EarnIn

National Women’s Equality Day is an important day for honoring women in the workplace and beyond.  We sat down with Karolina Banna, Head of Banking at EarnIn, and talked about how necessary it is for better gender equality. What does Women's Equality Day mean to you? For me it’s very simple, it means equal opportunities for great roles, equal pay for equivalent jobs, and equal accountability for at-home work (childcare, managing a house, etc). Women’s Equality Day provides an opportunity for us to think about how we are driving action in our own teams through our hiring practices, pay, promotion reviews, and encouraging equal access to family and parental leave. How do you envision a more inclusive and equitable future for all women? I envision it with data, and data is critical. Ensuring that we monitor access to coveted roles, pay, and promotions for different gender identities is really important. In the UK (where I’m from), large companies have to publish data on gender equality, and I think this is critical to creating action. What advice do you have for women who aspire to enter the Tech Industry? There’s nothing you can’t learn to do. You don’t need to have all the skills in a job spec, you just need to be curious and willing to dive in and learn. I am a big believer in mentors who can push you to try new things and go outside your comfort zone! What would you say to someone considering joining EarnIn? If you love data, solving problems, and collaborating with smart, lovely people, this is the place for you! Looking for a career where equality is baked into the mission? Visit our careers page for opportunities to join Karo and our team of passionate, driven, and collaborative people: https://bit.ly/48iksmZ

August 12 marked the Birth of the Queen Mother in Thailand — a day when mothers are celebrated for the impact they have in our lives. We talked with Wee Nawasuttipong, Engineering Manager at EarnIn, and learned how he celebrates this national holiday. What significance does this day hold in Thai culture? The Birth of the Queen Mother is also known as Mother’s Day in Thailand. People express their gratitude and love for their mothers, often participating in various ceremonies and charitable activities. The day also highlights the importance of maternal figures and their contributions to families and society. Recognizing this day in EarnIn’s global culture demonstrates our appreciation for diverse traditions and values, fostering a deeper understanding and connection among our team members. How do you like to celebrate? We spend quality time together, often enjoying a special meal and exchanging heartfelt messages. This day reinforces the importance of family bonds and reminds us to cherish and celebrate the maternal figures who play a vital role in our lives. How did you decide to join EarnIn?   I’m always on the lookout for great people to work with. I was fortunate to know Ofer, our CTO, and Os, our Bangkok site lead, from previous collaborations over several years. Understanding their vision and working style made me confident that a bright future awaits me at EarnIn. Want to be part of that future with folks like Wee? Check out our careers page for new opportunities at EarnIn: https://bit.ly/48iksmZ #LifeAtEarnIn #EarnIn

You can’t have rainbows without some rain. And monsoon season in India brings plenty. We chatted with Nischal Kanipakam, Lifecycle Analytics Manager at EarnIn, about how the season’s cooler temps and rejuvenated landscapes are just the beginning. What’s the significance of the summer monsoon season in India? India welcomes the monsoons wholeheartedly as they bring respite from the scorching high temperatures and bring life back to its forests and mountains. A good summer monsoon is critical, from supporting the rural economy to sustaining diverse ecosystems and biodiversity and even influencing stock market performance. Are there any traditions your family practices this time of year? EarnIn’s flexible holidays and leave policy gives me the time to celebrate festivals such as Raksha Bandhan and Vara Mahalakshmi Vratham. India is a diverse country, and the way the monsoons are experienced and celebrated can vary, highlighting the country's diverse cultural landscape. What activities do you enjoy most during the season? The sound of the rain is soothing, making it a perfect time for indoor hobbies like reading. We stay with our parents for a while and travel together to the Western Ghats, a mountain range along the western coast of India, just to enjoy the rain and stay close to nature. Looking to join a team that promotes a good work-life balance, keeps you motivated, and is hiring globally? EarnIn is hiring. Check out our latest opportunities on our careers page: https://bit.ly/48iksmZ

Happy anniversary!! 🥳 🎂 🎊🎉 Last Thursday, we celebrated #EarnIn BKK 2nd anniversary. Our Bangkok team has grown rapidly, and there's so much more to come. It was a day filled with joy and fun. I am truly happy to be a part of this healthy and vibrant work environment.

Many things affect our financial stability. BIPOC Mental Health Awareness Month reminds us how mental health can impact marginalized groups in ways that aren’t immediately obvious. We sat down with Lindsey Morales, Fraud and Disputes Investigator at EarnIn, to hear how she approaches BIPOC mental health. Why is BIPOC Mental Health Awareness Month important to you? As a Hispanic woman, BIPOC Mental Health Awareness Month is meaningful to me because it highlights the unique mental health challenges that people of color face, such as cultural stigma, lack of representation, and barriers to accessing care. Growing up, I witnessed firsthand how these issues affected my community with many struggling in silence due to lack of resources and understanding.  Working on the Risk/Fraud Team at EarnIn, I understand how mental health affects financial stability and overall well-being. This month is important because it raises awareness of these disparities and promotes culturally competent mental health care, ensuring everyone gets the support they need to thrive. Can you recommend a resource or activity that is helpful or inspiring in terms of your mental health and well-being? Painting and drawing, therapy, and my wonderful church community. I believe it is vital to surround yourself with activities and people that bring you joy! What makes EarnIn a unique or rewarding place to work for you? It’s where you can make a real difference in a supportive and innovative environment.  EarnIn helps people access their earned wages and achieve financial stability, so you’re part of a mission that improves lives and part of a passionate team that cares about your well-being and development. Looking to join Lindsey and the EarnIn team to make an impact? Check out our careers page for info on the latest opportunities: https://bit.ly/48iksmZ

Earlier this month, our Rainbow Alliance Network ERG held “Growing with Pride”  — a panel discussion for everyone at EarnIn to learn about creating an inclusive and supportive environment. Panelists were members of our team who shared stories of resilience and community support, speaking about their experiences growing up and learning about themselves. We also heard from parents of LGBTQIA+ children and how they foster an open, supportive environment for their kids. Pride is a growing conversation with people sharing their new perspectives and stories as they begin to feel safe and proud of who they are. We’re grateful to have a diverse team of inclusive individuals who are receptive to others’ experiences. Creating space to share these stories is how we make the world even more inclusive and supportive. We’re all in this together. 🏳️🌈🏳️⚧️ Special thanks to our Rainbow Alliance Network ERG for putting this event together, our esteemed panelists Stan L., Kristina Hathaway, Beth Woods, and Nick Raccioppi, as well as everyone at EarnIn who participated, asked questions, and shared their stories with us.

Juneteenth is a day that balances reflection and celebration. We sat down with Kimberly Ngiangia, Esq., MSW, Commercial Generalist Counsel at EarnIn, to talk about both sides of the holiday. What does Juneteenth mean to you? I was first introduced to Juneteenth during my college years in Berkeley/Oakland, California. For me, the day offers a chance to reflect on the sacrifices of our ancestors and the continual battles we face today to realize freedom. It's important to keep history and racial injustice at the forefront of our lives, which I think Juneteenth celebrations play an active role in. Is there a memorable Juneteenth moment that stands out to you?  “Fam Bam” in Oakland. I used to love sitting near Lake Merritt, listening to music, doing the electric slide, and celebrating the richness of black people and culture. Being around my community in such a positive and uplifting way, warmed my heart each year. What’s made EarnIn a unique or rewarding place to work for you? EarnIn is doing some amazing work to help people realize greater financial access and freedom. I’m proud of the work we’re doing and the people who are working alongside me. People are bright and driven, but most importantly people are focused on making a positive difference in the lives of our community members. Looking to join an inclusive team that’s impacting people’s daily lives? EarnIn is hiring and we’re looking for passionate, driven, and collaborative people who are ready to join us in leading the way: https://bit.ly/48iksmZ #Earnin #LifeAtEarnin #Juneteenth

Personal expression, living openly, and representation matter when it comes to celebrating Pride month. We sat down with Steven Cho, Director of Capital Markets & Treasury, and talked about the importance of Pride Month. What does Pride Month mean to you personally?      Pride Month holds deep significance for me. Growing up in a conservative Korean immigrant family, I learned early on the importance of representation and living authentically. Pride symbolizes the courage to live openly and the progress we've made towards equality. Witnessing the historic 2015 marriage equality ruling in New York was a moment of immense joy and pride, marking our journey from the Stonewall riots in 1969 to today. In the current political climate, where support for inclusivity may waver, representation remains crucial. Many parts of the world, and even areas within the United States, still face challenges regarding LGBT+ rights. What’s your favorite resource to share with others who want to learn more about Pride Month?   One book that I find particularly inspiring and insightful is "The Velvet Rage." It captures the journey many gay men experience, from coming out to achieving self-acceptance, and offers valuable perspectives on embracing one's true self. Its message of resilience and personal growth resonates with both LGBT+ individuals and allies, making it a meaningful read for anyone who feels different from societal norms. What actions have allies or members of the community been particularly impactful for LGBT+ community? The most impactful actions often come from allies outside the LGBT+ community. Their advocacy carries immense weight, as they can reach and influence others who may not fully understand the LGBT+ experience. By standing with us, they help amplify our voices and strengthen our fight for equality, presenting a unified front that drives positive change. Why should others consider joining EarnIn? What makes it a unique and rewarding place to work?     EarnIn is defined by its incredible diversity. Our global team, spanning leadership and colleagues in India, Thailand, and Mexico, fosters an inclusive environment where everyone is valued for their authentic selves. At EarnIn, my fintech expertise is appreciated, and inclusivity is genuinely celebrated. The exceptional talent at EarnIn and our collaborative structure enable great ideas to be quickly implemented, making a direct impact on millions of consumers. As a pioneer in early wage access, EarnIn is just getting started, with much more to achieve. If you are passionate, driven, and ready to make a real difference, EarnIn is the place for you. Join us on our journey as we continue to innovate and lead the way: https://bit.ly/48iksmZ #LifeAtEarnin #Earnin

Debt is the biggest barrier to financial freedom, forcing too many people to make difficult trade-offs between today’s needs and tomorrow’s dreams. That’s why EarnIn is committed to helping alleviate this burden. Last year, we provided $22M in medical debt relief for our communities in Texas, Arizona, and Nevada. Today, we’re announcing an additional milestone toward this commitment by relieving $10M in credit card, auto loan, and consumer debt for more than 8,800 residents across the Atlanta metro area. We’re on a mission to make financial momentum accessible and believe that everyone deserves to live a life unburdened from debt. Read more about our ongoing commitment to alleviating debt here: earnin.com/debtrelief.

Support can be found in many places. As Pride month begins, we talked with Ernesto Lopez, Sr. Site Ops Engineer at EarnIn, about how he finds resources and connects with the LGBTQIA+ community. What does Pride Month mean to you? Pride Month is a time for the LGBTQIA+ community to unite, support each other, and celebrate our achievements and the challenges we've overcome. To take pride in our collective efforts and continue advocating for acceptance and understanding for everyone. What’s your favorite resource to share with people interested in learning about the history of the LGBTQIA+ community? One of my favorite resources is the podcast "Making Gay History," which offers rich and insightful oral histories from the LGBTQIA+ community. For those particularly interested in youth, and mental health perspectives, I recommend "The Trevor Project." I also recommend “Latino USA” for LGBTQIA+ issues within the Latino community. These invaluable resources are for anyone looking to deepen their understanding and support of our community. Tell us about what motivated you to take a leadership role in the Rainbow Alliance Network Employee Resource Group (ERG)? I was motivated to join because of the sense of community and acceptance I found among its members. The inclusive and supportive environment made me feel at home, and I wanted to contribute to fostering that same feeling for others by taking on a leadership role. What makes EarnIn a unique and rewarding place to work? The company values inclusion and growth, both professionally and personally. EarnIn's commitment to fostering an environment where everyone feels heard and valued makes it an excellent place to advance your career while making meaningful contributions. To come make meaningful contributions with Ernesto and the Rainbow Alliance Network ERG at EarnIn, check out the latest opportunities on our career page: https://bit.ly/48iksmZ #LifeAtEarnIn #EarnIn