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Ben Nickel-D'Andrea

Credit Cards Writer

About

Ben is a credit cards and luxury travel writer, an immigrant with three citizenships and a husband. He speaks English, Spanish and Italian, has a background in linguistics and languages, and travels the world for the love of it. You'll find him flying up front in first or business class all over the world and enjoying food from fine dining to street fare. Ben unpacks the complex network of loyalty programs across the credit card and travel industries with his simple and easy-to-understand, yet relatable, explanations. A nature enthusiast at heart, he lives in Seattle with his husband Jon and their beagle.

Since moving to the United States in 2013, Ben has been mesmerized with the intricacies of reward programs from credit cards and travel companies. Holding multiple passports has made traveling the world a breeze, and together with his husband Jon, he has been to over four dozen countries.

Utilizing credit card points and travel miles, Ben has been able to live by his “No Mas Coach” mantra and has not flown coach for over 10 years. His deep knowledge of the ins and outs of the travel industry has allowed him to enjoy first-class travel in a way most readers would only dream of.

As a freelance credit cards and travel writer, Ben brings his more than a decade of experience to bear in his writing. Known for his knack for breaking down complicated rewards programs into easy-to-understand writing, Ben has been sought after to write in national publications and as a speaker at various industry events all over the world.

Chances are that when he’s home in Seattle, you’ll find Ben tending to his more than two dozen fruit trees and exotic plant collection in his greenhouse.

Expertise

  • Credit cards,
  • Award travel
  • Miles and points
  • Airlines
  • Hotels and other rewards programs

Achievements

  • Credit card points expert
  • Authority on airline and hotel loyalty programs
  • Contributor to national and international publications
  • Speaker at live events and conventions in the credit card and travel industry

Other Publications

  • Best No Annual Fee Business Credit Cards Of December 2024

    You may have to pay business filing fees, payroll taxes, higher income taxes and a myriad of other expenses to run your business, but you don’t need to spend any extra money to get rewards thanks to these no annual...
    Best No Annual Fee Business Credit Cards Of December 2024
  • Best Investment Credit Cards Of December 2024

    Focusing on your investment accounts is one of the best ways to build up your investment balances. Many financial companies offer credit cards that tie in directly with your investment accounts, but you may find better offers and more rewarding...
    Best Investment Credit Cards Of December 2024
  • Best Credit Cards For Large Purchases Of December 2024

    When you have a pricey purchase to make, you’ll want to consider whether the credit cards you currently own can help you make the most from your big buy. While any rewards card can benefit you, some cards offer incentives...
    Best Credit Cards For Large Purchases Of December 2024
  • Best Credit Cards For International Travel Of December 2024

    The best credit cards for international travel are those that let you maximize your rewards earning and spending potential. There’s a credit card out there that can help you unlock more possibilities if your goal is to travel internationally. Perhaps...
    Best Credit Cards For International Travel Of December 2024
  • Best Credit Cards For Dining And Restaurants Of December 2024

    Tired of eating in? Try cooking up some delicious rewards with the best credit cards for dining. Several major card issuers serve up five-star rewards for foodies. Choose the best credit card for restaurants and dining out.
    Best Credit Cards For Dining And Restaurants Of December 2024
  • Best Credit Cards For Gas Of December 2024

    Fuel is one of the most common necessary living expenses and those weekly trips to the pump (or daily, for those who like to burn rubber) can add up. The average household spends over $3,500 a year on gas. Whether...
    Best Credit Cards For Gas Of December 2024
  • Best Credit Cards For Excellent Credit Of December 2024

    When you have excellent credit, you can choose from the cream of the credit card crop among the best credit cards for excellent credit. These top cards offer rewards in the form of points, miles or cash back, and often...
    Best Credit Cards For Excellent Credit Of December 2024
  • How I Found The Best Credit Cards For Me After Moving To The U.S. From Abroad

    I came to the United States a little more than a decade ago knowing that I had some catching up to do when it came to building credit history. Since most people start building credit in their late teens or...
    How I Found The Best Credit Cards For Me After Moving To The U.S. From Abroad
  • Guide To Using Virgin Atlantic Points

    Virgin Atlantic, based in the U.K., serves 32 destinations across five continents. Its loyalty program, Flying Club, is an excellent option for anyone who is looking to take advantage of award redemptions to destinations all over the world, from Barbados...
    Guide To Using Virgin Atlantic Points
  • Best Credit Cards With Priority Pass Lounge Access Of December 2024

    For anyone who travels, credit cards can be a valuable resource. Being able to access real, tangible benefits like access to Priority Pass airport lounges can save hundreds, potentially thousands, of dollars per year for the right traveler. If eating...
    Best Credit Cards With Priority Pass Lounge Access Of December 2024
  • Best Store Credit Cards For Bad Credit Of December 2024

    Store credit cards can offer a path to build or rebuild credit when used responsibly. Shop at a merchant you already frequent, spend within your budget and make on-time payments—and you’ll be well on your way to a strong credit...
    Best Store Credit Cards For Bad Credit Of December 2024
  • Best Credit Cards For Medical Expenses Of December 2024

    Medical expenses can come out of the blue and could be among the biggest bills you’ll have in your lifetime. Finding the best credit card for medical expenses for your circumstances can mean one that offers a longer runway to...
    Best Credit Cards For Medical Expenses Of December 2024
  • Best Business Credit Cards For LLCs Of December 2024

    Business credit cards for LLCs have the potential to simplify your expense tracking while separating your business purchases from your personal charges. They can also give you larger credit lines to cover your operating costs and may even provide extra...
    Best Business Credit Cards For LLCs Of December 2024
  • My 4 Favorite Airport Lounges (And The Cards That Allow Access)

    When I travel, the vacation starts the moment I arrive at the airport. I’m not one of those travelers who runs straight from curbside check-in to the gate. I want to get to the airport early, relax and spend some...
    My 4 Favorite Airport Lounges (And The Cards That Allow Access)
  • Best Credit Cards For Paying Off Debt Of 2024

    With APRs sky high, credit card debt is on the rise. Whether your goal is to lower your APR or streamline payments, transferring your balances to a 0% intro APR credit card might be the right way to go. However,...
    Best Credit Cards For Paying Off Debt Of 2024
  • Best Credit Cards For Doctors Of 2024

    If your stash of credit card miles and points is a little under the weather, consider a prescription for one of the best credit cards for doctors. All joking aside, if you’re a medical professional and you’re in need of...
    Best Credit Cards For Doctors Of 2024
  • Best Airlines To Travel In And How To Book With Your Credit Card Rewards

    If you’ve spent the past few years planning a big trip and it’s finally time to book, you may be wondering what airline is the best. Whether you’re looking for an over-the-top first-class experience or just looking to save a...
    Best Airlines To Travel In And How To Book With Your Credit Card Rewards
  • Enterprise Plus: The Complete Program Guide

    Enterprise Rent a Car operates a nationwide network of neighborhood and airport locations. Earning rewards in their Plus program is a cinch and will allow you the chance to earn free rental days to help shave costs off of your...
    Enterprise Plus: The Complete Program Guide
  • SKYPASS SkyBlue Visa® Card Review 2024

    With such a lackluster spread of benefits offered with this entry-level card, it’s hard to imagine any specific set of people that could benefit from including it in their portfolio.
    SKYPASS SkyBlue Visa® Card Review 2024
  • Awayz Review—The Award Search Tool For Hotels

    If you’ve ever struggled to decipher whether you’re getting the most value for your hotel rewards points, know that you’re not alone. Plenty of frequent travelers use free and paid tools to help them maximize the value from their points....
    Awayz Review—The Award Search Tool For Hotels
  • Avis Preferred: The Complete Program Guide

    Chances are that if you’ve seen the rental car counters at an airport, you’ve seen an Avis desk. With locations in hundreds of airports and neighborhoods all over the world, today Avis operates over 5,500 locations in more than 165...
    Avis Preferred: The Complete Program Guide
  • Hertz Gold Plus Rewards: The Complete Program Guide

    Hertz—one of the largest car rental companies in the world—and its loyalty program, Hertz Gold Plus Rewards, is free to join and offers travelers perks and benefits. With a fleet of over half a million vehicles in the U.S. alone...
    Hertz Gold Plus Rewards: The Complete Program Guide
  • TAP Miles&Go American Express Credit Card Review 2024

    Unless you are a frequent TAP Air Portugal flyer and could benefit from earning status through this card, there’s very little value in applying for the . There are a myriad of other travel cards out there with transferable points,...
    TAP Miles&Go American Express Credit Card Review 2024
  • National Emerald Club: The Complete Program Guide

    From its humble beginning as a group of individual rental car operators to being a household name in the car rental space, National is one of the most recognizable companies in the industry. When the company created its loyalty program,...
    National Emerald Club: The Complete Program Guide
  • MGM Rewards Guide

    MGM Resorts International is a hotel, gaming and entertainment company headquartered in Las Vegas, Nevada. Its loyalty program is MGM Rewards, which allows you to earn rewards redeemable for hotel nights, discounts on dining, entertainment and more. MGM Resorts has...
    MGM Rewards Guide
  • Is The Amex Concierge Better Than The Chase Concierge?

    In today’s world, time and convenience are hot commodities. Lucky for us, credit card companies have spotted this market trend and offer cardholders convenience, personalized assistance and other exclusive perks. These services, reserved for the most premium credit cards, can...
    Is The Amex Concierge Better Than The Chase Concierge?
  • American Express Travel Insurance: Compare Coverage On Cards

    Finding the right travel insurance for your trips can be daunting. Luckily, many of the credit cards you already have may include some travel insurance benefits. It’s worth checking what benefits you already have before exploring whether to secure extra...
    American Express Travel Insurance: Compare Coverage On Cards
  • Amex Platinum Authorized User: Benefits And Costs 2024

    Adding authorized users to (terms apply, see ) is an excellent way to share the benefits of this premium card—from access to airport lounges worldwide to statement credits, elite status with travel partners and even the ability to leverage Amex...
    Amex Platinum Authorized User: Benefits And Costs 2024
  • GO2bank Secured Visa Credit Card Review 2024

    Whether you’re starting your journey into credit or repairing damaged credit later on, you may be familiar with secured credit cards. Secured cards like the work much like regular credit cards, except you fund your credit line with a deposit...
    GO2bank Secured Visa Credit Card Review 2024
  • Comenity Credit Card Guide: Things To Know And Alternatives

    The Comenity® Mastercard® Credit Card is no longer available to new applicants. Please see the issuer’s website for more information on available offers. Card details have been collected independently by Forbes Advisor and have not been reviewed or approved by...
    Comenity Credit Card Guide: Things To Know And Alternatives
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Top Picks From Ben Nickel-D'Andrea

  • How To Use Points And Miles For A Dream Trip To Argentina
    How To Use Points And Miles For A Dream Trip To Argentina

    by Ben Nickel-D'Andrea

    Read More

  • World Of Hyatt: The Complete Program Guide
    World Of Hyatt: The Complete Program Guide

    by Ben Nickel-D'Andrea

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  • Awayz Review—The Award Search Tool For Hotels
    Awayz Review—The Award Search Tool For Hotels

    by Ben Nickel-D'Andrea

    Read More

About

Ben is a credit cards and luxury travel writer, an immigrant with three citizenships and a husband. He speaks English, Spanish and Italian, has a background in linguistics and languages, and travels the world for the love of it. You'll find him flying up front in first or business class all over the world and enjoying food from fine dining to street fare. Ben unpacks the complex network of loyalty programs across the credit card and travel industries with his simple and easy-to-understand, yet relatable, explanations. A nature enthusiast at heart, he lives in Seattle with his husband Jon and their beagle.