More and more clients are starting up side hustles or relying on other income to complement their 9 to 5s. When faced with complex income, which lender do you think of first? (Spoiler: it should be Gen H!) A few highlights – 💼 Self-employed: we require 2 years' trading but take latest year for affordability. 🤝 Second jobs: we take 100% of income up to 60 hours per week, and lowest paid job would be considered overtime and taken at 75% for anything over. ⭐️ Benefits: we take up to 100% of benefits excluding housing benefit as long as this makes up less than 50% of the income required to support the loan. 💰 Bonus: we take bonus income at 50% as long as this makes up less than 50% of the income required to support the loan. 🏡 Max age: we lend up to 75 for solo applicants and up to the eldest applicant's 85th birthday where there's more than one borrower. More and more of our customers are benefitting from these criteria points to finally get a mortgage that works for them. Are you up to date on all their options? Criteria questions: https://lnkd.in/e-B77W9F Learn more about income booster: https://lnkd.in/eMM6iJRZ For intermediary use only #genh #complexincome #selfemployedmortgages #mortgagebrokers #ukmortgages
Gen H
Financial Services
London, England 7,726 followers
Help us build a fairer housing market.
About us
Gen H is a fintech mortgage lender on a mission to transform the housing market. We're broadening access to homeownership for aspiring first-time buyers, and support home movers and those looking to remortgage. We're simplifying the home-buying process and promoting our customers' financial wellbeing through the smarter management of their home finances. Authorised and regulated by the Financial Conduct Authority. Register number: 921355
- Website
-
http://www.generationhome.com
External link for Gen H
- Industry
- Financial Services
- Company size
- 51-200 employees
- Headquarters
- London, England
- Type
- Privately Held
- Founded
- 2019
Locations
-
Primary
Exmouth Market
London, England, GB
Employees at Gen H
Updates
-
Beyond pleased and very grateful to be included in this cohort of game-changing businesses 🎉 Learn more about what we do: https://lnkd.in/eiEieApR #FutureFifty #TechNation #mortgagelending
We were proud to celebrate the launch of our partner Tech Nation’s next Future Fifty cohort last week. Future Fifty is a programme designed to help late-stage tech ventures grow to IPO and beyond. It provides senior leadership teams of successful series B+ ventures with the contacts, tools and resources needed to remove barriers to growth and become household brands. In the words of our UK Head of Technology and Life Sciences, Simon Bumfrey: “It’s hugely exciting to see the latest cohort from Tech Nation’s Future Fifty programme, which showcases some of the most innovative and fastest growing businesses from a wide range of sectors and regions. As with previous cohorts, this group will undoubtedly play a key role in shaping the future of the UK’s world class innovation landscape. As a founding partner of the programme, we look forward to seeing their growth and success over the coming years, both in the UK and internationally.” A massive congratulations to those who joined this cohort: Arbor Education, BibliU, Bumper UK, Doctify, Elliptic, evaluagent®, First Light Fusion, FlashPack, Funding Xchange, FYLD, Gen H, Haiper, Legl, Lindus Health, Nyobolt, Oxford Quantum Circuits (OQC), Open Cosmos, Relation, Quantum Motion, Scan.com, Secondmind, Signal AI, Veremark, Vertice, Volt.io. We look forward to seeing your bright futures unfold! #FutureFifty #Innovation #UKTech
-
Gen H reposted this
📣 We are delighted to unveil the second Future Fifty cohort of 2024! 💥 Our #FutureFifty24 2.0 cohort represents 25 of the most promising UK ventures, poised to innovate across breakthrough sectors including #BioTech, #HealthTech, #Energy, #AI and #Quantum. 🎤 Announced live on stage at our Future Fifty Forum today, this launch kickstarts our tailored three-month programme building networks of peers and mentors around founders and their c-suite functions as they look to scale internationally. Check out the Future Fifty 2024, 2.0: 🏫 Arbor Education - Helping schools transform the way they work ✏️ BibliU - Bringing students more efficient and equitable access to education 🚙 Bumper UK - Spreading the cost of car repairs and servicing 🏥 Doctify - Capturing the voice of patients 💸 Elliptic - Making cryptocurrency more transparent and accountable ☎️ evaluagent® - Helping call centres deliver great customer experiences ⚡️ First Light Fusion - Developing a practical pathway to fusion energy 🗺️ Flash Pack - Arranging holidays for solo travellers in their 30s and 40s 💼 Funding Xchange - Providing access to personalised business funding 👷🏽 FYLD - Helping utilities field teams to make data-driven decisions 🏡 Gen H - Empowering homeowners to track and manage their mortgages 👀 Haiper - Building perceptual foundation models to empower creatives 👩⚖️ Legl - Bringing law firms into the digital-first world 🔬 Lindus Health - Accelerating clinical trials for healthtech pioneers 🔋 Nyobolt - Delivering super high discharge power and ultrafast charge 🧑🏼💻 Oxford Quantum Circuits (OQC) - Developing quantum computers 🛰️ Open Cosmos - Employing satellites to provide affordable access to space 💊 Relation - Using machine learning to improve drug discovery 💥 Quantum Motion - Scaling quantum computing technology 🩻 Scan.com - Providing diagnostic and preventative scanning services ⚙️ Secondmind - Helping engineers design better through machine learning 🧠 Signal AI - Decision making for business leaders through augmented intelligence ✅ Veremark - Offering a better path to accurate employee verification 💰 Vertice - Giving finance leaders cost control, efficiency and flexibility 🏦 Volt.io - Supercharging open banking payments Congratulations to our #FutureFifty founders and their game-changing solutions! To learn more about the programme and the businesses shaping our future, read our cohort announcement blog here👇 https://lnkd.in/eRnNpeVF HSBC Innovation Banking | Dubai Department of Economy and Tourism | Airwallex | Matchtech | Evelyn Partners | Orrick, Herrington & Sutcliffe LLP | Think & Grow| Capsule Insurance | OakNorth | Johnny M. | Ellie Steel | Carolyn Dawson | Brent Hoberman | Emily Miller | Puja DeGamia |
-
Amazing news this week – we are delighted to share that Gen H will be joining the prestigious @TechNation #FutureFifty 2024 cohort along with some of the most innovative and promising late-stage ventures in the UK. Since Gen H was founded in 2019, our customers have been our North Star. How can we build a more accessible, equitable homebuying process – and provide an exceptional customer experience at the same time? We can't wait to see how our time in this #FutureFifty cohort will help us increase our impact as we continue growing toward profitability. Learn more about the Future Fifty 2024 here: https://lnkd.in/d-Rdp3j Learn more about us: https://lnkd.in/eiEieApR #FutureFifty #WeAreTechNation
-
We've reached a HUGE milestone: that's 1, 2 – count 'em – 500 Trustpilot reviews! And we've kept our 4.9 star rating. 😎 We started lending just a few short years ago with a plan to fundamentally reimagine how people buy and own homes in the UK. We're so glad that all of these customers – and thousands more – have found their place on the ladder with us. Here's to building a better housing market – one happy homebuyer at a time 🥂 https://lnkd.in/eCpTNcFV https://lnkd.in/eRT7GbNZ #genh #mortgagelending #trustpilot #milestone
-
Join our Head of Growth Leanne Sarjant in Leeds at the Legal & General Mortgage Club Roadshow today! Psst: Leanne also has a bit of swag to give away, including some handy phone chargers for your car which are going quickly! And if you're working to get a case in to us before rates go up at 5:30 pm this evening, you can reach us via the normal channels: [email protected] 0330 808 1791 For intermediary use only #genh #mortgages #mortgagebrokers #affordability
I'm at the Royal Armouries in Leeds for the Legal & General Mortgage Club Roadshow today. Come and say hi if you're here. 👋 I'll be talking about our approach to affordability and dynamic criteria that is built for real life. Including: ✅ Self-employed ✅ Contract work ✅ Foreign national ✅ Max age 85 ✅ Complex income ✅ JBSP (our income booster) We're ready to support your first-time buyers, home movers and remortgagers.🏡 Do you want to know more about Gen H or have a case in mind? Contact our intermediaries team at: ☎ 0330 808 1791 📩 [email protected] #Legal&General #mortgageclub #mortgagevent #brokers #advisors #affordability
-
Gen H reposted this
As the countdown begins for the DealCatalyst UK Mortgage Finance Conference on September 18 in London, 9fin’s ABS Editor Owen Sanderson caught up with Graham McClelland from Gen H, one of the event's featured speakers. 🏡 In this exclusive interview, Graham delves into the evolution of the UK mortgage market, looking especially at first time buyers, broading access to finance and strategies to solve the problems of the UK’s housing market. 🇬🇧 Curious about Graham's take on the future of mortgage finance? Watch the full interview here — https://lnkd.in/eZw7Rf7K To check out the full agenda follow this link — https://hubs.la/Q02LT9Kr0
-
Calling all Quilter mortgage advisors! We're hosting a webinar tomorrow at 11am and we'd love to take you through the Gen H proposition, including: 🚀 our income booster 🚀 criteria that you can't get from other lenders 🚀 the kinds of clients we are best positioned to support WHAT: A Quilter crash course in all things Gen H hosted by the one and only Josh Holmes WHEN: 10 Sep 2024 @ 11:00am REGISTER: https://lnkd.in/eujGbuE9 See you there! For intermediary use only #quilterfs #quilter #ukmortgages
-
The rumours are true: where a credit search finds different results than what you've keyed and it's limiting affordability, we'll show you a full list of your client's commitments within Gen H Pro. You can make sure we've got the right info, tell us what to exclude, and have transparent conversations with your clients about what's showing up on their file. See for yourself! Affordability calculator: https://lnkd.in/dBCr6Cdj Submit your applications: https://lnkd.in/esYnzrCm For intermediary use only #ukmortgages #mortgagelending #mortgagebroker #fintech
-
📣 Tell your conveyancer friends: GEN H LEGAL IS HIRING 📣 Find the full job description below – we're still accepting applications, despite what LinkedIn may say! To apply, send a covering letter of no more than one page plus your CV to [email protected]. Gen H and Gen H Legal are on a mission to transform the homebuying process into one that is simple, transparent, and fair. We're working together to help more people realise their dreams of homeownership. Mission-driven conveyancers, please do apply! See the difference Gen H Legal makes for clients: https://bitly.cx/j09jK Learn more about Gen H Legal: https://www.genhlegal.com/ #hiring #conveyancing #recruiting https://lnkd.in/gdywYPgx