BCU Risk Advisors

Thinking of renting out your home on a home-sharing platform? With these platforms experiencing continued popularity, many homeowners are leveraging them to make a little extra income 🏡 But it's crucial to understand the insurance implications before you dive in. Your standard homeowners insurance policy might not automatically cover home-sharing activities. Swipe through to learn more about what’s covered, what’s not, and how to protect yourself and your property. Have any insurance-related questions? Feel free to reach out!

🌧️ Rising Waters: Are You Covered? 🌧️ This one's important! Did you know your standard homeowners policy, does NOT cover flood? In this episode of the Reassurance Podcast, we explore why flood insurance is quickly becoming a must-have, even beyond flood zones. Because as undeveloped land becomes developed...where does the water go? Whether it’s NFIP or private flood insurance, understanding your options can mean the difference between quick recovery and a financial setback. Tune in to learn how the right flood coverage can protect your home, your peace of mind, and your future! 🎧 #FloodInsurance #HurricaneSeason #ReassurancePodcast #InsuranceEssentials #homeownersinsurance #risingwaters #flooding #flooddisaster #naturaldisasters #flood #staysafe #stayinsured #BCUrisk #insurancepodcast

🌟 Team Member Spotlight: Brianna 🌟 Meet Brianna, who joined BCU in 2023 and has quickly become an integral part of our team! She’s passionate about building meaningful relationships with her clients, which include successful families and family offices. Before joining BCU, Brianna had an impressive career at HUB International and The Horton Group, where she specialized in structuring personal insurance programs for high-net-worth individuals and families. We're excited to have Brianna on board, bringing her expertise and dedication to every client interaction! #TeamSpotlight #ClientRelationships #InsuranceExpert #BCURiskAdvisors

This Halloween, we want to encourage everyone to prioritize safety, as the holiday presents its own set of risks. In fact, 3,200 Americans visit the emergency room due to Halloween-related injuries each year. Swipe for a few tips to consider, and feel free to share these with your network as well ↩️ Keep in mind that it’s important to always supervise young children, whether they are trick-or-treating or carving pumpkins. For older children, encourage them to stay in a group and check in throughout the night. As always, if you have any questions or require assistance, please do not hesitate to reach out. Have a wonderful and safe Halloween! 🎃 #halloweentips #trickortreatideas #trickortreat #halloween #happyhalloween #halloweensafety #bcurisk

💸 Tapped Out…Now What? 💸 As Hurricane Milton threatens to push the National Flood Insurance Program (NFIP) to its borrowing limits, Congress may soon face tough decisions. Will they raise the borrowing cap, or look for alternative funding to ensure flood claims are paid? The financial strain of back-to-back disasters has brought the NFIP to a critical point, with homeowners and businesses waiting to see what comes next. 📖 Read more about this developing situation and what it means for flood insurance: Link in bio or visit https://lnkd.in/gQRvNnXi #FloodInsurance #NFIP #HurricaneMilton #Congress #InsuranceNews

🌊 Outdated Maps, Outdated Directions 🌊 As devastating floodwaters hit the Southeast US for the second time in just a few weeks, it’s clear that federal flood-risk maps are no longer keeping up with the reality of climate-intensified disasters. Millions of homeowners and businesses are relying on outdated information to make crucial decisions about their flood risk. In this era of megastorms, it's more important than ever to stay informed and make sure you're adequately protected. 📖 Learn more about how outdated maps could be putting you at risk: Link in bio or visit https://lnkd.in/gQRvNnXi #FloodRisk #ClimateChange #OutdatedMaps #StayProtected #InsuranceUpdates #hurricanehelene #hurricanemilton #floridaweather #floridaroads #floridahurricane #InsuranceNotes

Safety on the road is a shared responsibility, including when it comes to motorcycles. With that in mind, we’re sharing some essential tips for both motorcyclists and car drivers. Stay safe on the roads. And as always, reach out with any coverage questions or needs. We are here to help! #motorcycle #driversafety #motorcyclesafety #roadsafety #bcurisk #donttextanddrive #textinganddriving

🌪️ 60 Minutes Investigation: Florida Property Insurers Under Scrutiny 🌪️ As Florida property insurers brace for another round of storm claims, new questions are emerging about alleged insurer fraud following Hurricane Ian. CBS News' 60 Minutes report sheds light on concerns raised from claims made after the devastating storm hit southwest Florida two years ago. In the wake of the report, Heritage Insurance has already seen a drop in stock prices. Could this be just the beginning? 📖 Read more on our blog: Link to Blog in Bio or visit https://lnkd.in/gQRvNnXi #InsuranceNews #HurricaneIan #FloridaInsurers #60Minutes #StayInformed #hurricaneseason #hurricanmilton #hurricanhelene

With the fall season in full swing, our team has prepared some tips to keep you and your loved ones safe. Whether it’s back-to-school traffic, fall sports, or seasonal festivities, a few precautions can make a big difference. Swipe through for some small steps to ensure a safe and enjoyable fall season ↩️ As always, if you have any questions or need assistance, feel free to give us a call. #FallSafety #FallReminders #safetytips #falltips #autumn #bcurisk #backtoschool

This Yom Kippur, we send our warmest wishes to everyone observing this Day of Atonement. May it be a solemn day of peace, reflection, and renewal. G’mar Chatima Tova! #yomkippur