St. James’s Place

There’s advice that can change your day. Then there’s advice that can change your life. And the lives of those you love. The kind of advice that only ever comes from people who have your best interests at heart. It's invaluable: https://ow.ly/4p5250QU2J4 #InvaluableAdvice

Regulated professionals such as lawyers and accountants have extra considerations when it comes to their financial affairs, including making sure that they don’t compromise their professional integrity. Find out how to make sure your finances reflect your personal standards: https://ow.ly/BJMO50TfcWz #InvestmentPlanning

🚨 Understanding Recency Bias in Investing 🚨 Joe Wiggins, Director of Investment Research at SJP, sheds light on a crucial concept: recency bias. It's a basic cognitive weakness where investors believe events of the recent past provide a window into how things must be in the future. Relying on the latest information or rumour as a predictor of what will continue in the future can have significant impact on the future returns for our investment and retirement portfolios. #Behaviour #FinancialPlanning #CognitiveBiases

Last week’s market update in 7 mins: https://ow.ly/xaHJ50TczsE 💼 US equities have generally performed well in recent weeks. Markets continued to react positively to Federal Reserve Chair Jerome Powell’s indication that interest rates would likely be cut soon. 📊 In 13 of the past 18 years, not a single US stock which was a top 10 performer in one year also made the top 10 in the next, highlighting the risks involved when chasing performance. #Markets #InterestRates

"A short-term prediction based on market sentiment is one we should steer clear of and be very sceptical about,” according to Joe Wiggins, Director of Research at SJP. In this video Joe explains how diversification is the best protection against market predictions and the risks to achieving our long-term financial goals. #Prediction #Behaviour #Bias

Many small businesses overlook key person insurance, which can put their operations at serious risk if a crucial team member is unexpectedly unavailable. Learn how key person insurance can help protect your business and ensure continuity even in challenging times: https://ow.ly/YfTu50T8GnF #BusinessOwners

Sometimes the best course of action is to do nothing. When markets are volatile the temptation to react, to change your investments, to switch into riskier funds, or to find a safer place to invest can be extremely strong. However, resisting that urge to act is more likely to help you achieve your long-term investment goals. In this short video, SJP’s Director of Research, Joe Wiggins explains action bias, as part of a series on behavioural investing. #ActionBias #Bias #Behaviour

Last week's market update in 7 mins: https://ow.ly/kOHw50T8lAt 💼 Speaking at the Jackson Hole economic symposium last week, Federal Reserve Chairman Jay Powell indicated the time had finally come for the Fed to begin cutting interest rates. 📊 While stories can help make investing easier to understand, it’s important to take a step back and consider the wider investment picture, says Joe Wiggins, Investment Research Director at St. James's Place. #Markets #InterestRates

On December 12, 2024, three adventurers, including one of our SJP advisers, Julie Eddicott from Ebb and Flow Wealth, will take on the World’s Toughest Row—a 3,000-mile journey across the Atlantic from the Canary Islands to Antigua. Over approximately 50 days, the team will row more than 1.5 million oar strokes, face waves potentially 40ft high, and battle the elements with no outside assistance. This physical and mental challenge is more than just a test of endurance; they're also raising funds for the St. James's Place Charitable Foundation, Ellen MacArthur Cancer Trust and BLESMA Limbless Veterans. Join us in cheering them on and contributing to causes that make a difference: https://ow.ly/4SNc50T3Ob9 #GivingBack #AtlanticChallenge

“I haven’t necessarily been good with money in the past. When I earn it, I spend it… I knew I had to have more control of my finances. ” After setting up her own business, Claire realised she needed professional financial advice. This is her story of how invaluable advice helped make a big difference to how she feels about her finances – and her future: https://ow.ly/Ppvz50SArqz St. James’s Place Wealth Management plc is authorised and regulated by the Financial Conduct Authority. SJP Approved 12/07/2024 #InvaluableAdvice