Pension Justice

Top 5 Signs That Your Pension is at Risk: 1️⃣ You received and followed advice to transfer away from a workplace pension 2️⃣ You were advised to invest in non-standard assets 3️⃣ You have been charged ongoing fees for services not received 4️⃣ You were advised to transfer to a SIPP 5️⃣ You followed advice given to you via a cold call, from an advisor you haven't spoken to before Point 5 is unarguably the most important on this list. If you receive a cold call offering unsolicited pension advice, the best action to take is to put the phone down. #PensionJustice #PensionRisks #PensionSafety #PensionProtection

Our Managing Director Paul has over 40 years of experience in the legal world, most of which is centred around litigation. But what is litigation? Litigation is the formal process of resolving legal disputes in court. When it comes to representing your case and petitioning for compensation, it's the experience of a litigation specialist that makes Pension Justice so successful. Find out more: https://lnkd.in/eSagHG8s #PensionJustice #Pensions #Litigation #LegalDisputes #CompensationClaims

In true Halloween style, here's something sure to scare you. 1 in 5 pension investors have fallen foul of a pension scam. That means that between you and a group of four friends, one of you could see your pension savings disappear, purely as a result of a cold call sharing convincing but ultimately misguided advice. The only way to protect your savings is to familiarise yourself with the signs of a cold caller, recognise the red flags of a bad advisor, and keep Pension Justice on speed dial... Just in case. 📞 #PensionJustice #Retirement #Investments

Your pension is so much more than just a pot of money. Here's how we helped a recent client to restore his savings - and his chance of retirement - earlier this year. "After being unable to contact my Pension company, i contacted Paul Higgins of Pension Justice to see if they could help with my Pension. After sorting out the paper work from my pension company & discussing it with Paul, Pension Justice went to work & built a case against my pension company, & sent this to the FSCS. While this process was going on Pension Justice kept me informed with the process, not only did Pension Justice get my money back but they got a bonus included for me. I can not thank Pension Justice enough for the result, if you find yourself in my position, Pension Justice are the go to people to sort it out. Again thank you Paul & team for giving me my retirement back." If you have suspicions that your pension company is not acting in your best interests, get in touch to see if we can help. As the SJP case has proven these past few months, sometimes savers are eligible for compensation even if there's no direct scam involved. #PensionJustice #Pensions #Retirement

Is it too late to make a claim against St James's Place? The SJP case is ongoing, with new clients coming forward all the time to discuss not just their investments but the service fees they have paid and the annual charges they have been billed. St James's Place is having to pay out thousands in compensation to clients who are making claims - with many not yet having come forward to have their case investigated. If you are, or have previously been, a client of SJP, then consider this a sign to get in touch. We might be able to help you claim and receive compensation for bad advice and unfair fees. To find out more, visit our dedicated SJP page: https://lnkd.in/exMy8XjU #PensionJustice #PensionClaims #FinancialAdvice #SJPCompensation #ClientRights #InvestmentJustice

5 Common Pension Scams (according to the FCA) The Financial Conduct Authority regularly shares updates on commonly used scams, to help savers and pensioners remain vigilant about their savings. Here are 5 common scams to look out for: 1️⃣ A free "pension review" followed by bad advice 2️⃣ Promises to help release cash from your pension even though you’re under the pension age 3️⃣ Guaranteed high returns 4️⃣ Uncommon (and therefore likely unregulated) investment opportunities 5️⃣ Complicated investments, that aim to confuse you into agreeing and not realising what you're signing up for All of these are common tactics, some of which will result in immediate financial implications while others can take years to become apparent. Regardless, if you have experienced any of the above techniques then you should get in touch with Pension Justice as soon as possible. ☎️ 0800 014 8275 📧 [email protected] #PensionJustice #UKPensions #PensionAdvice #PensionRegulations #PensionLawyer #UKLaw

"Have I been specifically targeted?" This is a question that many victims of pension scams ask themselves. Was it a direct target, or did they just get unlucky? More often than not, bad advisors pose as cold callers and go through the same spiel regardless of who picks up the phone - waiting for the one in five who will listen and take action during or following the call. So no, most of the time it is not a direct target but rather a bad stroke of luck if you pick up the phone to a cold caller. Which is why being vigilant is so important. Look out for our post next Tuesday on some of the most common pension scams according to the FCA. #PensionJustice #PensionScams #FraudPrevention #ProtectYourPension #ScamAwareness #PensionLawyer

This case study dates back to 2021, but brings to life a type of pension scam known as 'churning'. It involves a client who previously held a pension with ReAssure, but was advised by a cold caller to open a SIPP with Novia and transfer his pension into that SIPP. The advisor, named Omar Hussein, then told our client to invest in two unusual and high-risk funds. Following a transfer of over £23,800, the advisor withdrew a commission and then proceeded to purchase and sell a number of investments in quick succession to get even more commission - an act known as 'churning'. This essentially means that money was moved around to generate high commission but to confuse the overall investment picture and to hide losses. Unfortunately, the investments made were high risk and unregulated. On behalf of our client, we were able to claim interim compensation of £13,256 in light of the bad investments - with the hopes being that when more investments fail, we will be able to claim more. #PensionJustice #PensionLaw #UKPensions #PensionProtection #PensionLawyer #PensionRegulations

What to do if you receive a cold call from a pension advisor: 1️⃣ Hang up the phone. If the advisor is genuine then they will contact you via a different method. 2️⃣ Write down everything you can remember about the call, including names and company numbers. 3️⃣ Get in touch with Pension Justice via phone or our online form. It's never too early to get in touch - even if you haven't lost any money. Your call could help us to shut down a scam before it affects anyone else. https://lnkd.in/efpVS7ZQ #pensions #investments #savings

What information do we need to be able to help you? 🔹 Your name and contact details. 🔹 An outline of your case, including timelines and when the advice was received / action was taken. 🔹 Name of the advisor who you spoke to and who they represented. From here, we can help to establish if you are eligible for compensation, before building a case on your behalf. https://lnkd.in/eVAjnM2x #pensions #investments #savings