On the Road Lending

On the Road Lending

Individual and Family Services

Irving, Texas 866 followers

Affordable loans for reliable cars - Currently serving Alabama, Georgia, Mississippi, North Carolina, Kentucky, Texas!

About us

On the Road Lending is a 501(c)(3) nonprofit with a mission to help low- to moderate-income people obtain reliable transportation so that they can get to work, avoid predatory lending, and lead healthier lives.

Website
http://www.ontheroadlending.org
Industry
Individual and Family Services
Company size
11-50 employees
Headquarters
Irving, Texas
Type
Nonprofit
Founded
2013

Locations

Employees at On the Road Lending

Updates

  • View organization page for On the Road Lending, graphic

    866 followers

    Proud of David Kimble and his recent recognition in FenderBender! At On the Road Garage, the mission is twofold: to be a technology-leading auto collision business that delivers exceptional, innovative repair services, and to serve as a catalyst for workforce development through a comprehensive apprenticeship program. Way to go David!

    View organization page for On the Road Garage, graphic

    157 followers

    How FenderBender Award Runner-up David Kimble drives success! We’re thrilled to announce that our General Manager, David Kimble, has been named runner-up for Operator of the Year in the September issue of Fender Bender. Additionally, David will be representing On the Road Garage on a panel at the upcoming Rivian conference, where he’ll discuss industry trends and the innovative ways we’re making a difference in the auto collision industry. https://lnkd.in/gPYStFg3

  • View organization page for On the Road Lending, graphic

    866 followers

    Stay in the Loop with Our August Issue of Gaining Traction! Catch up on all the latest news, updates, and inspiring stories from our community in the August edition of Gaining Traction! From partnerships and program highlights to impactful client stories, this issue is packed with everything you need to know about our journey toward driving economic mobility and workforce development. Read the full issue now and see how we’re making a difference together! https://lnkd.in/enSf2sKk

  • View organization page for On the Road Lending, graphic

    866 followers

    A huge thank you to Santander Consumer USA for their generous grant support! We are incredibly grateful for your partnership and commitment to our mission of driving economic mobility and expanding access to reliable transportation. Your support empowers us to continue making a meaningful impact in the lives of those we serve. Together, we're moving our community forward!

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  • View organization page for On the Road Lending, graphic

    866 followers

    Thank you Capital One for sharing this program for car buyers and recognizing the importance of access to transportation. Without a vehicle, individuals are effectively cut off from the very resources intended to support them in their communities. This isolation hampers their ability to secure stable jobs, maintain consistent employment, and achieve upward economic mobility. On the Road Lending creates the access to transportation which unlocks the opportunities to build a brighter future. Sanjiv Yajnik

    Car ownership is incredibly important—not only for the practical aspects of transportation, but for increased access to personal and professional opportunities. A car is one of the largest purchases someone will make in their life, making it both an exciting and significant milestone. At Capital One, we want to help people find the right car for them. Our studies show most car buyers want to research vehicles online before going into the dealership. To help, we created the Auto Learning Center, which features a wealth of articles, videos and reviews to help car buyers get tips on finding the right vehicle for their unique needs. While there is a plethora of information available online, we aim to make the Auto Learning Center a one-stop shop of resources for car buyers. Through our tools and resources, we strive to provide a simple, straightforward and transparent car buying experience for car buyers so they can focus on enjoying the moment. Explore the insights in the Auto Learning Center and see how Capital One can help you: https://bit.ly/4cIPR3W. #carbuying #autoindustry

  • View organization page for On the Road Lending, graphic

    866 followers

    What Happens If I Get Behind On My Payments?   Life can be unpredictable, and sometimes financial challenges can make it difficult to keep up with loan payments. If you find yourself falling behind, it's crucial to understand what might happen and how you can best handle the situation. Falling behind on payments can be stressful, but it’s essential to tackle the issue head-on. Communicating with your lender is the best way to navigate financial difficulties and find a workable solution. By staying proactive and informed, you can minimize negative impacts and work towards regaining financial stability. Immediate Consequences Initially, missing a payment can lead to late fees and an increase in your overall debt. Your credit score might also be negatively impacted, making it harder to secure future loans or credit. The longer you wait to address the issue, the more severe the consequences can become, potentially leading to repossession or legal action. The Importance of Communication The most important step you can take if you're struggling to make payments is to communicate with your lender. Lenders appreciate honesty and are often willing to work with you to find a solution. Here’s why communication is key: -Avoiding Further Penalties: By contacting your lender early, you may avoid additional late fees and penalties. -Exploring Options: Lenders may offer temporary payment plans, deferments, or modifications to help you manage your payments more effectively. -Protecting Your Credit: Keeping your lender informed can help mitigate damage to your credit score. Proactive communication shows responsibility and can lead to more favorable terms. Steps to Take: -Review Your Finances: Assess your financial situation to understand how much you can realistically pay and where you might cut expenses. -Contact Your Lender: Explain your situation honestly and ask about possible options for relief. -Follow Up in Writing: Document your communication and any agreements made with your lender in writing to protect yourself and ensure clarity. -Persist: Communicating with creditors is time-consuming. The payments you make are not always accurately accounted for and it can be hard to track these on your end if you have multiple from one creditor (i.e. medical). Do persist! Your credit and future access to credit are at stake. https://lnkd.in/ey5zVzij

  • View organization page for On the Road Lending, graphic

    866 followers

    We are thrilled to announce that our 2023 Annual Report, celebrating a decade of impact, is now available! From the very beginning, our vision was simple yet ambitious: to create a future where everyone has the freedom to pursue their dreams without the barrier of transportation. Over the past ten years, we have seen this vision come to life in ways that have exceeded even our highest expectations. We have empowered thousands of individuals and families to break free from their constraints, opening doors to better jobs, education, and opportunities that were once out of reach. Check it out now! https://lnkd.in/ej9iwgqk

    ontheroadlending.org

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