E. Napoletano
Investing Writer
About
E. Napoletano is a former registered financial advisor and award-winning author and journalist.
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10 Top Industrial Stocks Of 2025
Industrial stocks include some of the oldest and most storied public companies and form the backbone of the U.S. economy. They lend their name to one of the key U.S. stock market indexes, the Dow Jones Industrial Average (DJIA), which... -
6 Best Self-Directed IRAs Of January 2025
Do you feel limited by conventional retirement investing options? If so, you may want to check out self-directed IRAs to help diversify your portfolio. These specialized IRAs make it possible to invest in alternative assets you won’t find at everyday... -
8 Last-Minute Tax Filing Tips
With April 15—the last day to submit your tax return for 2023—looming, you might be feeling pressure to get your return filed accurately and on time. But don’t stress: These last-minute tax tips can help you handle Tax Day like... -
Best Investments To Beat Inflation
Rising prices have become an unavoidable fact of life for most Americans. You hear about inflation in the news, you see it at the grocery store—and hopefully you’ve thought about how inflation is impacting your investments. “Inflation is the silent... -
Top Investing Trends For 2024
What a year it’s been. As January 2023 rolled in, inflation and rising interest rates were the most nettlesome thorns in America’s side. Those barbs dug deeper as the Federal Reserve hiked rates four times—a move that would bode well... -
Is The Mega Backdoor Roth Too Good To Be True?
A mega backdoor Roth is a special type of 401(k) rollover strategy used by people with high incomes to deposit funds in a Roth individual retirement account (IRA) or Roth 401(k). This strategy only works under very particular circumstances for... -
Annuity Vs. 401(k): Understanding The Similarities And Differences
You’ve got lots of options for planning your retirement paycheck. If you have a 401(k), you customarily leave your money at work in mutual funds or index funds, earning higher returns. Alternatively, you could cash out your 401(k) and choose... -
Bitcoin IRA: How To Invest For Retirement With Cryptocurrency
For many fans of cryptocurrency, investing in Bitcoin for retirement is a natural choice. They believe in the long-term potential of crypto, and they understand the substantial risks of holding BTC over the long term. If you’d like to hold... -
Here’s How Many Billionaires And Millionaires Live In The U.S.
Instagram. TikTok. The technology and business section of every newspaper. All of these outlets feed the American public a nonstop stream of the world’s wealthiest people, from their lifestyles to their latest obsessions. And while they might seem like they’re... -
Proof Of Stake Explained
Proof of stake is a consensus mechanism used to verify new cryptocurrency transactions. Since blockchains lack any centralized governing authorities, proof of stake is a method to guarantee that data saved on the network is valid. What Is Proof of... -
Proof of Work Explained
Proof of work is a technique used by cryptocurrencies to verify the accuracy of new transactions that are added to a blockchain. The decentralized networks used by cryptocurrencies and other defi applications lack any central governing authority, so they employ... -
After-Hours Trading Guide
There’s a sizable market for after-hours trading, and it’s not for the faint of heart. The closing bell shuts the U.S. stock market at 4 p.m. Eastern time each day, but trading continues in other venues after the bell. After-hours... -
Estate Planning Basics
Estate planning might sound like something that’s just for wealthy people with huge beach houses and billions in the bank. But the truth is that estate planning is something we all need to think about. No matter how large or... -
How To Get Rich: 8 Tips For Building Wealth
There’s no magic formula for building wealth and getting rich. It’s simple, really: Spend less than you earn, and save as much money as you possibly can. In a world filled with student loan debt, cost-of-living increases, growing inflation and... -
What Is A Financial Advisor? How Do They Work?
Everyone can benefit from help managing their money—whether you’re a retired surgeon with a seven-figure portfolio or a teacher trying to pay off student loans and buy a home. There are financial advisors specializing in nearly every money scenario you... -
How To Invest In Stocks
Learning how to invest begins with understanding how to buy stocks. Historically, the return on equity investments has outpaced many other assets, making them a powerful tool for those looking to grow their wealth. Our guide will help you understand... -
Best 1-Year CD Rates Of January 2025
A one-year certificate of deposit (CD) gives you a guaranteed return on your investment with the security of FDIC insurance and the option to withdraw or reinvest your funds when the year is over. Most banks offer CDs, and some... -
How To Build Wealth
There’s no shortage of get-rich-quick schemes, from the latest crypto memecoin to flipping penny stocks. Don’t be fooled by their promises of easy wealth—schemes like these hide giant risks, and the vast majority of investors end up losing money. Instead,... -
How To Define What Wealth Means To You
The definition of wealth depends on who you ask. Some people say wealth is purely monetary, it’s what money can buy. Others believe it goes well beyond cash in the bank, and has mostly to do with feelings of freedom... -
Understanding Asset Allocation
When people gamble on sports, they generally bet all their money on one team. If their team wins, they reap the rewards. And if their team loses? They lose it all. When you invest, you don't have to bet it... -
What Are Stocks? How Do They Work?
Stocks are units of ownership in a company, also known as shares of stock or equities. When you buy a share of stock, you’re purchasing a partial ownership stake in a company, entitling you to certain benefits. Understanding what stocks... -
Do Your Investments Support LGBTQ+ Equality?
Investors typically want to buy assets for their portfolios that provide the best possible return on their money. But today it's becoming easier for investors to also choose investments that reflect their values, such as supporting the LGBTQ+ community. “Investments... -
How Much Should You Save For Retirement?
It’s no secret that most Americans aren’t saving enough for retirement. According to the National Institute on Retirement Security (NIRS), more than 75% of Americans have retirement savings that fall short of conservative savings targets, and 21% aren’t saving at... -
Environmental, Social And Governance: What Is ESG Investing?
When you choose ESG investing, you’re putting your money to work in companies that strive to make the world a better place. This type of ethical investing strategy helps people align investment choices with personal values. ESG stands for environment,... -
Millions Of TurboTax Users Will Soon Receive Settlement Money. See If You Qualify
Millions of Americans are about to receive checks in the mail thanks to a $141 million settlement reached between the maker of TurboTax and state attorneys general. The officials had accused Intuit and its popular tax software of duping lower-income... -
What Is DeFi? Understanding Decentralized Finance
Decentralized finance, also known as DeFi, uses cryptocurrency and blockchain technology to manage financial transactions. DeFi aims to democratize finance by replacing legacy, centralized institutions with peer-to-peer relationships that can provide a full spectrum of financial services, from everyday banking,... -
Understanding Multi-Level Marketing
Multi-level marketing (MLM), also known as direct marketing or network marketing, is a method of selling products directly to consumers using independent sales representatives. MLM companies tend to appeal to new recruits with promises of wealth and independence. While not... -
How To Buy Cardano (ADA)
Cardano (ADA) regularly ranks among the top 10 cryptocurrencies by market capitalization. Designed to be an environmentally-conscious blockchain, ADA offers developers a low-energy yet highly agile platform and a host of decentralized finance (Defi) and gaming applications. Cardano’s developer and... -
How To Buy Litecoin (LTC)
Whether you’re new to cryptocurrency or well-versed in digital currency, there might come a time when you want to add Litecoin (LTC) to your holdings. Litecoin is often called “the silver to Bitcoin’s gold,” although it’s a completely separate cryptocurrency....
About
E. Napoletano is a former registered financial advisor and award-winning author and journalist.