Better’s Post

It's hard to find the right word to describe what 2023 has been like for the finance industry. Perhaps 'long' is the best choice. In last week's referrer newsletter, we took a look at some of the biggest things to impact the industry in 2023. You can read it here - https://loom.ly/oVp-sT8

Let-to-buy is the subject under the spotlight in our latest Ask the Expert column. David Jackson of Prestige Private Finance explains how it works and helps a reader understand the potential pitfalls https://lnkd.in/eZtJQAyt

📣 Special thanks to Michael Sidgmore for sharing an insightful article shedding light on the expansive realm of private credit and asset-based finance. A great summary of how main actors are thinking, latest deals, market size and growth. ✨ The phrase "Private markets are eating the world," drawing a parallel to Marc Andreessen's "software is eating the world," highlights an interesting shift: just as software has become fundamental to all companies, finance, driven by private markets, is poised to play a similar role. 💡 https://lnkd.in/dgNg5rYH #PrivateCredit #AssetBasedFinance #AlternativeInvestments #MarketTransformation"

What factors are driving property prices, and why don’t property prices and valuations don’t align? Find out in this 15-minute deep dive live webinar: REGISTER: https://lnkd.in/gKckzuHh #property #theaquamoredifference #mortgages #valuations

Thanks ALTIN KADAREJA for the kind words about Alt Goes Mainstream and highlighting the growing role that private credit is playing in private markets. What you're building at CARDO AI will be a critical grease to the wheels of the continued expansion of private credit. Keep an eye out for next week's post on Alt Goes Mainstream where I write more about how "private markets are eating the world." 👀

I’m going to say something controversial… Paying LMI can sometimes be the right move, even when you don’t need to. Hear me out! I’ll show you why with an example 👇 Meet Luke. He’s 43, earning $220,000 with $200,000 in savings. He could put down a 20% deposit plus costs on a $750,000 property and avoid LMI. If he did this, he’d have $20,000 left in savings. Or he could use LMI to secure two $600,000 properties with a 10% deposit on each. After costs he’d be left with $32,000 in savings. Even though he’s paying LMI, he’s diversified his portfolio, potentially increasing his growth potential. He has also been left with more of a savings buffer. My colleague Billy Norman recently spoke with Broker News about this very topic. Read more below for a full breakdown of why avoiding LMI may not always be the best move. As always, it depends on your personal situation, so be sure to get some advice. Billy also dives into why you need both a financial adviser and mortgage broker working together on your team. If you’ve got questions about how this could work for you, send me a message! ---- General advice disclaimer: The information contained within this post is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation. #investing #wealth #broker #property #propertyinvesting

🔮 Discover the future of the reverse sector with insights from New American Funding's VP, Shannon Robinson! Uncover her vision for key focus areas and prospects for 2024. Divulge in industry secrets and prepare for what’s coming next in the finance sector! #NAF #FinanceFuture #2024Strategies #ShannonRobinson #BusinessInsights

🏠 Interest Definition Finance: Key Concepts Explained 🏠 Get the full details from Mortgage Rater here 👉 https://lnkd.in/gufieZn6 #MortgageRater #MortgageTips #HomeLoans #MortgageNews #FinanceTips #HomeBuying #InterestRates #MortgageBroker

Happy Groundhog Day! Just like the unpredictable weather, navigating change in the world of accounting can be an adventure. Embrace uncertainty and master the art of financial resilience. Check out our latest article for insightful tips: https://lnkd.in/eKki4tS3 Jay Lucas