Forecasts
| Aug 12, 2024
Source: EMARKETER Forecast
Digital wallets’ transformation into commerce enablers speeds up. We make a case for digital-only consumer credit cards. And we see a new threat that BNPL poses to credit cards.
Report
| Jul 2, 2024
But usage of the payment option remained quite limited compared with the share of buyers who use BNPL at any point during the year
Article
| Aug 16, 2024
American Express, Chase, and Citi landed the top three rankings for installment plan satisfaction; Sezzle, Afterpay, and Affirm earned the lowest scores. This is all despite the fact that most issuers charge a flat fee to convert transactions into installments, whereas most BNPL fintechs offer plans without any fees or interest.
Article
| Jun 28, 2024
Forecasts
| Jul 7, 2023
Source: EMARKETER Forecast
Key stat: 31% of consumers who have already started holiday shopping have used BNPL providers such as Affirm, Afterpay, and Splitit, according to CivicScience. What it means: Flexible payment options may encourage more early holiday shoppers, especially if they are budget-conscious. 3. Brands will continue to be reliant on Amazon to boost discoverability and sales.
Article
| Jun 21, 2024
The BNPL provider expanded its merchant network and pushed in-store. A potential Apple Pay deal could help raise its profile
Article
| Aug 29, 2024
Chart
| Jun 27, 2024
Source: EMARKETER; Bizrate Insights; Insider Intelligence
Chart
| May 28, 2024
Source: The Harris Poll; NerdWallet
Chart
| May 21, 2024
Source: Ipsos; Federal Reserve Banks
Affirm and Afterpay both shut down their rewards this year. And Affirm now boasts that interest-bearing loans—previously anathema to the BNPL conceit—make up 73% of its product composition. Affirm also hiked its maximum interest rate to 36% last year, well above the 24.7% national average for credit cards. Anti-BNPL pearl-clutching hasn’t helped.
Article
| Apr 15, 2024
Chart
| May 1, 2024
Source: EMARKETER; Bizrate Insights
Chart
| Apr 19, 2024
Source: Yano Research Institute
To view the full user number forecast for each leading BNPL fintech, click Affirm, Afterpay, or Klarna. But growth among leading fintechs will taper in the face of greater BNPL competition. Banks continue to roll out post-purchase payment flexibility features, and Citi even offers a point-of-sale BNPL option in partnership with Amazon.
Report
| Aug 8, 2023
On today's podcast episode, we discuss the most important parts of the EU's new AI Act, what's missing, and how these rules could shape US regulation. "In Other News," we talk about what nefarious GPTs can get up to and a card-linked buy now, pay later (BNPL) offering. Tune in to the discussion with our analysts Carina Perkins and Yory Wurmser.
Audio
| Mar 12, 2024
Chart
| Apr 11, 2024
Source: Bankrate
The service may incentivize more shoppers to pay with the BNPL provider, and it may also bring Klarna key data benefits
Article
| Feb 16, 2024
Forecasts
| Jul 7, 2023
Source: EMARKETER Forecast
Forecasts
| Jul 7, 2023
Source: EMARKETER Forecast
Forecasts
| Jul 7, 2023
Source: EMARKETER Forecast
Affirm and Afterpay both shut down their rewards this year. And Affirm now boasts that interest-bearing loans—previously anathema to the BNPL conceit—make up 73% of its product composition. Affirm also hiked its maximum interest rate to 36% last year, well above the 24.7% national average for credit cards. Anti-BNPL pearl-clutching hasn’t helped.
Report
| Mar 25, 2024
Apple’s credit card, BNPL product, and savings account put it in direct competition with financial services incumbents. With 130.1 million US iOS users loyal to its unsurpassed UX and dominant digital platform, the threat will only grow.
Report
| Jun 7, 2023
C) Afterpay. D) Affirm. With $21.99 billion in BNPL payment value, according to our July 2023 forecast, Klarna would be the largest BNPL provider to integrate with Apple Pay. June 18, 2024. Banking big: Which is the largest commercial US bank by consolidated assets? A) JPMorgan Chase. B) Bank of America. C) Goldman Sachs. D) Wells Fargo.
Article
| Aug 26, 2024
Gen Zers are flocking to emerging payment methods, but card-based options, led by debit cards, remain supreme. Payment providers must align offerings with Gen Z’s preferences now as their spending power grows.
Report
| May 22, 2023
Chart
| Feb 29, 2024
Source: EMARKETER; Bizrate Insights; Insider Intelligence