Oatley & Diak, LLC

One often-overlooked way to make personal financial gains is to look more carefully at your employee benefits and take full advantage of everything your benefits package has to offer. #employeebenefits https://lnkd.in/grD3Khiz

When working towards financial goals, every bit helps. Look at your full employee benefits package to make sure you are familiar with all the ways it can help you save money or enhance your lifestyle. Many companies offer discounted gym memberships, travel discounts, tickets to local sporting and arts events, special pricing for home office equipment, subscription services, auto insurance, childcare, home cleaning services, access to an employee credit union, and much more. You can potentially save hundreds or even thousands of dollars a year by using the discounts your employer has negotiated.

Moving toward an empty nest? Discover ways to reassess your financial goals and embrace new opportunities in this next chapter of life. #EmptyNest #FinancialGoals https://lnkd.in/g6pJ3Q3J

As children leave home for college or careers, parents face the significant transition to an empty nest. This period offers a valuable opportunity to reassess financial plans, retirement strategies, and personal goals. By proactively preparing for this new chapter, parents can support their children's journeys while safeguarding their own financial future. Embracing new hobbies, repurposing home spaces, and consulting with a financial advisor can help ensure a smooth and fulfilling transition. It's also a time to reconnect with long-neglected passions, strengthen relationships, and explore new financial opportunities to secure a strong foundation for the future. #EmptyNest #FinancialGoals #FinancialPlanning

As your children leave home for college or careers, it's time to focus on your own future. Explore strategies for a smooth transition to an empty nest. #EmptyNest #LifeTransitions #FinancialPlanning https://lnkd.in/g6pJ3Q3J

To understand what you need to know about cybersecurity as an individual, you need to first understand the cyberattack threats you are facing. Think of each place where you share data on the internet as a rental home. You feel comfortable storing your valuables, such as your passwords and social security number; and when you leave, you’re careful to lock the front and back doors. Because you trust the landlord, you assume the locks are in working order and expect the house to be secure. But then, you may discover an intruder has picked the locks, climbed through the windows, or tunneled a hole through the basement floor. As soon as one entryway is blocked another one can always be created. So no matter what the owner does to secure the home, someone can always get in. This gives you an idea of what you are up against.

One of the most popular and well-known college savings plans is the 529 Plan. A 529 Plan is an educational savings plan that allows you to put money aside for college expenses, exempt from federal taxes and the money grows tax-free. In short, it is a way for you to grow your savings on behalf of a beneficiary, such as your child or grandchild. There are two types of 529 Plans: a college savings plan, which is similar to an IRA, and a pre-paid tuition plan that enables you to pay for expenses at designated institutions in advance. Generally, there are not any income limits or age restrictions for participation and, depending on your state, you may be able to contribute up to $300,000. The funds must be used for specific higher-education expenses and can be rolled to a different beneficiary if the intended beneficiary decides not to attend college or vocational school.

Many working adults fear they won’t have enough money for retirement. The best way to ease your worries about retirement is to begin planning for it and boosting your savings today. #retirementsavings #retirementplanning https://lnkd.in/gyQvWJGb

Don’t let investment jitters control your decisions. Proactive steps like limiting news exposure and focusing on long-term goals can help ease anxiety. #InvestmentAnxiety #LongTermGoals #FinancialPlanning https://lnkd.in/gzHbKC5P

Managing investment anxiety is crucial for long-term financial success. Here are key strategies to help you stay on track: * Limit exposure to negative news * Focus on long-term financial goals * Understand that market fluctuations are normal * Use diversification to mitigate risk * Work with a financial advisor for clarity and confidence * Stay informed and make data-driven decisions #InvestmentAnxiety #FinancialPlanning #Diversification #FinancialAdvisor