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The Wells Fargo Active Cash Card is Our Pick For the Best Credit Card

These are the best credit cards for earning rewards, paying off debt, building your credit history and more.

Some card details on this page may be out of date.

Credit cards are great financial tools that can bolster your finances, but only when used responsibly. As such, there are some important features you should be aware of before applying.

Credit cards could lead to overspending, debt and credit damage if you don’t make your monthly payments on time. But they can also help lower your expenses through rewards and offer extra benefits and protections while you shop and travel.

Dashia is a staff editor for CNET Money who covers all angles of personal finance, including credit cards, banking and consumer spending. From reviews to news coverage, she aims to help readers make more informed decisions about their money. Dashia was previously a staff writer at NextAdvisor, where she covered credit cards, taxes, banking B2B payments. She has also written about safety, home automation, technology and fintech.
Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ZDNET Finance to cover credit card, banking and blockchain news. He currently works with CNET Money to bring readers the most accurate and up-to-date financial information. Otherwise, you can find him reading, rock climbing, snowboarding and enjoying the outdoors.
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CNET editors independently choose every product and service we cover. Though we can’t review every available financial company or offer, we strive to make comprehensive, rigorous comparisons in order to highlight the best of them. For many of these products and services, we earn a commission. The compensation we receive may impact how products and links appear on our site.