Murphy Insurance Agency

Even if you haven't filed a claim, #insurance costs are rising faster than inflation. Labor shortages and supply chain disruptions have driven up repair and replacement expenses for vehicles and property. Additionally, the growing frequency and severity of accidents and weather-related disasters are increasing rates. Learn more below as our team of insurance professionals is ready to help you secure the right coverage at a fair price, ensuring you get the best value.

Our team will help your business get the right protection. Every organization is unique and faces different risks. We look forward to learning more about your business and helping you build a custom protection plan to meet your needs. Simply complete our #businessinsurance quote form, and one of our team members will get in touch with you. We look forward to discussing your needs. https://buff.ly/46ZmhVR

According to National Highway Traffic Safety Administration (NHTSA) data, #speeding kills more than 12,000 people behind the wheel each year, contributing to nearly one-third (29%) of all traffic fatalities. Given this, it’s important to understand what causes speeding and how to prevent it. #autoinsurance

Sole proprietors and partnerships often lack workers' compensation coverage for themselves unless they specifically opt-in. This can leave them vulnerable to income loss if they are injured. Businesses hiring sole proprietors or partners should verify their coverage status to avoid potential premium increases during audits. Learn more:

When an employee is out of work due to injury or illness, it can greatly affect business operations across any industry. Travelers Insurance analyzed over 1.2 million #WorkersCompensation claims and discovered that workplace injuries resulted in an average of 72 lost workdays across all industries. To explore the latest injury trends, read their 2024 Travelers Injury Impact Report here: https://buff.ly/3WMqIyt #EmployeeSafety #WorkplaceTrends

#Wildfires can dramatically alter the terrain and ground conditions of the affected area and can destroy homes, businesses, infrastructure, natural resources, and agriculture. While you can’t prevent all wildfires from happening, there are some ways to secure your property to minimize damage and keep your home and your future safe. Here’s how you can help protect your home from wildfires from FEMA. https://buff.ly/4dOUxW5

If you're a #college student living in a dorm or apartment, or have a child who's away at school, you may need to update your insurance policy or make coverage changes. Here are some issues to consider and discuss with our trusted Murphy team members if you have questions. Learn more.

Murphy Insurance is your trusted partner in protecting your #business from unexpected risks and uncertainties. In today’s ever-changing business environment, having comprehensive Business Insurance isn’t just wise—it’s essential for the longevity and security of your enterprise. https://buff.ly/3HySl4r

As a #businessowner or manager, onboarding a new hire isn’t just about providing manuals and login information, it’s about setting the employee up to operate autonomously in their role and feel comfortable within the organization.

Four out of 10 #smallbusinesses will likely experience a property or general liability claim in the next 10 years, according to The Hartford Insurance Company. The most common claim is burglary & theft. However, the most costly claims are libel, slander & privacy violations.