundamentals, and short maturities may provide appealing risk-adjusted returns. Learn more: https://bit.ly/44MFpFs #FixedIncome | #ShortDurationHighYield | #InvestmentStrategies

What is Capital Market? The capital market is a financial system where long-term debt or equity securities are bought and sold. Here's a brief overview: 1. **Primary Market:** Companies issue new securities through an initial public offering (IPO) in the primary market. Investors purchase these securities, providing capital directly to the issuing company. 2. **Secondary Market:** After the initial issuance, securities trade on the secondary market, such as stock exchanges. Here, investors buy and sell previously issued securities among themselves, and the issuing company doesn't directly receive funds from these transactions. 3. **Types of Securities:** The capital market deals with various financial instruments, including stocks (equity securities) and bonds (debt securities). These securities represent ownership or indebtedness in a company. 4. **Functions:** The capital market serves several functions, including facilitating capital formation for businesses, providing liquidity for investors, and establishing a valuation for financial instruments through market prices. 5. **Participants:** Participants in the capital market include individual investors, institutional investors (such as mutual funds and pension funds), investment banks, and the issuing companies. 6. **Risk and Return:** Investors in the capital market assume different levels of risk based on the type of securities they hold. Generally, higher-risk investments have the potential for higher returns, but they also come with increased volatility. 7. **Regulation:** Capital markets are typically subject to regulatory oversight to ensure fair practices, transparency, and the protection of investors. Regulatory bodies vary by country. 8. **Global Nature:** Capital markets are often global, with investors and issuers from different countries participating in transactions. This globalization contributes to the interconnectedness of financial markets worldwide. Understanding the capital market is essential for investors, businesses, and policymakers as it plays a crucial role in allocating resources, fostering economic growth, and providing investment opportunities.

Investors should embrace the attractive income and total return opportunities that exist today in both fixed income and equity markets, says Franklin Income Investors. Read the 2024 outlook: https://s.frk.com/3RHTDTb

📍 Here's The primary market and secondary market are two types of financial markets that play important roles in the buying and selling of securities (such as stocks, bonds, and other investments). 💠Primary Market: 🔻The primary market is where new securities are issued and sold to investors for the first time. 🔻Companies, governments, or other organizations issue securities to raise capital for various purposes, such as expanding their business, repaying debt, or financing new projects. 🔻Investment banks or underwriters facilitate the process by buying the securities from the issuer and then selling them to investors. 🔻The primary market is also known as the "new issue market." 💠Secondary Market: 🔻The secondary market is where existing securities are bought and sold among investors. 🔻It is a market for trading securities that have already been issued in the primary market. 🔻Investors can buy and sell securities on stock exchanges, over-the-counter markets, or through other trading platforms. 🔻The secondary market provides liquidity, allowing investors to easily buy and sell securities, and helps determine the market price of securities. 👉In summary: 🔸Primary market: new securities are issued and sold to investors for the first time. 🔸Secondary market: existing securities are bought and sold among investors. 👉Both markets play important roles in facilitating the flow of capital between issuers and investors, and in enabling investors to manage their investments. #investmentbanking #stockmarket #finance

The chart below compares the yield of a traditional 60/40 portfolio with one that uses one of our most popular equity model portfolios. Allocating the 60% towards one of our models - rather than the S&P 500 - would create a much higher starting yield. Using KCR’s simple, concentrated, low-turnover, and tax-efficient model portfolios, the margin of safety may improve by simply swapping out the S&P500 Index. This is a simple method allocators can utilize to increase their probability of outperforming the benchmark, as starting valuations have historically had an outsized impact on LT outcomes. Learn more about our research here! ↓ https://lnkd.in/gEE8u37F