American Integrity Insurance Company

Over the past few years, Florida has shifted from being a 'judicial hellhole' plagued by fraud and excessive litigation to a state on a path to significant legal reform. This transition towards a more balanced and fair legal framework marks a pivotal change in the state's approach to curbing litigious excesses, thereby fostering an environment that potentially enhances the operational dynamics of the insurance industry. However, this transition has not been universally welcomed, particularly by billboard trial attorneys, who have historically benefited from the previous litigious status quo. If one were searching for compelling evidence of the efficacy of tort reform in Florida, the recent financial tactics employed by the state's billboard trial attorneys offer a glimpse. In a meticulously orchestrated financial maneuver, these legal entities have expended a staggering $10 million in an attempt to derail the progress of these reforms—money funneled through shadowy, deceptive Political Action Committees (PACs). This considerable investment triggers a critical consideration: What barriers are in place to prevent an escalation in spending, potentially reaching $20 million in subsequent campaigns? https://lnkd.in/e-hvYG-A

🌪️🚨 September is National Preparedness Month! 🚨🌪️   Don’t be lulled into complacency: a likely shift from El Nino to La Nina is expected to combine with near-record-high ocean temperatures to drive storm activity during the typical peak of the Atlantic hurricane season, which is poised to intensify in the next few weeks.   Now’s the time to prepare in the event a hurricane makes landfall near you. Here’s a quick checklist to get you started: ✅ Review your insurance policy with an American Integrity agent to be sure you’re properly covered. ✅ Update your emergency kit with essentials like water, non-perishable food, and first aid supplies. ✅ Have a family emergency plan and ensure everyone knows what to do. ✅ Stay informed with local weather updates and emergency alerts. ✅ Secure your home to minimize damage and keep important documents safe.   Don’t wait for the storm to hit—be proactive and protect what matters most. Contact your American Integrity agent today to make sure you’re properly covered in the event of a storm.   #AmericanIntegrity #NationalPreparednessMonth #HurricaneSeason #BePrepared 

Happy Labor Day from American Integrity! 🌞 Here’s to a day off well earned and a summer well spent! From all the ‘grill’-tastic BBQs to ‘beach’-tastic fun, let’s raise a toast to the hardworking Americans who make it all possible. Remember, you’re the ‘real MVP’—Most Valuable Performer—of this long weekend! Enjoy the sizzle and chill because you’ve worked hard for it. Cheers to a day of rest and a ‘labor’-less celebration! #AmericanIntegrity #FloridaLiving #LaborDay #SummerSendoff #WorkHardPlayHard

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Last week, Marco Island was buzzing with the energy of the LAAIA - Latin American Association of Insurance Agencies Annual Conference! Our very own Territory Sales Manager, Dulcie Kysela, had the incredible opportunity to connect with insurance professionals and experts from across the industry. Dulcie shared insights, forged new partnerships, and brought back a wealth of knowledge that will drive our commitment to excellence even further. It was a fantastic experience filled with inspiration and innovation! Thank you to the LAAIA (Latin American Association of Insurance Agencies) for hosting such a remarkable event. Here’s to the continued growth and success of the insurance industry! #AmericanIntegrity #FloridaInsurance #Partnerships #Growing #LAAIA2024 #InsuranceExcellence #Networking #MarcoIslandMagic #IndustryInsights Dick Dowd Matthew VanVelsen, CPCU

Giorgio Giovanni Gonzalez, posing as a public adjuster, found himself in cuffs again! This fraudster, who was first nabbed in 2013, swindled policyholders for thousands of dollars. Now, Gonzalez could be staring at 30 years of bars and stripes if convicted. Gonzalez played insurance companies like a fiddle, snagging money meant for policyholders and shaking the industry's trust. His con? Fake claims, no payouts. These actions have raised alarms and drawn significant concern from the industry, particularly given their impact on the principles of trust and fair dealing that undermine legitimate operations. If you believe you've been misled or victimized by a phony or fraudulent public adjuster, it's crucial to take immediate action to protect yourself and prevent further damage. Contact the Fraud Strike Force to report any suspicious activity at https://lnkd.in/eEuji7Hu. https://lnkd.in/e3UGQ-MW

As we wrap up our summer shenanigans, we’re excited to announce our August Traveling Leo winner! David Hennessee took 🦁 ✈ Leo the Lion to Alaska this month. They flew in helicopters, experienced Alaskan life, and walked on glaciers. What a cool way to end the summer and a great way to beat the FL heat!

In recent years, Florida has taken significant legislative strides to fortify its insurance market against the escalating risks presented by flooding. The amendment of flood risk disclosure laws is a pivotal development in this context, aimed at enhancing the accuracy of risk assessment and thereby stabilizing insurance premium formulations. This shift towards precise, data-informed insurance models represents a strategic transition from reactive compensation to a system rooted in predictive analytics and rigorous risk management. These measures are indicative of Florida's dedication to establishing a resilient, solvent insurance market, critically aimed at safeguarding the economic stability of its citizens from flood-related adversities. Through refined risk evaluations, insurers can now customize premiums based on specific property risks, fostering equity and encouraging policyholders to implement flood prevention strategies. Florida's legislative strategy not only addresses local challenges but also sets a benchmark for national insurance practices, emphasizing analytical rigor and innovative approaches to underwriting. This proactive policy direction underscores a significant shift towards adaptive resilience and anticipatory risk management, pivotal in fortifying the insurance industry against dynamic environmental threats. https://lnkd.in/ePGzWEej

In the Western Atlantic an area of low pressure located a few hundred miles southeast of Bermuda is producing a small area of disorganized thunderstorm activity. Dry air and strong upper-level winds in the area are expected to limit development. NHC gives this system only a 10% chance to become a tropical system over the next seven days - good news there. In the Central Atlantic, an area of low pressure is trying to get its act together but currently doing so slowly. This trend should continue over the next several days. However, environmental conditions appear generally favorable for slow development of the system this weekend. NHC gives this system a 20% chance to become a tropical system over the next seven days. If you haven't already, take advantage of the Florida Hurricane Season Sales Holiday going on now from August 24 through September 6. 👉 Here is a list of eligible disaster preparedness items this season: https://lnkd.in/eKsqwarV