DSMIG

This morning I wrapped up a deeper dive into liability insurance for our local small biz scene. Even if you're running a tiny operation or have an LLC, you might not be as well-protected as you think. There's more to the liability game than meets the eye. From GL to E&O, we've broken it all down in plain English. Not a bunch of jargon, just straight talk about what you need to know to keep your business safe. Check out the full article for myth-busting, claims process insights, and some Iowa-specific considerations. #IowaBusiness #SmallBizTips #InsuranceBasics #DSMIG

Just published a refreshed DSMIG article that's a must-read. Our unique Iowa landscape shapes business risks and our local community ties can actually strengthen your risk management strategy. This piece breaks down different tailored approaches for Des Moines businesses - from weather considerations to cyber threats with a Midwest twist. Take a few minutes to dive in. What's your top risk concern as a Des Moines business owner? #DesMoines #RiskStrategy #LocalInsights

The rise in severe weather events, natural disasters, and property damage claims has contributed to higher payouts by insurance companies, resulting in increased premiums for policyholders. Read more 👉 https://lttr.ai/AYAoE #DSMIG #Homeownership #Claims #RiskManagement #HomeownerTips #RisingCosts #InsurancePremiums

Des Moines is characterized by its diverse array of businesses, ranging from local boutiques and family-owned eateries to tech startups and service providers. Read more 👉 https://lttr.ai/AXx4B #DesMoines #RiskManagement #SmallBusiness #BusinessOwner #BuildingStrongRelationships

Look for an insurance agent who has a deep understanding of your industry's specific insurance needs, is responsive and efficient in providing documentation like COIs, and has a track record of offering tailored insurance advice and solutions. Read more 👉 https://lttr.ai/AXeiB #RiskManagement #InsuranceTips #CertificateofInsurance #BusinessOwnership #BuildsTrust #PremierInsuranceAgency

Small business owners should consider factors such as policy limits, deductibles, and coverage exclusions when selecting liability insurance. Read more 👉 https://lttr.ai/AXc3e #LiabilityInsurance #BusinessInsurance #DesMoinesSmallBusiness #Riskmanagement #SignificantFinancialLosses #LimitedLiabilityCompany #SmallBusinesses

When it comes to protecting your business investments, we understand the importance of finding the right commercial property insurance provider in Des Moines. Read more 👉 https://lttr.ai/AXckq #BusinessInsurance #SMBInsurance #DSMIG #RiskManagement #CommercialPropertyInsurance #DesMoines

Initiating an AOR change involves the policyholder completing an AOR form, which formally transfers the handling of the insurance policy from one agent to another. Read more 👉 https://lttr.ai/AXNnR #RiskManagement #BusinessTips #IowaBusinesses #SmallBusiness #InsuranceExperience #SwitchingAgents

With affordable renters insurance options available, renters insurance coverage is an easy and cost-effective way to protect your valuable items. Read the full article: Understanding Your Des Moines Renters Insurance Coverage Options ▸ https://lttr.ai/AXIaI #RentersInsurance #ProtectYourStuff #RiskManagement #DesMoines #DsmInsuranceGuy #IowaInsuranceAgent

Professional liability insurance typically covers claims that arise due to professional errors, negligence, or failures, including malpractice claims. Read more 👉 https://lttr.ai/AXF6y #RiskManagement #MaintainReputation #ProfessionalLiabilityInsurance #GeneralLiabilityInsurance