Here’s a payments product I’d happily pay 1c per payment transaction for. Yet, I don’t think there is a company out there that does it all. Requirements: - A plug-and-play checkout UX - that has the quality of Shopify or Stripe Elements - that is hyper-compliant by region (e.g. payment cards on top in Sweden, scheme selection for cobranded cards) - that allows me to set contractual rules (e.g. exclusivity deals with a BNPL provider so no two BNPLs can show up side by side) - that allows flexible layouts for pay now / pay later - that allows incorporating gift card input and stored payment method selection - that dynamically uses AI to present the payment method that is most likely to succeed - and a conversion-optimized card form that does not require me to be PCI compliant - allows free placement of legal copy (t&c, privacy policy, etc) - allows code-free A/B testing of both payment methods AND card schemes - fully stylable in all respects - fully native mobile SDKs that are small in size and controllable without an app release - agnostic of any PSP, orchestrator, or other gateway. Just the UX as a pluggable module. All of this should be such a commodity yet every marketplace I know either plugs in a UX from their only PSP, builds their own, or relies on less-than-ideal solutions from third parties. No company does this out of the box in a no-code/low-code fashion. I’d happily pay more than 500k EUR per year for this. Why does this not exist?
All of the above should be a commodity yet you would be willing to spend 500k EUR a year? 😂
that's a long (but reasonable) list, but which 2 requirements are the most important for you Arjun M.?
Innovation in tech often reminds me of a saying by Elon Musk - Pushing boundaries leads to excellence 🚀. Your vision for an all-encompassing payment UX is the future!
Hugo Fragoso Vasco Grossmann we have had similar requirements for the ongoing project, no? Can we potentially even share the reference?
Manika Singh, Suhas Ratanje, see interesting payments requirements from GetYourGuide
Arjun Muralidharan - looking forward to going through this list during our next chat 👀
Director of Experience Design at MRM McCann • Product/Design cofounder at Docdocjob
4moPrimer.io ?