Caroline Basile

Mortgages and Student Loans Deputy Editor

About

Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire, where she produced daily news and feature stories. She holds a degree in journalism from the University of North Texas. When she’s not working on finance-related content, Caroline enjoys baseball, traveling and going to concerts.

Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. During her career, she was previously an editor with HousingWire, where she wrote daily news and in-depth feature stories covering all aspects of the housing industry, from mortgages to real estate and financial technology. She graduated from the University of North Texas with a degree in journalism. When she’s not working on finance-related content, Caroline enjoys baseball, traveling and going to concerts.

Expertise

Mortgages
Refinancing
Home buying
Housing market
Real estate
Student loans

Achievements

Nearly 10 years of writing and editing experience
Covered the housing and mortgage industry
Freelance content creator for several companies in the mortgage industry
Graduated from the University of North Texas

Other Publications

Education

University of North Texas, bachelor’s degree in journalism

Honors & Awards

Honorable Mention for sponsored interactive story , Eddie & Ozzie Awards, Folio Magazine, 2018
Honorable Mention for b2b feature story , Eddie & Ozzie Awards, Folio Magazine, 2018

23 hours ago

Mortgage Rates Today: January 13, 2025—Rates Move Up

Today, the mortgage interest rate on a 30-year fixed mortgage is 7.43%, according to Curinos. On a 15-year fixed mortgage, the average rate is 6.61%, and the average rate on a 30-year jumbo mortgage is 7.43%. Current Mortgage Rates for...
23 hours ago

Current HELOC & Home Equity Loan Rates: January 13, 2025—Rates Are Mixed

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home's...
23 hours ago

Current Refinance Rates: January 13, 2025—Rates Climb

The rate on a 30-year fixed refinance rose today. The average rate for refinancing a 30-year fixed mortgage is currently 7.50%, according to Curinos. For refinancing a 15-year mortgage, the average rate is 6.61%, and for 20-year mortgages, it’s 7.36%....
4 days ago

Mortgage Rates Today: January 10, 2025—Rates Remain Fairly Steady

The current mortgage rate on a 30-year fixed mortgage rose by 0.05 percentage point in the last week to 7.37%, according to Curinos. Meanwhile, the APR on a 15-year fixed mortgage climbed 0.05 percentage point during the same period to...
4 days ago

Current HELOC & Home Equity Loan Rates: January 10, 2025—Rates Are Mixed

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home's...
4 days ago

Current Refinance Rates: January 10, 2025—No Movement On Rates

Mortgage refinance rates didn't move today. The average rate on a 30-year fixed mortgage refinance is 7.44%, according to Curinos, while the average rate on a 15-year mortgage refinance is 6.54%. On a 20-year mortgage refinance, the average rate is...
5 days ago

Current Refinance Rates: January 9, 2025—Rates Rise

The rate on a 30-year fixed refinance rose today. Refinancing rates for a 30-year, fixed-mortgage are averaging 7.44%, according to Curinos. For 15-year fixed mortgages, the average refinance rate is 6.54%, and for 20-year mortgages, the average is 7.29%. Related:...
5 days ago

Current HELOC & Home Equity Loan Rates: January 9, 2025—Rates Are Mixed

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home's...
5 days ago

Mortgage Rates Today: January 9, 2025—Rates Remain Fairly Steady

Today, the mortgage interest rate on a 30-year fixed mortgage is 7.35%, according to Curinos. On a 15-year fixed mortgage, the average rate is 6.54%, and the average rate on a 30-year jumbo mortgage is 7.37%. Current Mortgage Rates for...
6 days ago

Current Refinance Rates: January 8, 2025—Rates Hold Steady

Refinance rates remained unchanged today. The current 30-year, fixed-rate mortgage refinance rate is averaging 7.41%, according to Curinos, while 15-year, fixed-rate refinance mortgages average of 6.51%. For 20-year mortgage refinances, the average rate is 7.29%. Related: Compare Current Refinance Rates...
6 days ago

Mortgage Rates Today: January 8, 2025—Rates Remain Fairly Steady

The current average mortgage rate on a 30-year fixed mortgage is 7.34%, compared to 7.29% a week earlier, according to Curinos. For borrowers who want a shorter mortgage, the average rate on a 15-year fixed mortgage is 6.52%, up 0.02...
6 days ago

Current HELOC & Home Equity Loan Rates: January 8, 2025—Rates Are Mixed

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home's...
7 days ago

Private Student Loan Rates: January 7, 2025—Loan Rates Drop

The average interest rate on 10-year fixed-rate private student loans dropped last week. For borrowers pursuing private loans to fill in gaps to pay for higher education expenses, rates remain relatively low for borrowers with solid credit. According to Credible.com,...
7 days ago

Current HELOC & Home Equity Loan Rates: January 7, 2025—Rates Are Mixed

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home's...
7 days ago

Here Are Today’s Refinance Rates: January 7, 2025—Rates Hold Steady

Refinance rates remained unchanged today. Refinancing rates for a 30-year, fixed-mortgage are averaging 7.41%, according to Curinos. For 15-year fixed mortgages, the average refinance rate is 6.53%, and for 20-year mortgages, the average is 7.24%. Related: Compare Current Refinance Rates...
7 days ago

Mortgage Rates Today: January 7, 2025—Rates Remain Fairly Steady

The current average mortgage rate on a 30-year fixed mortgage is 7.30% with an APR of 7.32%, according to Curinos. The 15-year fixed mortgage has an average rate of 6.53% with an APR of 6.56%. On a 30-year jumbo mortgage,...
1 week ago

Current Refinance Rates: January 6, 2025—Rates Climb

The rate on a 30-year fixed refinance rose today. The current 30-year, fixed-rate mortgage refinance rate is averaging 7.41%, according to Curinos, while 15-year, fixed-rate refinance mortgages average of 6.47%. For 20-year mortgage refinances, the average rate is 7.29% Related:...
1 week ago

Current HELOC & Home Equity Loan Rates: January 6, 2025—Rates Are Mixed

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home's...
1 week ago

Mortgage Rates Today: January 6, 2025—Rates Remain Fairly Steady

Today’s average mortgage rate on a 30-year fixed-rate mortgage is 7.32%, down 0.04 percentage point from the previous week, according to Curinos. Borrowers may be able to save on interest costs by going with a 15-year fixed mortgage, which will...
2 weeks ago

Here Are Today’s Refinance Rates: January 3, 2025—Rates Jump Up

The rate on a 30-year fixed refinance climbed today. The current 30-year, fixed-rate mortgage refinance rate is averaging 7.40%, according to Curinos, while 15-year, fixed-rate refinance mortgages average of 6.49%. For 20-year mortgage refinances, the average rate is 7.26%. Related:...
2 weeks ago

Mortgage Rates Today: January 3, 2025—Rates Remain Fairly Steady

The current average mortgage rate on a 30-year fixed mortgage is 7.32%, according to Curinos. The average rate on a 15-year mortgage is 6.49%, while the average rate on a 30-year jumbo mortgage is 7.32%. Current Mortgage Rates for January...
2 weeks ago

Current HELOC & Home Equity Loan Rates: January 3, 2025—Rates Are Mixed

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home's...
4 weeks ago

Best HELOC Rates Of January 2025

If you’ve built sufficient equity in your home, a home equity line of credit (HELOC) can be a good option to access the cash you need. Forbes Advisor ranked multiple top lenders with a focus on their interest rates. Connexus...
4 weeks ago

Current HELOC & Home Equity Loan Rates: December 18, 2024—Rates Are Mixed

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home's...
4 weeks ago

Current Refinance Rates: December 18, 2024—Rates Inch Up

The rate on a 30-year fixed refinance climbed today. The current 30-year, fixed-rate mortgage refinance rate is averaging 7.31%, according to Curinos, while 15-year, fixed-rate refinance mortgages average of 6.33%. For 20-year mortgage refinances, the average rate is 7.18%. Related:...
4 weeks ago

Mortgage Rates Today: December 18, 2024—Rates Move Up

Today, the mortgage interest rate on a 30-year fixed mortgage is 7.24%, according to Curinos. On a 15-year fixed mortgage, the average rate is 6.31%, and the average rate on a 30-year jumbo mortgage is 7.21%. Current Mortgage Rates for...
4 weeks ago

Mortgage Rates Today: December 17, 2024—Rates Move Up

Today, the mortgage interest rate on a 30-year fixed mortgage is 7.20%, according to Curinos, while the average rate on a 15-year mortgage is 6.30%. On a 30-year jumbo mortgage, the average rate is 7.16%. Current Mortgage Rates for December...
4 weeks ago

Current HELOC & Home Equity Loan Rates: December 17, 2024—Rates Are Mixed

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home's...
4 weeks ago

Here Are Today’s Refinance Rates: December 17, 2024—Rates Move Up

The rate on a 30-year fixed refinance rose today. Refinancing rates for a 30-year, fixed-mortgage are averaging 7.30%, according to Curinos. For 15-year fixed mortgages, the average refinance rate is 6.32%, and for 20-year mortgages, the average is 7.16%. Related:...
4 weeks ago

Mortgage Refinance Rates Today: December 16, 2024—Rates Move Upward

The rate on a 30-year fixed refinance climbed today. Refinancing rates for a 30-year, fixed-mortgage are averaging 7.29%, according to Curinos. For 15-year fixed mortgages, the average refinance rate is 6.30%, and for 20-year mortgages, the average is 7.14%. Related:...