Main Street Bank

Meet Tina Hoover. Tina is a market development manager in the Rittman office. She has been a loyal employee for over 30 years, and she is committed to helping customers meet their financial goals. Tina can help you find equity in your home for renovation projects, finance a new car, or find the best deposit account to fit your needs.

Attention business owners: Now may be a good time to strategize as we keep a close eye on the Fed's signals for a potential interest rate cut. Here are some thoughts on how you might make the most of this opportunity: Refinance Debt: Consider refinancing existing debt. Lower rates could reduce your monthly payments significantly. Secure Funding: If you've been waiting for the right time to borrow, this could be it. Lower interest rates mean cheaper loans. Invest in Growth: Use the savings from lower interest costs to invest in your business. Upgrade technology, expand operations, or increase marketing efforts. Act deliberately and decisively. Align your financial strategies to take advantage of falling rates and propel your business forward. Main Street Bank is here to help you navigate these changes with expert financial advice. #BusinessStrategy #InterestRates #FinancialPlanning #MainStreetBank

Meet Donny Lees. Donny is a commercial lender that is interested in learning more about your business and providing a plan to meet your financial needs. We would also like to congratulate Donny on his recent graduation from the Graduate School of Banking at the University of Wisconsin - Madison! This is an amazing accomplishment!

Here are three lesser-known strategies that can significantly improve your business credit profile: 💰 Increase Credit Diversity: Add different types of credit to your portfolio. Alongside traditional loans, consider lines of credit or business credit cards. Diversifying your credit shows lenders your ability to manage multiple types of credit responsibly. 💰 Negotiate Longer Payment Terms: Working with suppliers to extend your payment terms can improve your cash flow and demonstrate financial stability. It also shows credit agencies that your business manages its debts effectively over longer periods. 💰 Regularly Update Business Information: Keep your business information up-to-date with credit bureaus. Accuracy in your company's details ensures that all positive credit activities are correctly attributed to your business, which can help boost your credit score. Strengthening your business credit can open up new opportunities for growth and investment. While these strategies can enhance your credit score, it’s important that you consult with your financial professionals to tailor a comprehensive strategy that fits your specific needs. That's why Main Street Bank is here—to guide you through building a stronger business credit profile with expert advice tailored to your unique situation. Contact us today. #BusinessCredit #FinancialManagement #BusinessGrowth

Meet Kristin Flickinger. Kristin is an agricultural lender based out of the Ashland offices. She will help you with your farming financial needs.

Work-Life Balance Is Not What You Need The common business adage "maintain a work-life balance" is preached in boardrooms and business books across the globe. But what if striving for this balance is actually holding you back rather than propelling you forward? For starters, the traditional notion of work-life balance suggests a strict separation between work and personal life, an idea that is increasingly unrealistic in today’s connected world. Instead of aiming for an impossible perfect equilibrium, where work and life are held in separate silos, we should strive for WORK-LIFE INTEGRATION. This concept acknowledges that work and personal life often overlap and that finding harmony between them can be more beneficial and realistic. Consider this: when we stop seeing work as a separate chore and start integrating it with our passions and daily lives, we become more efficient and satisfied. For many successful entrepreneurs and creatives, work is a passion that enriches their life, not something to be balanced against it. Plus, the pursuit of strict balance can lead to unnecessary stress and feelings of guilt whenever one area inevitably encroaches on the other. By embracing integration instead of balance, we allow ourselves to flow more naturally between life's demands, which can lead to innovative thinking and solutions that a rigid work-life boundary might stifle. So, perhaps it's time to shift the conversation from balancing to blending. Let’s focus on how we can integrate our work with our personal lives in a way that encourages creativity, fosters wellbeing, and ultimately, drives us towards our goals. #WorkLifeIntegration #Entrepreneurship #Innovation #mainstreetbank

Meet Mortgage Lender Laurie Nash! She is located in our North Canton office. You can find her at many trade shows, realtor event, and auctions. She will work hard for you!

Investing in leadership development is a strategic imperative that directly impacts the bottom line. Effective leaders drive innovation, inspire teams, and manage resources efficiently, all of which are crucial for sustainable business growth. By nurturing leadership skills, your organization empowers your teams to tackle challenges proactively and seize opportunities with agility. Strong leadership is key to a positive corporate culture because it enhances employee engagement and retention, reducing turnover costs and boosting productivity. Here's the deal: The competencies gained through leadership development translate into tangible results: enhanced operational performance, improved customer satisfaction, and increased profitability. Commit to leadership development and you are committing to your company's future success. Prioritize equipping your leaders with the tools they need to excel. #LeadershipDevelopment #BusinessGrowth #EmployeeEngagement #OperationalExcellence

Our very own Brandon Pluchinsky, M.Acc. continues to dominate the local golf scene, capturing his sixth consecutive and eighth overall Greatest Golfer men’s open title with an impressive 54-hole score of 207. Despite tricky conditions at The Lake Club, Brandon’s consistent play and ability to stay focused under pressure set him apart, securing his place as a true champion in this prestigious event. His commitment and tradition, like the matching purple polos he and his caddy wear every Sunday, highlight the passion and dedication he brings to the game. Congratulations, Brandon, on another incredible achievement! Link to article in comments. Photo credit: Robert Hayes #GreatestGolfer #GolfChampion #ConsistencyAndExcellence #LocalHero

How do you handle crucial conversations? Handling them effectively is essential if you want to navigate challenging discussions with grace and positive outcomes. Drawing insights from the seminal book, "Crucial Conversations" by Kerry Patterson, Joseph Grenny, Ron McMillan, and Al Switzler, here are key strategies to employ: 🗣️ Start with Heart: Begin by clarifying your motives and deciding what you truly want out of the conversation. This sets a constructive tone and keeps you focused on the desired outcome. 🗣️ Master Your Stories: Interpret your feelings and actions by analyzing the facts. Avoid jumping to conclusions or crafting negative narratives about others' intentions. 🗣️ State My Path: Clearly express your views without blame or judgment. Use "I" statements to communicate your perspective and feelings. 🗣️ Explore Others' Paths: Encourage dialogue by inviting others to share their views. Listen actively and show genuine interest in understanding their perspectives. 🗣️ Move to Action: Decide together how to act based on the conversation. Determine who does what by when and follow up to ensure accountability. Leverage these strategies from "Crucial Conversations," and ensure you not only handle tough discussions effectively but also strengthen relationships and drive positive outcomes. REMEMBER: As a leader, every problem you walk around, you've approved. #ProfessionalDevelopment #CommunicationSkills #Leadership #CrucialConversations