Datos Insights

The Future of UK High Street Banking: Adapting to a Less-Cash Society As cash usage continues to decline, UK High Street banks are facing a pivotal moment. How can banks adapt to a less-cash society while maintaining service and accessibility for all? Join us at #RBTEurope to hear from industry leaders like Tim Allen, who will share valuable insights on: 🔹 The impact of declining cash usage on the future of branch banking 🔹 Strategies for UK banks to thrive in this new era 🔹 How to support vulnerable populations during the transition to digital banking 🔗 Register now to secure your spot: https://lnkd.in/eySEJ4Bt

As competition intensifies and customer expectations soar, standing still is not an option. Learn how leading banks are reimagining their business models and customer journeys to thrive in this new era. ING's Marco Eijsackers will share crucial insights on elevating customer experience in banking to match Big Tech standards at #RBTEUROPE! During his session, he'll explore: • Proven transformation pathways for traditional banks • Strategic levers to accelerate digital evolution • Practical frameworks for scaling exceptional customer experiences • Key trends shaping the future of retail banking Don't miss this opportunity to network with banking innovators and gain actionable strategies for your transformation journey. Register now to join us! 🔗 https://lnkd.in/eySEJ4Bt 🗓️ November 19-20, 2024 📍 London

🔥 Just Released: Datos Insights' November Banking & Payments Bulletin! What's shaping the future of financial services? Our latest issue explores the trends set to define 2025, examines the evolution of branches with cash automation, and analyzes the surge in global card spending. Plus, enjoy an exclusive look at Spain's dynamic payments landscape. Read the latest issue here 👉 https://lnkd.in/e8pfibeV #FinancialServices #Banking #Payments #DigitalTransformation

💡 Are you ready to embrace the future of banking? Join us at Retail Bank Transformation Europe on November 19-20 in London to discover how to master the perfect blend of digital innovation and the human touch in banking! #RBTEUROPE Why attend? ✨ 30+ thought-provoking sessions ✨ Global leaders sharing unfiltered insights ✨ Exclusive banking-focused research ✨ Curated tech expo showcasing game-changing solutions Key Topics: ✅ Customer-Centric Business Models ✅ Digital Innovations ✅ Omnichannel Strategies Don't miss this opportunity to revolutionize your bank's approach to customer service and technology! Learn more and register– https://lnkd.in/g9WMVSys #RetailBanking #FinTechInnovation #Banking #Payments

💲📲 As digital payments take center stage, what’s the future of cash access? NCR Atleos Chief Operating Officer Stuart Mackinnon will be exploring the future of cash access and financial inclusion at Retail Bank Transformation Europe! #RBTEUROPE While digital payments dominate headlines, physical cash remains vital for communities worldwide. From the UK's innovative access initiatives to global case studies, Stuart will examine how financial institutions are maintaining the delicate balance between digital innovation and cash accessibility. Register now 👉 https://lnkd.in/eFsF9MGQ Join us to discover: • The resurgence of cash demand in developed & developing markets • The UK's pioneering approach to cash access • How strategic partnerships are advancing financial inclusion #FinancialInclusion #Banking #FinTech #Payments

The U.S. #CashManagement industry is transforming rapidly, shaped by new market dynamics and customer expectations. For banks and technology providers, offering modern, personalized #DigitalBanking solutions is no longer optional—it's essential for client retention and growth. Our latest #DatosMatrix report analyzes the competitive landscape of eight leading vendors, including Backbase, Bottomline, Dragonfly Financial Technologies, FIS, Fiserv, Infosys Finacle, Intellect Global Transaction Banking | iGTB, and Q2. 🔍 Discover how to elevate your cash management strategy 👉 https://lnkd.in/eDnDPw5H ❗Whether you're a bank, a technology provider, or a corporate client, this report is a must-read to understand how to stay ahead in the rapidly evolving financial landscape.

Datos Insights and the American Bankers Association have collaborated on a thorough guide to help ABA members find top technology partners in fraud prevention. We’re proud that Mitek’s Check Fraud Defender (CFD) was spotlighted as a key solution in check fraud detection and mitigation. Discover how CFD is helping banks stay ahead against check fraud—download the full report: https://lnkd.in/e5MiQbZR #FraudPrevention #CheckFraud #BankingTechnology

🚀 Ready to transform your traditional bank into a digital powerhouse? Join us in London at Retail Bank Transformation Europe to hear the remarkable story of Bank of Georgia's digital evolution. 🔗Register here: https://lnkd.in/eFsF9MGQ In this exclusive session, Maia Gorgiladze will share how a traditional institution successfully transformed into a digital-first pioneer. #RBTEUROPE You'll learn: • Proven strategies for digital transformation • Innovative approaches to enhance customer interactions • Effective methods to boost product awareness across digital channels • Real-world UX insights that drive engagement Don't miss this opportunity to gain actionable insights from a real transformation journey. Your bank's digital future starts here! #RetailBanking #DigitalBanking #FinTech #BankingInnovation

📊 Key Insights: CFPB's Section 1033 and Standard-Setting Bodies In her recent blog, Datos Insights' Jane G. examines Financial Data Exchange (FDX)'s application to become the first recognized #SSB under the CFPB's Section 1033 framework. 🔑 Key takeaways: • The CFPB has established five key criteria for Standard-Setting Bodies: Openness, Balance, Due Process, Consensus, and Transparency. • FDX has extensive adoption (94M+ customers) but is making major governance changes to qualify as an SSB, including restructuring its board with equal voting power between data providers and third-party providers. • Industry feedback on FDX's application is mixed—while many support it, there are concerns about SME representation, costs for smaller institutions, and technical requirements like FAPI implementation. • The framework is described as "still quite a fragile construct" in the U.S. banking sector, with ongoing legal challenges to the broader Section 1033 rule. 💡 For financial institutions and security leaders: This analysis offers crucial insights into how the U.S. open banking framework is taking shape—and the challenges ahead in balancing innovation, security, and inclusive participation. Read Jane's comprehensive analysis here: https://lnkd.in/ex_dtF5z #OpenBanking #FinancialServices #CFPB #APIStrategy #FinTech #Banking #DataSecurity

Great opening sessions at #Money2020USA from Erin McCune (Bain & Co) and Dondi Black (TSYS). Whether it’s real time payments or AI finally finding its use cases in the banking space, one thing transpires: data governance is going to play a pivotal role in how players in the payments industry remain relevant. Stay tuned for RBR Data Services • Datos Insights’ next Banking and Payments Bulletin to follow the event developments.