Arjun Muralidharan’s Post

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Director of Product @ GetYourGuide | Checkout, Payments, Fulfillment

Here’s a payments product I’d happily pay 1c per payment transaction for. Yet, I don’t think there is a company out there that does it all. Requirements: - A plug-and-play checkout UX - that has the quality of Shopify or Stripe Elements - that is hyper-compliant by region (e.g. payment cards on top in Sweden, scheme selection for cobranded cards) - that allows me to set contractual rules (e.g. exclusivity deals with a BNPL provider so no two BNPLs can show up side by side) - that allows flexible layouts for pay now / pay later - that allows incorporating gift card input and stored payment method selection - that dynamically uses AI to present the payment method that is most likely to succeed - and a conversion-optimized card form that does not require me to be PCI compliant - allows free placement of legal copy (t&c, privacy policy, etc) - allows code-free A/B testing of both payment methods AND card schemes - fully stylable in all respects - fully native mobile SDKs that are small in size and controllable without an app release - agnostic of any PSP, orchestrator, or other gateway. Just the UX as a pluggable module. All of this should be such a commodity yet every marketplace I know either plugs in a UX from their only PSP, builds their own, or relies on less-than-ideal solutions from third parties. No company does this out of the box in a no-code/low-code fashion. I’d happily pay more than 500k EUR per year for this. Why does this not exist?

Sylvain Maretto

Director of Experience Design at MRM McCann • Product/Design cofounder at Docdocjob

4mo
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Alexander Almonte

Trying to create positive shopping experiences. Every time. Everywhere.

4mo

All of the above should be a commodity yet you would be willing to spend 500k EUR a year? 😂

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Paweł Trybulski

Head of Products @ Payair

4mo

that's a long (but reasonable) list, but which 2 requirements are the most important for you Arjun M.?

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Innovation in tech often reminds me of a saying by Elon Musk - Pushing boundaries leads to excellence 🚀. Your vision for an all-encompassing payment UX is the future!

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Hugo Fragoso Vasco Grossmann we have had similar requirements for the ongoing project, no? Can we potentially even share the reference?

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Manuel Hachem

Senior Product Manager at Planet (Datatrans AG)

4mo

Manika Singh, Suhas Ratanje, see interesting payments requirements from GetYourGuide

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Craig Savage

Founder & CEO @ FERO

4mo

Arjun Muralidharan - looking forward to going through this list during our next chat 👀

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