Lyceum Insurance Services’ Post

🏥 Health insurance protects individuals from high medical costs while providing access to preventive care, and ensuring financial security during emergencies. 📍Supplements help manage deductibles and co-pays- providing an extra layer of financial protection, ensuring that individuals can focus on their health without the worry of out-of-pocket expenses. All in all, health insurance, supplemented by appropriate coverage, helps maintain both physical well-being and financial stability. Do you have the coverage you need?

“I have insurance but I don’t know why.” “I know I have it, couldn’t tell you what it’s good for.” “I pay for it every month but have no clue what I pay for.” 57% of individuals with health insurance don't utilize it due to uncertainty about their coverage. Business Owners, your employees don't understand the value of what you made available to them until they're knowledgeable about the health plan/benefits. At Marsh Insurance Benefits, we strive for people to fully comprehend the available benefits and their impact before enrolling. Our commitment is to prioritize education before making a decision. Have a great Wednesday everyone! As always, to step your benefits up, reach out today. #employeeappreciation #EmployeeHealth #employeebenefits #businessowners #healthinsurance #BusinessGrowth

Learn how group benefits can help your business!

Your employees are your most valuable asset, and their well-being is essential to the success of your business. That's why at The Risk Cover, we offer comprehensive corporate health and life insurance plans to protect your team's financial security and peace of mind. Our customizable insurance solutions are designed to meet the diverse needs of your workforce, providing coverage for medical expenses, life insurance, and more. By investing in your employee’s health and well-being, you're not only safeguarding their future but also strengthening your company's foundation for long-term success. #EmployeeBenefits #CorporateInsurance #HealthInsurance #LifeInsurance #FinancialSecurity #WorkplaceWellness #EmployeeWellbeing #InsuranceCoverage #RiskManagement #BusinessProtection

Ever wondered what small group insurance is all about? 🤔 Let's break it down! Small group insurance is like a tailored suit for businesses with a smaller crew—typically one to 50 employees.  Here's the scoop: It's a smart way for businesses to provide health coverage without breaking the bank. With benefits like shared costs and standardized coverage options, it's a win-win for both employers and employees. As your friendly insurance guide, I'm here to demystify the complexities, so you can make informed decisions for your team. 🤝  Let's navigate the world of small group insurance together—affordable, comprehensive, and tailored just for you!  Cilbia Romero 720-470-3900 [email protected] Licensed Broker, Romero Insurance CO #RomeroInsurance #SmallGroupInsurance #EmployeeBenefits #BusinessHealth #InsuranceInsights #InsuranceSolutions #EmployeeWellness #BusinessProtection #HealthCoverage #GroupHealth #SmallBusinessPerks #CoverageOptions #InsuranceNavigator #WorkplaceWellbeing #BusinessBenefits #HealthcareMadeEasy #EmployeeInsurance

What's one thing everyone believes about healthcare insurance agents, but is a myth? Many people think that all insurance agents must work for a healthcare provider. As your independent insurance broker, I work for you and source all carriers (not just 1 or 2) to find the best plan for you, your family, and your business. Referrals show the trust and confidence my clients and business referrals have in me, and I take that very seriously. Are you ready for a personalized approach to insurance solutions? Contact me at [email protected] or visit afpquotes.com and let’s talk about that! Candy #InsuranceBroker #PersonalizedService #NetworkLeader #TailoredSolutions #groupbenefits #healthinsurance #smallbusiness #protectyourfamily #protectyourbusiness #employeebenefits

Stop-Loss insurance as part of a self-funded healthcare program Video Length: 28 seconds Stop loss insurance protects an employer-group from catastrophic claims within a self-insured health program and limits how much the employer has to pay. After that cap is reached, the stop-loss insurance carrier pays the remaining claim. There are usually two deductibles: a specific, which sets a cap on how much the employer pays per employee and an aggregate which sets a cap on how much the group pays in total for the plan year. A recent innovation has come about in recent years and that's the role of a healthcare captive where many employers band together as a buying group to purchase stop-loss insurance. The advantages of healthcare captives are greater economies of scale, long term stability, lower volatility of premiums and ability to participate in the underwriting profits and investment income generated by the captive. If your company has ever wanted to explore self-funding or you already are in that type of arrangement and want a second opinion, drop me a line. #aaronsharin #employeebenefits

🔍 Your Insurance Questions, Answered! 🌟 Got questions on how to insure your business and team? Curious about specific services like employee benefits, commercial insurance, or workers' comp? At Zupnick Associates, we're here to clarify your insurance queries. Whether it's employee benefits, business insurance, or specialized coverage like professional liability or medical malpractice insurance, we've got the expertise you need. So if you: 🔹 Are curious about customizing employee benefits. 🔹 Need insights on commercial insurance 🔹 Are exploring life insurance or workers' compensation 🔹 Want to ask about property insurance or medical malpractice insurance 🔹 Are unsure about contractor and construction insurance Comment below with your questions or the area you need help with. Our experts are ready to guide you in securing your business and employees. #InsuranceFAQs #AskAnExpert #BusinessProtection #InsuranceSolutions 🛡️👩💼👨💼

You may ignore it – but your business can't afford to wait for insurance. In an unpredictable world, being prepared isn't just a luxury; it's a necessity.   We understand this urgency and offer tailored insurance plans to shield your business from unforeseen challenges.   Here are top-3 reasons why securing insurance should be your top priority:   #1. Safeguard Against Risks: Lawsuits, property damage, or unexpected injuries can disrupt your business operations and drain your finances. Insurance acts as a safety net, providing financial protection when you need it most.   #2. Prioritize Employee Well-Being: Offering benefits like health insurance not only attracts top talent but also demonstrates your commitment to your workforce. It's a strategic move that fosters loyalty among employees and trust among clients.   #3. Ensure Peace of Mind: With insurance coverage in place, you can focus on growing your business without constantly worrying about potential setbacks. Whether it's a legal dispute or a natural disaster, insurance gives you the confidence to navigate challenges and thrive.   Don't wait until it's too late to protect your business.   #Insurance #BusinessProtection #EmployeeBenefits #RiskManagement #PeaceOfMind #AdityaBirlaInsuranceBrokers #PrepareForTheUnexpected  

🔍 Your Insurance Questions, Answered! 🌟 Got questions on how to insure your business and team? Curious about specific services like employee benefits, commercial insurance, or workers' comp? At Zupnick Associates, we're here to clarify your insurance queries. Whether it's employee benefits, business insurance, or specialized coverage like professional liability or medical malpractice insurance, we've got the expertise you need. So if you: 🔹 Are curious about customizing employee benefits. 🔹 Need insights on commercial insurance 🔹 Are exploring life insurance or workers' compensation 🔹 Want to ask about property insurance or medical malpractice insurance 🔹 Are unsure about contractor and construction insurance Comment below with your questions or the area you need help with. Our experts are ready to guide you in securing your business and employees. #InsuranceFAQs #AskAnExpert #BusinessProtection #InsuranceSolutions 🛡️👩💼👨💼