About
I am passionate about addressing customer pain points using modern product management…
Articles by Srini
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GTM Accelerator for Early Stage Startups: US & India Markets
GTM Accelerator for Early Stage Startups: US & India Markets
By Srini Vadhri
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Small and Medium Businesses & Merchants: What do they want?
Small and Medium Businesses & Merchants: What do they want?
By Srini Vadhri
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Catalyzing Global Growth: Integration of FinTech Innovations in HRTech
Catalyzing Global Growth: Integration of FinTech Innovations in HRTech
By Srini Vadhri
Contributions
Activity
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Explore the parallels between sports and business with Rahul Dravid. Discover how AI is shaping leadership, decision-making, and overcoming…
Explore the parallels between sports and business with Rahul Dravid. Discover how AI is shaping leadership, decision-making, and overcoming…
Liked by Srini Vadhri
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Last week was the boost we really needed! Ashik & I visited Mumbai for #GFF India last week and it turned out to be similar to what John & I went…
Last week was the boost we really needed! Ashik & I visited Mumbai for #GFF India last week and it turned out to be similar to what John & I went…
Liked by Srini Vadhri
Experience
Education
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- AI fundamentals with focus on Machine Learning
- Built high quality training data, leveraged image data from Medical dataset (Kaggle), used Appen/Figure 8 platform to design an annotation and labeling mechanism
- Building a Model: Leveraged Google Could Platform, built a neural network to use the training data and evaluate the results using a Machine Learning model
- Concept/idea (Capstone project): Solving a real life use case, included in the proposal were aspects related removing…- AI fundamentals with focus on Machine Learning
- Built high quality training data, leveraged image data from Medical dataset (Kaggle), used Appen/Figure 8 platform to design an annotation and labeling mechanism
- Building a Model: Leveraged Google Could Platform, built a neural network to use the training data and evaluate the results using a Machine Learning model
- Concept/idea (Capstone project): Solving a real life use case, included in the proposal were aspects related removing unwanted bias in training data, security and compliance of user data, and scaling a product
Licenses & Certifications
Volunteer Experience
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Product Advisor
Modria - Online Dispute Resolution
Science and Technology
Scrum/Agile coach - kick started the process w/ cross functional scrum team members
Defined reqts. for Dispute Resolution as a Service -
Consultant
ProdigyWorks
- 8 years 7 months
Science and Technology
Recruited to contribute in select innovation/brainstorming projects, which include developing research insights related or adjacent to internet technologies, payments, and financial services areas, and generate new business opportunities. Clients include, amongst others: global Bank/Financial Services Company, large tech giant, large health care giant, large insurance company etc
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Multiple Accelerator Reviewer
Multiple
- Present 1 year 5 months
Health
Reviewing applications from Startups for Multiple Accelerator
Patents
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PUSH INTERACTION INCLUDING LINKED DATA
Issued 11940993
A method is disclosed. The method includes receiving, by a second entity computer associated with a second user from a first entity computer associated with a first user, a push transaction message comprising a value and link data for a transaction. The method also comprises transmitting, by the second entity computer to a directory computer in communication with a database storing supplemental data associated with the transaction and other transactions, a request for the supplemental data…
A method is disclosed. The method includes receiving, by a second entity computer associated with a second user from a first entity computer associated with a first user, a push transaction message comprising a value and link data for a transaction. The method also comprises transmitting, by the second entity computer to a directory computer in communication with a database storing supplemental data associated with the transaction and other transactions, a request for the supplemental data associated with the transaction, the request comprising link data. The method also includes receiving, by the second entity computer, the supplemental data from the directory computer, and providing, by the second entity computer to the second user via a second user device, the supplemental data along with a notification of an action caused by the push transaction message.
Other inventorsSee patent -
BLOCKCHAIN ENABLED SERVICE REQUEST SYSTEM
Issued 11379847
Systems and methods for establishing and fulfilling a smart contract between users and service providers are disclosed. A method includes creating, by one or more nodes in a computer network, a smart contract in response to a request from a user for services and providing the smart contract to a blockchain. The method then includes notifying service providers of the smart contract and receiving responses to the notifications from the service providers. Then the method includes identifying one…
Systems and methods for establishing and fulfilling a smart contract between users and service providers are disclosed. A method includes creating, by one or more nodes in a computer network, a smart contract in response to a request from a user for services and providing the smart contract to a blockchain. The method then includes notifying service providers of the smart contract and receiving responses to the notifications from the service providers. Then the method includes identifying one or more service providers that can complete the service. The method then includes updating the smart contract to include data about the identified service providers. The updated smart contract includes account information for a user account of the user, and account information for service provider accounts of the identified service providers. Then a value interaction is initiated that pushes value from the user account to the service provider accounts.
Other inventorsSee patent -
Method, system, and computer program product for controlling transaction velocity limits
Issued 11,379,847
A method of controlling transaction velocity limits including: generating a transaction control criterion associated with a parameter; receiving a transaction message associated with a transaction request; analyzing the data associated with the parameter with respect to the transaction control criterion associated with the parameter; automatically generating and communicating at least one of: a processing request message associated with the transaction request if data associated with the at…
A method of controlling transaction velocity limits including: generating a transaction control criterion associated with a parameter; receiving a transaction message associated with a transaction request; analyzing the data associated with the parameter with respect to the transaction control criterion associated with the parameter; automatically generating and communicating at least one of: a processing request message associated with the transaction request if data associated with the at least one parameter in the transaction message does not satisfy the transaction control criterion associated with the at least one parameter, and a rejection response message if data associated with the at least one parameter in the transaction message does satisfy the transaction control criterion associated with the at least one parameter; and generating update data associated with the parameter. A system and computer program product for controlling transaction velocity limits is also disclosed.
Other inventorsSee patent -
System and method to allow access to a value holding account
Issued US 10,672,006
Example systems and methods that allow access to a value holding account are described. In one implementation, a method receives a first request for a second account code after activation of a selector on an account access object associated with a value holding account. The second account access code is associated with a first account access code that is associated with the value holding account. The first account code allows access to the value holding account for a first determinable period…
Example systems and methods that allow access to a value holding account are described. In one implementation, a method receives a first request for a second account code after activation of a selector on an account access object associated with a value holding account. The second account access code is associated with a first account access code that is associated with the value holding account. The first account code allows access to the value holding account for a first determinable period. The method generates a second request for the second account code and communicates the second request to the value holding account. The second account code is received from the value holding account and allows access to the value holding account for a second determinable period that differs from the first determinable period. The method provides the second account code to a user of the account access object.
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System and method to allow access to a value holding account
Issued US 8,800,865
Example systems and methods that allow access to a value holding account are described. In one implementation, a method receives a first request for a second account code after activation of a selector on an account access object associated with a value holding account. The second account access code is associated with a first account access code that is associated with the value holding account. The first account code allows access to the value holding account for a first determinable period…
Example systems and methods that allow access to a value holding account are described. In one implementation, a method receives a first request for a second account code after activation of a selector on an account access object associated with a value holding account. The second account access code is associated with a first account access code that is associated with the value holding account. The first account code allows access to the value holding account for a first determinable period. The method generates a second request for the second account code and communicates the second request to the value holding account. The second account code is received from the value holding account and allows access to the value holding account for a second determinable period that differs from the first determinable period. The method provides the second account code to a user of the account access object.
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TRANSACTION SPLIT FEES
Issued US 8504433
A transaction fee imposed by a payment provider may be allocated between the parties to an on-line transaction in any way and at any time. This adds flexibility to the transaction and allows the parties to allocate the transaction fee on a per transaction basis that best suits the parties.
Other inventorsSee patent -
Systems and methods for facilitating financial transactions over a network
Issued US 8001025
A system for facilitating financial transactions over a network includes a first user device, a second user device and a payment processing device. The first user device is adapted to allow a first user to send an invitation to a second user, via a network, to accept a promise to pay (IOU). The second user device is adapted to allow the second user to generate a response to the invitation via the network. The payment processing device is adapted to receive the invitation and the response and to…
A system for facilitating financial transactions over a network includes a first user device, a second user device and a payment processing device. The first user device is adapted to allow a first user to send an invitation to a second user, via a network, to accept a promise to pay (IOU). The second user device is adapted to allow the second user to generate a response to the invitation via the network. The payment processing device is adapted to receive the invitation and the response and to schedule a payment if the response is an affirmative response.
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Smart card with random temporary account number generation
Issued US7841539B2
The smart card with random temporary account number generation provides an authenticating system coupled with an access or transaction card, such as a credit card. The card includes first and second memory storage media, with the first memory medium containing a plurality of temporary account or authentication numbers. The card also has a biometric sensor, such as a fingerprint scanner, and the second memory stores the biometric parameters of the authorized user. A processor compares the…
The smart card with random temporary account number generation provides an authenticating system coupled with an access or transaction card, such as a credit card. The card includes first and second memory storage media, with the first memory medium containing a plurality of temporary account or authentication numbers. The card also has a biometric sensor, such as a fingerprint scanner, and the second memory stores the biometric parameters of the authorized user. A processor compares the biometric parameters with the measured biometric readings to enable the card. The processor has a random number generator, allowing for the randomized selection of one of the account numbers stored in the first memory, thus providing a temporary account number for the transaction. A remote site includes an identical random number generator and set of account numbers, allowing the temporary account number to be verified and then discarded, following the transaction.
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Payment Systems and Methods
Filed 20230206235
Payment systems and methods that facilitate electronic payer-payee financial transactions, using one or more universal payment identifiers, are disclosed. One method includes a payer computing device receiving a payment credential associated with a payee. The payment credential may be mapped to a universal payment address. The payer computing device may request a payment server for a payee account information associated with the payment credential. The payment server may translate the payment…
Payment systems and methods that facilitate electronic payer-payee financial transactions, using one or more universal payment identifiers, are disclosed. One method includes a payer computing device receiving a payment credential associated with a payee. The payment credential may be mapped to a universal payment address. The payer computing device may request a payment server for a payee account information associated with the payment credential. The payment server may translate the payment credential to the universal payment address, resolve the universal payment address to the payee account information, retrieve the payee account information using the universal payment address, and transmit the payee account information to the payer computing device. The payer computing device may perform a payment PUSH operation to the payment server. The payment server may forward the payment PUSH operation to the payee account to complete a financial transaction between the payer computing device and the payee.
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“Universal Payment Address: Efficient Payer-Payee Payment Preferences and Credential Communication for Money Movement
Filed 63/293,522
Aspects of the invention are directed to systems and methods for implementing financial transaction protocols between a payer and a payee using one or more universal payment identifiers (also referred to as “universal payment addresses”) associated with the payee. One method includes a payer computing device receiving a payment credential (e.g., an alias or an identifier) associated with a payee. In one aspect, the payment credential mapped to a universal payment address (i.e., a universal…
Aspects of the invention are directed to systems and methods for implementing financial transaction protocols between a payer and a payee using one or more universal payment identifiers (also referred to as “universal payment addresses”) associated with the payee. One method includes a payer computing device receiving a payment credential (e.g., an alias or an identifier) associated with a payee. In one aspect, the payment credential mapped to a universal payment address (i.e., a universal payment identifier). The payer computing device may request a payment server for a payee account information associated with the payment credential. The payment server may translate the payment credential to the universal payment address, and resolve the universal payment address to the payee account information.
The payment server may retrieve the payee account information using the universal payment address, and transmit the payee account information to the payer computing device. The payer computing device may perform a payment PUSH operation to the payment server. In one aspect, the payment server forwards the payment PUSH operation to the payee account to complete a financial transaction between the payer computing device and the payee.
Aspects of the invention include apparatuses that implement the above methods. -
Alias Directory
Filed WO2022061182A1
A method is disclosed and includes receiving an alias resolve request message comprising an alias from a transfer server, and then transmitting the alias resolve request message comprising the alias to plurality of mapping computers. Then, a plurality of alias resolve response messages are received from the plurality of mapping computers, the plurality of alias resolve response messages respectively comprising a plurality of credentials or tokens. A credential or token from the plurality of…
A method is disclosed and includes receiving an alias resolve request message comprising an alias from a transfer server, and then transmitting the alias resolve request message comprising the alias to plurality of mapping computers. Then, a plurality of alias resolve response messages are received from the plurality of mapping computers, the plurality of alias resolve response messages respectively comprising a plurality of credentials or tokens. A credential or token from the plurality of credentials or tokens is then determined and transmitted to transfer server computer. The transfer server computer conducts a transaction process using the determined credential or token.
Other inventorsSee patent -
System and method to initiate a function with an email message
Filed US US20100070419
Various example embodiments relate to a machine that is to receive an email message. The machine may determine, based on an email address of the sender, whether the sender is a valid sender. In some example embodiments, based on the machine determining that the sender is valid, the machine may execute a command included within the email message
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Voice-over-internet protocol telephone system with teleconference features
Filed US 20080144537
System, method, data structures and software are disclosed wherein at least one end-user computer executes a calendaring application, wherein the calendaring application includes data representing an appointment for a teleconference, and wherein the appointment specifies one or more participants scheduled to join the teleconference. The end-user computer may include a VoIP software application adapted to establish a VoIP connection. The VoIP software application at least in part executes on the…
System, method, data structures and software are disclosed wherein at least one end-user computer executes a calendaring application, wherein the calendaring application includes data representing an appointment for a teleconference, and wherein the appointment specifies one or more participants scheduled to join the teleconference. The end-user computer may include a VoIP software application adapted to establish a VoIP connection. The VoIP software application at least in part executes on the end-user computer to initiate a VoIP connection to the teleconference. Further the calendaring application executes on the end-user computer to at least in part communicate with the VoIP software application in order to initiate the VoIP connection
Projects
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Contractor Product with FinTech (Wise) capabilities
Through the integration with G-P and Wise, companies will have direct access within the G-P platform to an efficient payment system that ensures fairness and pay transparency for all talent. Traditionally, cross-border transactions have been limited to time-consuming and manually intensive bank transfers for payment processing, providing no choice to customers or professionals. G-P Contractor will now deliver flexible payment options and a straightforward view into the entire payments process —…
Through the integration with G-P and Wise, companies will have direct access within the G-P platform to an efficient payment system that ensures fairness and pay transparency for all talent. Traditionally, cross-border transactions have been limited to time-consuming and manually intensive bank transfers for payment processing, providing no choice to customers or professionals. G-P Contractor will now deliver flexible payment options and a straightforward view into the entire payments process — including the mid-market exchange rate.
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Visa Alias Directory Services
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PayPal Business Payments
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Business Payments means payments made through certain third parties' products or services where the sender must fund their payment exclusively using either (or both) their PayPal balance or E-check and for which the PayPal Business Payment fee applies. The PayPal Business Payment fee
Honors & Awards
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PayPal-ian Award
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Languages
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English
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Recommendations received
28 people have recommended Srini
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Final countdown to 2024 Emerging Payments and Technologies! Join us for an insightful day dedicated to exploring the cutting-edge technologies and…
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** Update ** I've temporarily moved to Bengaluru (Instawork's biggest office, globally) to spend time with our amazing team. Between our colleagues…
** Update ** I've temporarily moved to Bengaluru (Instawork's biggest office, globally) to spend time with our amazing team. Between our colleagues…
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BD3 is focused on bringing web3 to 1B+ BD3 consists of hundreds of web3 leaders across BD, Sales, and Marketing from the top companies in blockchain…
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Square & Coinbase alumni just raised $58M to unlock global payments. Meet the killer app planning to bring Crypto to mainstream: Bridge.xyz Here's…
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Excited to share that my first article with the Forbes Business Council has been published! In this piece, I discuss the true value of thought…
Excited to share that my first article with the Forbes Business Council has been published! In this piece, I discuss the true value of thought…
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We are very proud to be associated with Indian Council of Medical Research (ICMR) and welcome the funding support for further clinical research for…
We are very proud to be associated with Indian Council of Medical Research (ICMR) and welcome the funding support for further clinical research for…
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Continuing its emphasis on strategic diversification within the EdTech domain, CL Educate Limited, an NSE/BSE listed company, has approved the…
Continuing its emphasis on strategic diversification within the EdTech domain, CL Educate Limited, an NSE/BSE listed company, has approved the…
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DIFC Innovation Hub wrapped up a highly successful opening day at Global Fintech Fest 2024. The team had an incredible time engaging with visitors at…
DIFC Innovation Hub wrapped up a highly successful opening day at Global Fintech Fest 2024. The team had an incredible time engaging with visitors at…
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It was great to be back for the 2nd consecutive year to speak at Global Fintech Fest 2024 in Mumbai! Tittu Varghese from National Payments…
It was great to be back for the 2nd consecutive year to speak at Global Fintech Fest 2024 in Mumbai! Tittu Varghese from National Payments…
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