Morgenstern Insurance Services Inc.

Great news for employers and employees with High Deductible Health Plans (HDHPs): The IRS has expanded the list of preventive care benefits to include OTC oral contraceptives, emergency contraceptives, and male condoms—even without a prescription. Read more: https://buff.ly/3NA6Fzb Employers: It’s time to review your plan design and decide whether to cover these items without a deductible. Offering enhanced preventive care coverage can promote wellness and attract top talent. #Healthcare #EmployeeBenefits #HDHP #PreventiveCare

Attention employers! 📣 Don't forget that Medicare Part D notices are due before October 15, 2024. It's essential to provide these notices to all Medicare-eligible employees and dependents to ensure compliance and avoid penalties. We break down everything you need to know about Medicare Part D notice requirements, who needs to receive them, and why it's crucial to act now here: https://buff.ly/3TlR3CM Stay ahead of the deadline and ensure your team is informed! #Medicare #EmployerCompliance #HealthInsurance

Morgenstern Benefits is proud to sponsor Polite Ink. Comedy's Oh Whatta Night! 7th Annual Benefit Show to support the People's Pantry of Rochester! We're excited to be part of this event and to contribute to a cause that makes a real difference in our community. Join Polite Ink on November 9th at OFC Theatre for an evening of unforgettable sketch comedy and improv all for a good cause. Get your tickets at https://buff.ly/3yQYbjj. Here's to a fantastic night of giving back together! 🫶 #OhWattaNight #CommunitySupport #MorgensternBenefits

Another fantastic review! We're thrilled to hear about your positive experiences with Morgenstern Insurance and Benefits. Our team is dedicated to providing top-notch service and competitive quotes to all our clients. Your recommendation means the world to us! 💙 #CustomerLove #InsuranceExcellence #DifferentApproachDifferentResults

Curious about how HSAs, FSAs, and HRAs can help you save on over-the-counter (OTC) items? Learn the ins and outs of these valuable health spending accounts, and discover how you can make the most of your benefits here: https://buff.ly/3xW9vKM #HealthSavings #FSA #HSA #HRA #FinancialWellness

We had the pleasure of presenting at Buffalo Energy’s open enrollment meeting. Our very own Michael and Mallory led the session, providing valuable insights and answering questions about our comprehensive insurance and benefits packages. Thank you to everyone at Buffalo Energy for the warm welcome and engaging discussions! We’re thrilled to help you navigate your benefits and ensure you get the coverage you need. #OpenEnrollment #InsuranceBenefits #EmployeeWellness

Happy 4th of July from Morgenstern Insurance! 🇺🇸 Whether you're hosting a BBQ, enjoying a lake day, or watching the fireworks, make sure you have the right coverage for your home, car, and boat. 🏡 🚗 🚤 Enjoy the festivities and have a wonderful #IndependenceDay! #4thOfJuly #DifferentApproachDifferentResults

Don't let unexpected weather turn your summer into a nightmare. At Morgenstern Insurance, we offer comprehensive flood insurance to safeguard your property and give you peace of mind. ✅ Coverage for property damage ✅ Protection for personal belongings ✅ Financial support for repairs and replacements Don't wait for the waters to rise – contact us today! #FloodInsurance #LakeHouseLiving #ProtectYourHome

We understand that businesses face unique environmental challenges. Our pollution liability/environmental insurance is designed to provide comprehensive coverage, ensuring that you are protected against the unexpected. We asked an expert, Christopher Goss, why a company should consider pollution environmental insurance: - Safeguard against environmental liabilities - Cover clean-up costs and legal fees - Protect your company's reputation - Ensure compliance with environmental regulations Read more in this PDF guide written by Chris: https://buff.ly/3xMLWUm #PollutionInsurance #EnvironmentalProtection #DifferentApprachDifferentResults

We are honored to receive such a glowing ⭐️⭐️⭐️⭐️⭐️ Google review from one of our clients! Thank you for your kind words and trust in our services! We're committed to finding the best solutions for our clients and helping you save on your premiums. #5StarReview #CustomerSatisfaction #ClientFeedback