Achieve

Austin Kilgore, an Achieve Center for Consumer Insights Analyst, weighs in with GOBankingRates and details the 5 cities where millennials have the most credit card debt and the unique challenges they’re up against. “Millennials are now of the age where many are in prime parenting years,” said Austin Kilgore, analyst with the Achieve Center for Consumer Insights. “They account for most of the demand for daycare, after-school care and other childcare services that are in short supply and exceedingly expensive.” Get more insights into how this debt is taking a toll on an entire generation. https://bit.ly/47fkw7e #welcometoachieve

Kyle Enright, President of Lending at Achieve, spoke with AP News, sharing expert financial tips on how consumers can make wiser online shopping decisions and avoid Buy Now, Pay Later schemes in a world of ever-changing and clever marketing and sales techniques. “Have a goal, make a plan and consolidate. It’s all too easy to do ‘recreational’ online shopping that racks up more purchases and, often, more debt than you can or should handle.” Read all of his insights into how consumers can more effectively navigate the sneaky world and allure of online shopping to ensure they don’t run the risk of losing money in the long run. https://bit.ly/4eb5RMC #welcometoachieve

Going green isn’t just essential for the environment, it’s good for consumer finances too. Sean Fox, President of Achieve Resolution, shares simple eco-conscious lifestyle changes that anyone can adopt to significantly reduce the cost of living. https://bit.ly/4dLMjP3 #welcometoachieve

Job loss is impacting consumers in a major way. A recent study by the Achieve Center for Consumer Insights discovered that 18% of everyday people are behind on their bills due to reduced income. 

Consumers are caught up in a cycle of credit card debt. But the reason might surprise you 👇🏼 Inflation has shown signs of slowing down, but many everyday people still struggle to make ends meet. Achieve’s Co-Founder and Co-CEO Andrew Housser notes that more consumers are facing job loss and reduced income, which creates a perfect storm of debt stress when paired with already high debt levels. “In a sign of the beginnings of a choppy job market, more and more consumers are being impacted by reduced income or job loss. Combine that with interest rates still near decades-long highs, and consumers with significant levels of debt are finding it difficult to make ends meet.” Achieve’s recent survey revealed that 57% of respondents carry credit card balances to cover daily expenses, with 64% attributing this challenge to simply not earning enough. This reliance on credit cards traps many in a cycle of debt that’s challenging to escape, and it’s clear that more needs to be done to support struggling households. Check out the full survey to learn how these trends will impact the financial future: https://bit.ly/4cmaamY #welcometoachieve

A positive money mindset is key to a better financial future 🔑 In today’s economic landscape, consumer sentiment is a mixed bag when it comes to their outlook on their financial situation. However, the latest study from the Achieve Center for Consumer Insights found that the majority of consumers expect their finances to improve over the next one to three years. 56% of consumers expect their finances will improve within one year, but that rate jumps to 64% when asked about their mindset three years from now. How will you support your money mindset over the next year? Share a tip in the comments 👇🏼 #welcometoachieve #consumerfinances #finances #consumerinsights

CNN takes a look at how to get a personal loan in 9 steps—and our resident expert, Kyle Enright, President of Lending at Achieve, shares his insider knowledge in the lending industry to help consumers prepare for applying for a personal loan. https://cnn.it/4dNWwKP #welcometoachieve

Achieve has been named one of Arizona's Most Admired Companies of 2024 🏆 This recognition by AZ Business magazine and BestCompaniesAZ is a testament to our Arizona teammates’ dedication to a culture of excellence and care for the community. For the fourth year in a row, we’re proud to stand out in these key areas: Diversity, Equity & Inclusion (DEI): With six active Employee Resource Groups, we are committed to fostering an inclusive environment where individuals can thrive as their authentic selves. Leadership excellence: Leadership training programs ensure our leaders are engaged and connected. Partnerships with programs like the University of Arizona Eller High Impact Leadership Program, Executive Leadership Council Black Men in Leadership Conference, and the “SHE Leads!” Arizona Foundation for Women strengthens our commitment to developing strong leaders who help drive our mission forward. Workplace culture: A caring, collaborative, authentic culture is at the heart of our core values. From robust well-being resources and career pathing to employee support programs like the Achieve Care Employee Fund, our whole-person initiatives reflect our commitment to prioritizing career growth, wellness, and caring for one another. Corporate & social responsibility: Taking care of everyday people doesn’t stop with our members. We encourage teammates to make a difference outside of work by offering 16 hours of voluntary time off to serve at a nonprofit that means something to them. We also match employee charitable contributions and proudly donate more than $80,000 annually to charities in Arizona. Positive Reviews: We’re committed to empowering everyday people to move forward on the path to a better financial future in an impactful way. With 4.8 stars from over 10,000 reviews on TrustPilot and similarly high ratings on the Better Business Bureau and Google, we’re proud of the feedback we receive but know there are opportunities to get better every day. Innovation: Gathering feedback from our members and listening to insights from our teammates allows us to innovate and improve processes continuously. Getting better every day is not just a core value—it’s the way we succeed. “At Achieve, we prioritize not only innovation and delivering exceptional value to our customers but also fostering a workplace culture where our employees can excel and grow. This recognition underscores our commitment to excellence across all aspects of our business,” said Achieve Co-Founder and Co-CEO Bradford Stroh. Drop a 🎉 in the comments to show our AZ team some love! #weareachieve

Insight alert 🚨Are retirees adding the wrong items to their shopping carts? GOBankingRates collaborates with Achieve Center for Consumer Insights Analyst, Austin Kilgore, to impart his expertise around common shopping pitfalls for retirees. Check out some crucial tips that every retiree should know to navigate smarter, and more economical, grocery shopping. From must-avoid items to savvy purchasing strategies, learn some tips for stretching retirement dollars. Don’t miss out on the conversation and expert info! https://bit.ly/3Tau6lV #welcometoachieve

A recent survey by Achieve found that inflation is taking a backseat to the variety of reasons consumers are falling behind on their bills.