RD Advisors

We’re thrilled to welcome Michael C Petersen and Robert Morrison (Bobby) to the RD Advisors team! Michael joins RD Advisors with several years of experience in real estate-focused private credit funds. He has a background in investor relations and accounting, and is looking forward to assisting with the fund's investor outreach efforts. Having recently moved to Boston, Michael is looking forward to exploring the city with his wife and taking advantage of all it has to offer. Robert (aka Bobby) is originally from Denver, CO, and joins RD Advisors as a junior accountant. Graduated from Boston's University - Questrom School of Business, Bobby is a fan of reading and playing chess. We are all excited to have Michael and Bobby on board. Welcome!

You asked what kind of reporting investors can expect from RD Real Estate Debt Fund II, and Juan Carlos answered. We are always open to questions or inquiries. Let us know if you have any! *This is just a description of our current practices, which can change at any time in compliance with our governing documents. #Investment #AlternativeInvestments #AlternativeAllocations #RealEstate

Financing ADUs (Additional Dwelling Units) across the US is a massive mortgage industry opportunity! How are individuals and firms financing the construction of ADUs in owner-occupied properties today? I would love to hear from the ADU and mortgage industry experts, especially those in the HELOC/Home Equity finance side (Mark Schacknies, Mark H., Jarred Alexandrov , Michael S. Winston, Scott Bailey). In theory, the addition of an ADU should add more value to a property than its cost to build - at least in highly supply constrained markets (e.g., Boston, NYC, San Fran, San Jose, etc.). So, for example, if an ADU costs $100k to $200k to build can bring in $1500 to $3000 a month (depending on the unit and market), it should clear the additional cost of mortgage for construction (not to mention the added value). But here is the issue: if a home already has a mortgage in place at sub-4%, then refinancing is prohibitively expensive at today’s rates. HELOCs are one option. However, typically, they are done on a pre-construction basis (so don’t include the ADU), so maybe it's not enough funds. Is there an ADU construction 2nd loan that takes into account the after-renovated value? Example: value today is $500k with a $400k mortgage not enough equity for $100k investment in an ADU. However after the ADU the property is worth $700k due to additional unit/income. How does the industry account for the additional ADU value? Love to get some industry thoughts on this! #ADU #HELOC #mortgageindustry

The future of downtown office and retail might just be loads of vacant space. And that is actually great. Pre-pandemic, if you wanted to open a business, a start-up or host a regular gathering, finding space to collaborate was a challenge. And nothing beats in person collaboration for a startup, imho, just so much more efficient. And imagine a restaurant, or a retail store. A new concept? Tough luck getting a landlord to take a chance on it/you.Today the roles are reversed. Property owners need to fill space. They need new ideas, new concepts, new business. Have an idea for a business that will fill space and pay rent? There are hundreds of eager suitors and they may even invest in the concept. The power is back in the hands of the creator innovator. I imagine this era (especially if we head into a recession) will be one of innovation and creative uses for formerly obsolete spaces: Yoga studios on the 40th floor? Open space retail bazaars on vacant floors? Start-up incubators all over the city? Day-care facilities in vacant floors? Hydroponic farming? Restaurants? Pop-ups? Lofts? Loads and loads of massive lofts? Bring it. #BostonRealEstate #Office #RTO Demetrios Chris Evan Dave Yair Jonathan Remy

LOAN Learn More: https://lnkd.in/gVn7Rmkp IMAGE: Sean Kelly-Rand DATE: 09/03/2024 ADDRESS: 77-79 Beach Street MARKET: Haverhill, MA ASSET TYPE: Multifamily ~ SF: 5,060 LENDER: Sean Kelly-Rand - RD Advisors LOAN AMOUNT: $1,050,000 LOAN TYPE: Refinance NOTE FROM LENDER: We were more than happy to help the borrower of this deal secure long-term financing through a refinancing arrangement. RD Advisors is accepting loan requests for non-owner occupied residential and commercial properties in Massachusetts! Submit a deal in under 5 minutes through our website (www.rd.loans). #Boston #RealEstate #Haverhill #Massachusetts #Multifamily #SeanKellyRand #RDAdvisors #TradedPartner #TradedBoston

Rotate into short-duration private credit before money-market yields and bond funds drop further! This is an ideal moment to consider capital-preservation strategies with higher yield potential that align with your desired risk-return profile. RD Advisors has developed a platform tailored to deliver just that. Over the last 7 years, we’ve invested upwards of $300 million into private real estate debt. If you’re unfamiliar with this asset class, we’d be happy to walk you through the details. Click the link to request the fund documents, and let’s set up a time to connect. https://lnkd.in/dSFFbE3s #PrivateCredit #AlternativeInvestments #RealEstateInvesting 👉 This is not an offer (those are made only within our offering documentation) or investment advice. Talk with your financial advisor to see why an allocation to RD Real Estate Fund II fits within your investment strategy.

We’re excited to recommend a fantastic episode of the #BreakingNewGround podcast, featuring our very own Sean Kelly-Rand as one of the first guests. In this episode, Rachel and Sean dive into his entrepreneurial journey in the real estate industry, insights on startups, building software for real estate investors, and much more. Thank you to Rachel Walters and John T Pugh 🏀 for hosting such an engaging discussion! 👉 Check out the episode on Spotify, and don’t forget to like, subscribe, and support Breaking New Ground!

Austin will be just grand. Just glad we aren’t lending there. And it was an absolute pleasure to share our perspective on why with James Rodriguez from Business Insider. A few years back, we had the opportunity to enter the #Austin market through an acquisition. And, while RD Advisors is a #Boston-focused lender, we were very interested and impressed with Austin’s growth and characteristics: non-judicial foreclosure laws, high average home prices, growing employment with high income roles, significant housing demand, etc. However, prices were out of wack with incomes and massive supply was coming online. We saw issues on the horizon. We have continued to follow the market. It’s a frequent guest in my LinkedIn posts as an example of a high supply market, in sharp contrast to Boston’s low supply market. And it’s clear: bring on significant supply and prices fall. It’s good for consumers/buyers but not so great for owners/developers and their lenders. So it's clear, if we want more and lower cost housing in Boston than… Let’s Let Builders Build. As always, these are just my musings and not investment advice. Jason Lewris 🧪 David Keith Hughes Tore C. Steen Ashish Gupta Tom Colleran Chris Fitzpatrick Jake Katsiaryna #PrivateCredit #RealEstateLending

We got a 50 bps drop. And the market forecasts another one before year-end. What this means is simple: investors likely won’t get 5%+ on money market accounts forever, so it’s time to think about their next allocation. Where will those funds go? This is the time to explore higher-yielding, capital-preservation strategies that aim to provide a comparable risk-return profile. RD has been building a platform that aims to do just that. Throughout the past 7 years we’ve invested over $300 million into private real estate debt. And if you’re unfamiliar with the asset class, we’d be happy to tell you all about it. Request fund docs through the link below and let’s schedule a meeting. https://lnkd.in/dSFFbE3s #PrivateCredit #AlternativeInvestments #RealEstateInvesting 👉 This is not an offer (those are made only within our offering documentation) or investment advice. Talk with your financial advisor to see why an allocation to RD Real Estate Fund II fits within your investment strategy. 

The second largest economy in the world is melting down and its crickets in the feed. The idea that the US consumers and investors are immune is nonsense, imho. - It’s a deflationary risk to the global economy and there is no way that there can not be blowback to the US economy. - If China has massive overcapacity the US's relative competitiveness falls, and on top of that the US is losing a major consumer (not to mention the other economies that feed off China and buy from the US). - China was largely resilient in the last financial crisis: What happens if the US, Europe, and China are all in a recession simultaneously? - Major US companies including Intel, Apple, Corning, Tesla, AMAT, and Dupont rely on China for a major portion of sales. If revenue/profits fall, so will related employment. Who is covering the impacts to the US? Bloomberg is pumping out the news but I’m not seeing the in-depth analysis out there from the investment banks/asset managers on the larger impacts here. Time for defensive positioning in the portfolio? Thoughts? As usual just my musing and by no means investment advice. #China #PrivateCredit #MacroEconomics Suhayl JAKE Dave John Simon Ignacio Harald Robert Chris