Henry, a Carlisle Company’s Post

Thinking of buying a home? Don't let hidden costs catch you by surprise! Here's what you need to know: ➡️Closing Costs: These can include fees for the loan, home inspection, title search, and more, typically ranging from 2% to 5% of the purchase price. ➡️Property Taxes: Check the current property tax rates, but remember they can increase, impacting your budget. ➡️Home Maintenance: Set aside 1% to 3% of your home's purchase price annually for repairs and maintenance. ➡️Utility Costs: Larger spaces can mean higher costs for heating, cooling, and electricity. Get estimates before buying. ➡️HOA Fees: If your new home is in a managed community, you might need to pay monthly homeowners' association fees. Being prepared for these expenses will help you budget wisely and avoid stress. Make informed decisions and turn your dream home into a reality without financial surprises! 💼🔑 #HomeBuyingTips #RealEstateAdvice #HiddenCosts #FirstTimeHomeBuyer #PropertyTaxes #MaintenanceCosts #Homeownership101 #SmartInvesting

𝐖𝐡𝐚𝐭 𝐚𝐫𝐞 𝐬𝐨𝐦𝐞 𝐡𝐢𝐝𝐝𝐞𝐧 𝐜𝐨𝐬𝐭𝐬 𝐚𝐬𝐬𝐨𝐜𝐢𝐚𝐭𝐞𝐝 𝐰𝐢𝐭𝐡 𝐛𝐮𝐲𝐢𝐧𝐠 𝐚 𝐡𝐨𝐦𝐞 𝐭𝐡𝐚𝐭 𝐈 𝐦𝐢𝐠𝐡𝐭 𝐧𝐨𝐭 𝐛𝐞 𝐚𝐰𝐚𝐫𝐞 𝐨𝐟? Beyond the Purchase Price.. You have found your dream home! But remember, the price tag isn't the whole story. Here are some hidden costs to consider when budgeting for your new place: 💥𝐂𝐥𝐨𝐬𝐢𝐧𝐠 𝐂𝐨𝐬𝐭𝐬: Expect fees like origination points, title insurance, and property taxes (pro-rated). 💥𝐌𝐨𝐯𝐢𝐧𝐠 𝐄𝐱𝐩𝐞𝐧𝐬𝐞𝐬:  Factor in packing supplies, movers, and potentially temporary storage costs. 💥𝐏𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐓𝐚𝐱𝐞𝐬:  Research the typical property tax rates in your area to understand the ongoing cost. 💥𝐌𝐚𝐢𝐧𝐭𝐞𝐧𝐚𝐧𝐜𝐞 & 𝐑𝐞𝐩𝐚𝐢𝐫𝐬: Unexpected repairs and regular maintenance are inevitable. Set aside a buffer for these expenses. 💥𝐔𝐭𝐢𝐥𝐢𝐭𝐢𝐞𝐬: Research average utility costs for your desired property size and location. By being aware of these hidden costs, you can make informed financial decisions and ensure a smooth transition into homeownership! #realestateagent #homebuying #hiddencosts #buyersagent #financialplanning

Don't toss those home renovation receipts! From tax breaks to boosting profits, these tips can surely help you save more money. So, keep those receipts! ➡️ Want more guidance on smart home buying? Click the link in my bio! #RenovationReceipts #SmartHomeBuying #MoneySavingTips #HomeRenovation #TaxBreaks #HomeImprovement #SaveMoney #HomeOwnership #RealEstateTips #FinancialAdvice #FollowForMore #HomeRenovationIdeas #MoneyManagement #SavingsGoals

𝐀𝐬 𝐡𝐨𝐦𝐞 𝐩𝐫𝐢𝐜𝐞𝐬 𝐢𝐧𝐜𝐫𝐞𝐚𝐬𝐞, 𝐬𝐨𝐦𝐞 𝐬𝐭𝐚𝐭𝐞𝐬 𝐚𝐫𝐞 𝐭𝐫𝐲𝐢𝐧𝐠 𝐭𝐨 𝐜𝐨𝐧𝐭𝐫𝐨𝐥 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐭𝐚𝐱𝐞𝐬 𝐟𝐨𝐫 𝐡𝐨𝐦𝐞𝐨𝐰𝐧𝐞𝐫𝐬 According to the S&P Dow Jones Indices, national home prices have risen 64% on average over the last five years. Read more: https://lnkd.in/gpzT6k9G #homeprices #homeowners #propertytaxes #denvercolorado

𝐀𝐬 𝐡𝐨𝐦𝐞 𝐩𝐫𝐢𝐜𝐞𝐬 𝐢𝐧𝐜𝐫𝐞𝐚𝐬𝐞, 𝐬𝐨𝐦𝐞 𝐬𝐭𝐚𝐭𝐞𝐬 𝐚𝐫𝐞 𝐭𝐫𝐲𝐢𝐧𝐠 𝐭𝐨 𝐜𝐨𝐧𝐭𝐫𝐨𝐥 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐭𝐚𝐱𝐞𝐬 𝐟𝐨𝐫 𝐡𝐨𝐦𝐞𝐨𝐰𝐧𝐞𝐫𝐬 According to the S&P Dow Jones Indices, national home prices have risen 64% on average over the last five years. Read more: https://lnkd.in/g-6dmiAt #homeprices #homeowners #propertytaxes #denvercolorado

Do your homework and take advantage of the tax codes... #taxplanning #financialfuture #ExpertAdvice #taxprep #taxplanningtips #taxplanningstrategies #TaxPlanningExperts IRS · Making your home more energy efficient? You may be eligible for the Energy Efficient Home Improvement Credit or the Residential Energy Clean Property Credit. Both could reduce the cost of qualifying improvements to your home. These credits are available to renters and homeowners who improve their primary or second home residence. The #IRS encourages you to look over our list of qualifying energy improvements before purchasing anything and make sure you keep good records to claim the credits come tax time. For a breakdown of qualifying products and details, visit www.irs.gov/homeenergy

Selling Tip - March Prepare Paperwork Prospective buyers and their agents will likely want to know additional details about your home upgrades and its expenses. Therefore, gathering paperwork in advance, such as utility bills, tax bills, renovation details and receipts, and warranties can help with this process. #JeffGrapp #LaceyGrapp #RealEstate #GrappTeam #realtorlife #SellingHomes #RealEstateCouple #MarriedInRealEstate

Seller Tip - July Prepare Paperwork Prospective buyers and their agents will likely want to know additional details about your home upgrades and its expenses. Therefore, gathering paperwork in advance, such as utility bills, tax bills, renovation details and receipts, and warranties can help with this process. #DeborahPeterson #DownsizingPNW #Downsizing #RealEstate #eXpRealty #BothellRealEstate

𝐀𝐬 𝐡𝐨𝐦𝐞 𝐩𝐫𝐢𝐜𝐞𝐬 𝐢𝐧𝐜𝐫𝐞𝐚𝐬𝐞, 𝐬𝐨𝐦𝐞 𝐬𝐭𝐚𝐭𝐞𝐬 𝐚𝐫𝐞 𝐭𝐫𝐲𝐢𝐧𝐠 𝐭𝐨 𝐜𝐨𝐧𝐭𝐫𝐨𝐥 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐭𝐚𝐱𝐞𝐬 𝐟𝐨𝐫 𝐡𝐨𝐦𝐞𝐨𝐰𝐧𝐞𝐫𝐬 According to the S&P Dow Jones Indices, national home prices have risen 64% on average over the last five years. Read more: https://lnkd.in/gw_AWQAf #homeprices #homeowners #propertytaxes #denvercolorado

Seller Tip - March Prepare Paperwork Prospective buyers and their agents will likely want to know additional details about your home upgrades and its expenses. Therefore, gathering paperwork in advance, such as utility bills, tax bills, renovation details and receipts, and warranties can help with this process. #GaryPeterson #Windermere #RealEstate #GarySellsUtah #WindermereUtah #UtahRealEstate