I see a lot of agents switching companies lately. What does it say about the industry? I understand everyone has their reasons for wanting to switch, some feel obligated to follow their leader others may feel they didn’t get what was promised to them others may have lost touch with their upline being in another state. I don’t usually drop names and full disclosure it’s not a revenge thing, simply my truth. When I first entered the world of life insurance it was over 10 years ago with primerica. I don’t recall how I got in touch with them. My daughter was not even in school yet. I remember that I paid for my license, and study material. I sat in on 2 sales and attended some meetings . There was no mentorship, no onboarding , no sign on bonus or reimbursement. I never got a single commission. I was given no reason to stay. It would be about 10 years before I would give life insurance another chance. With my new company Transamerica it has been different I have learned that nothing in life is free you need to work for it and pay your dues, meaning that when you pay for your license and training materials yourself you are more likely to put in the effort to pass and succeed because you invested your own money. I have learned what it means to be independent while still being able to attend training and do my own appointments. I have no upline which is great because it means I can learn from others in the office. I am currently growing my team but there is no pressure or time limit to do so. I’m positive that the clients will come in God’s timing. To some people commission doesn’t sound glamorous and 50% of something may not sound like a lot but at least I don’t split my commission with anyone. #mywhy #girlmom #entrepreneurship #licensedprofessional
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On March 9th, I invite professionals and visionaries to explore a unique opportunity in the life insurance industry. Stepping into this role offers more than a career – it's a chance to own your business. With unlimited earning potential, backed by free, ongoing training, the value of this proposition cannot be overstated. If you're driven, motivated, and desire professional autonomy, let us meet and discuss a future shaped by your aspirations. #CareerTransformation #BusinessOpportunity #Entrepreneurship
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Interview with Rodolfo Remien | SM from Western & Southern Life: 1) How do you define a career as an Life Insurance Agent? - How to run a marathon, it will not be a race of inmediate gratification & not all the kilometers will be of happiness, but each one of them will leave you learning and satisfaction. 2) What could be one of those learnings during your career, that you would like to share? - Everyone needs our valuable advice, but not everyone knows it. 3) What is it that they don’t know? - That we have the power to create money and solutions, so that no matter what happens, our loved ones and ourselves can achieve those goals that we long for. 4) How do you reach more people day by day? - What a great question! Referrals from my Referrals and who appreciate my passion for showing how much they matter to me, more than how much I know. 5) What is your speciality? - Maybe I can name you 3 fields that I am apoassionate about: Tax efficiency, Long Term Investments (Retirement) & Financial Protection. 6) What advice would you give to new Agents? - This is an endurance race, doing what others are not willing to do will be essential and the discipline will be the fuel to get your goal. And remember no one will do it for you. IT’S YOUR RACE & YOUR PACE. 7) The last one for today, what separates an agent from a successful agent? - Very easy, it is the one who does what he has to do, even if what is going to happen has not yet happened, the rest is history. Rodolfo Remien [email protected] #SAVEINVESTING
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It’s like having a Chief Risk Officer as your insurance broker - contact [email protected]
Growing up a Chicago Cubs fan, you tend to have a unique outlook on life. At an early age it was instilled in me that nothing ever goes to plan, but its ok, there is always next year. It is that optimism that has guided me through most of my life. While pain and negativity always surround, it is that belief that the good is just around the corner. Its a big reason why I have been able to build my insurance business in a New York market where many people believe in the worst first. Now if you are looking to build an insurance business based off of fear or negativity, there is no better market. However what makes my Midwest background unique is that besides addressing the risk, my DNA helps address the future. By addressing todays concerns with an eye on the future allows my clients to strategize and relax. It also helps prevent competition from taking my clients because they can't come along as say, "Does your broker have a plan for you?" because, actually, yes I do. The tricky thing in my business is once you address someone's problem and put them on a better path, over time it can be forgotten and replaced with a new concern. This is where the value of relationships come in. It is so important to communicate. Be open, share your life, your business, your path and allow your broker to understand where you are and what you need. No one is a mind reader. By doing the hard work now, you can focus on the fun stuff like growth and life quality.
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I help entrepreneurs build and protect wealth | Financial Advisor to Entrepreneurs
As an entrepreneur, I am always looking to avoid the boat sinkers. Boat sinkers are things that can sink the ship in your business or personal finances. These are the most common boat sinkers we see and how to solve them. Business Boat Sinkers: Event - You are forced to sell your business. Solution - Buy/Sell Insurance. Event - A lawsuit crushes your business. Solution - Commercial Liability Coverage. Event - An estate tax bill forces a 2nd gen sale. Solution - 2nd to-die life insurance. Personal Boat Sinkers: Event - A liability lawsuit costs you millions. Solution - Property and Casualty Insurance. Event - A family loses the income to fund their lifestyle. Solution - Term Life Insurance. Event - Creditors take the assets you have passed on. Solution - Life trust with a co-trustee. As an entrepreneur, everybody wants something from you. Avoid these boat sinkers and have more peace of mind.
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Veteran Assisting Veteran / Military Transition / Passionate educator / Compassionate advisor / Premier Independent Agent / Life-Long Learner / Army CSM (Ret) Veteran
Thoughtful Tuesday - Words have meaning and today has me thinking SGLI - Is it enough? Service members, if an untimely event would happen today, is the DoD plan enough for your family based on your situation? VGLI - Cost effective today in your late 30s and early 40s, but how about at 50? 55? 65? 70? ($1120)- why did I mention every 5 Years? SBP - definitely a family decision, has it's Pros and Cons for sure. Life Insurance - TERM vs PERM? PERM .... IULs - there are CAPS and a FLOOR; not just one size fits all whole life product Workplace provided insurance - what happens when you leave the company, can you take it with you? If you leave the organization later in life, how old will you be when you search for your own policy? When is the right time to get your own insurance policy? All these are questions that come up during my conversations with #transitioningservicemembers and others too. Coaching vs consulting - both help people solve specific problems. Which do you prefer? Somehow I got tagged with "Coach K" while in the Army - definitely not the OG Coach K in basketball. But I align more with the coaching aspect vs the consultant approach Conversation vs sales pitch - Talking TO or Talking AT - What's Your Approach? I definitely align with being conversational, understanding the total picture to assisting in an approach that works for the family. What I DON'T people to do is the age-old tactics of avoiding, evading, hiding, stalling, and vanishing. I actually think about this a lot ..... transparency is the key At the end of the day, I truly value the opportunities to have a great conversation, provide some education and coaching, and to assist families through the process.
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Expertise with Intentionality. We help employer groups understand their health insurance plans and fix their underlying issues.
It’s the little things that matter. Today my son’s team played a great game against a team that beat them earlier in the year. It was a really intense game that came down to the last minute. My heart was racing, and I did not enjoy the uncertainty of the unknown. My son is the goalie….now I know how my parents and wife felt watching me pitch. Stressful is an understatement. I looked at this photo and noticed a couple things. 1. The unity of team they show 2. My son not fitting in and looking at his other teammates with a sense of confusion. As I am really excited for him and his teammates, my mind actually goes to my clients and the other employer groups in my market. Insurance in confusing, and the insurance companies want you to fit in with the status quo. I am trying to educate and help my clients stick out. My goal is to get them to look at their competitors like my son is looking at his teammates. When you proactively manage your healthcare and work to see what is coming, you will then look at the competition with a state of confusion. Why would you not actively manage your benefits? Why keep doing what everyone else is doing. As Seth Godin says, “The job isn’t to catch up to the status quo; the job is to invent the status quo.” #captive insurance #actively manage #be different
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❓Are you working a dead end job with no potential for freedom? A job where the only way you can generate income is by you personally having to be there punching a clock? 💭I'm sure you have dreams, goals and passions that you'd love to be able to better pursue. Most people do but can't pursue them because they're chained to working a job that creates no residual income. ❓How would you like to start and own YOUR OWN INSURANCE AGENCY? You probably never saw yourself in insurance. Let's be honest it doesn't sound glamorous. Most professionals in our industry will tell you they never planned or grew up wanting to be an insurance agent. What they'll tell you is that the industry just kind of found them. ⏳In just 1-3 years you can have a solid six figure or even seven figure income and with Agents Resource Group we can show you the system to residual income and help you take control back of your own life! 💲Reach out today and let us show you how generate the income that will allow you to pursue the things you were born to do! *Individual results may vary #careeropportunities #finalexpense #lifeinsurance #agentsresourcegroup #sixfigureincome
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RVP’s sometimes struggle to make the calls, visits or follow up with FA’s. Michael Fox Coaching helps hold RVP’s accountable to take focused action, so they earn more money, exceed goals, and live a happier life.
Insurance RVPs: Embrace the Rocky Spirit – Never Give Up on Your Goals! In the ring of insurance sales, rejections can sting like a left hook, and missing targets can feel like going the distance without a win. But listen up, RVPs, there's a champion in all of us, and his name is Sylvester Stallone. Rocky Balboa wasn't handed the heavyweight title. He was an underdog, facing down seemingly insurmountable odds. Yet, through relentless training, unwavering belief, and the iconic "Eye of the Tiger" spirit, he pushed himself to become a champion. Here's the inspiration for insurance RVPs: From Script to Screen: Stallone poured his heart into "Rocky," facing countless rejections before studios saw his vision. His perseverance paid off, creating a cinematic masterpiece. The Underdog Triumphs: Rocky wasn't expected to win, just go the distance. Sound familiar, RVPs? Sometimes exceeding expectations requires exceeding our own perceived limitations. The message for insurance leaders? There will be rejections, there will be tough quarters. But just like Rocky, we can overcome. Focus on the Fight: Train yourself with the right sales strategies. Hone your prospecting skills and become a master closer. Believe in Yourself: Have unwavering faith in your abilities and your team. Remember, Rocky had Mickey in his corner; build your own strong support system. Go the Distance: Don't let setbacks knock you out. Get back up, dust yourself off, and keep fighting for your goals. So, RVPs, unleash your inner Rocky! Share your stories of perseverance in the comments below. How did you overcome a seemingly impossible obstacle? --------------- RVP’s sometimes struggle to make the calls, visits or follow up with FA’s. Michael Fox Coaching helps hold RVP’s accountable to take focused action, so they earn more money, exceed goals, and live a happier and more fulfilled life. We invite you to our 21 Day Mindset Challenge to help you get in front of more financial advisors: https://lnkd.in/evMqZdqv #insurance #leadership #sales #motivation #nevergiveup #rockybalboa #sylvesterstallone
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CEO, Founder VORSATZ.MEDIA, Magician for Green Film Production & Sustainable Video Marketing
👩👧👧 The best strategies to extend the lifespan of a client relationship? Yes, they do exist. 🎉 👉 Greg Hickman, whom I hold in such high regard, describes a dilemma that many agencies I know suffer from. Originally started as a purely film and video production agency, I am also familiar at VORSATZ.MEDIA with this phenomenon. Nowadays, clients are also increasingly doing complex video productions themselves. Where seven years ago our camera teams at trade fairs were still marvelled because they were so rare, today it feels like every exhibitor has their own video team. We solve the problem by 👉 A Cooperating with a specialist publisher for our video co-operations like photovoltaik.eu, pv Europe, i.e. looking for a solution in terms of quality and uniqueness 👉 B Making our videos better and cheaper through the productised service you are promoting so often 👉 C Let travellers move. This means, as you say, always responding with training and mentoring instead of grimness and thus extending the lifetime of the customer relationship. 🛣 My special thanks to you for your clear strategy to transform from a full size (video) agency to a productised service. Thanks to you, we did it. Anyone who doesn't do this must really have the necessary size. And even then you can quickly slide into insolvency. Is that necessary? No. #agency #marketing #videomarketing #mentorship #coaching
I help agencies and freelancers build wildly profitable and lean productized services and turn their expertise into multiple streams of income.
Losing clients because they want to bring things in-house? This is a huge opportunity. First, you have to realize that in many cases this is normal. Many agency owners are incentivized to be mediocre. You're so good you keep raising prices that they think they can do things more affordably. And many times they can and you know that too. Or, you suck and you get fired real quick. Otherwise, you hover just below too good and above sucking lol. For most agency services at some point it would benefit for clients to do what you do in-house especially if they are growing so the lifespan of a client is a real thing. The #1 option when this is happening which is the opportunity is this. Downsell them into a recurring training retainer. You can become the insurance policy that their in-house team will do it right. It's sort of like handing off the baton in a relay race. I've had clients extend the relationship with clients anywhere from 6-12 months just to train and support the in-house team. In most cases, you keep the client increasing your LTV. They are happy. The deliverable is more profitable for you. It requires less of your labor. It's a win all around. Almost every agency can offer this starting now. Give it a shot.
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Protecting YOU from catastrophic financial shocks while showing how to build generational wealth.
I've been involved in sales for over two decades, despite being only 30 years old this year. This often confuses people, but my entrepreneurial journey was born out of necessity. I grew up in a severely impoverished household, where a parent spent most of their money on drugs and alcohol, leaving very little for the five of us to meet basic needs. The challenging circumstances fueled my belief that there was a better life for me, and selling products and services became my pathway to escape. From an early age, I knew that sales was my way out, and aside from a few odd jobs, it has been a constant in my life. The hard-earned money, however, always seemed to find its way back into my father's hands. After leaving school, sales was the only life I knew, and it became my way of survival. The turning point came after my father passed away, lifting the weight of having an addict parent, but also leaving one less source of income. Entering the insurance business wasn't just a career move; it was a natural progression for someone whose life had been intertwined with sales. What began as a way to make a living transformed into a mission to help people plan financially, a concept I was never exposed to in my earlier life. I saw firsthand the impact a small insurance premium could have in alleviating the pain and suffering a family might face. My journey is a story of turning adversity into opportunity and using personal experiences to bring positive change to my life and the lives of others. Selling insurance isn't just a profession; it's a means of giving back and making a difference by ensuring families have the financial protection they need. Through it all, my story is a reminder that resilience, adaptability, and compassion can overcome even the toughest circumstances.