Access Insurance Services

32% of charities said they identified a cyber attack in the last 12 months (Cyber Security Breaches Survey 2024). Cyber threats and crimes are becoming more common and more sophisticated as criminals try to exploit and extort charities for money and personal data that they hold. This article goes through some cyber security fundamentals: https://lnkd.in/eBWi5SeD

As a Chartered Insurance Broker we are committed to professional and high-quality service standards, giving advice based on your needs and requirements, as well as being knowledgable and ethically driven. Here's what our clients say.

⛰ Managing the risks of change Adapting to change is hard for any organisation, as we tend to be averse to change due to the risk involved. Yet, as we’ve seen in the last few years, necessity can force big changes that we must navigate to survive and thrive. Change not only poses risks for charities, but it also opens up many opportunities. Managing change usually comes down to 4 key points. Reasoning why. Then, planning, implementation and communication. The latter is a component of every stage that is needed to be effective. Risk management is also a key facet of every stage. It tackles the risks head-on that could later cause resistance. So, including risk management at each stage of the process can help foster a better culture of change. The primary risk considerations are: ▶ Acting in the best interests of the charity. ▶ Performing a thorough risk assessment in consultation with key stakeholders. ▶ Developing a contingency plan should things not go as expected. ▶ Supporting the people and systems affected by the change. ▶ Implementing financial controls so you don’t expose the charity’s assets or reputation to undue risk. This article will go through the risk considerations involved at each step of the change management process. https://lnkd.in/eJE2sDxJ

This week, Climate & Environment charities can win £5000 of unrestricted funding as part of the #MovementforGood awards. From today until Friday 16th August, nominations are open for this special draw. 10 winners will be announced on 23rd August 2024. Who will you be nominating? https://lnkd.in/e9p4dYgQ #charity #fundraising #movementforgood

What risk does AI pose to your charity? AI is becoming more prevalent in the tools and software organisations use. The use of AI Chatbots has become something of a trending topic. Whilst AI presents opportunities to increase productivity for the individual and the organisation, due to the early nature of regulation and governance, it does pose a number of risks. Unfortunately, the same technology is being used to exploit vulnerabilities and increase cyber attacks, both new and old. One issue is the problem of unauthorised AI use within charities and businesses. Many employees, in their pursuit for efficiency, are turning to publicly available AI tools without proper due diligence as to what data is being exposed or input. Another newer concern is the threat of AI system poisoning. This emerging risk involves malicious actors manipulating the data used to train AI models, potentially leading to biased or harmful outputs. As organisations increasingly use AI for decision-making and automation, the integrity of these systems becomes crucial. These AI-specific challenges are exacerbated by longstanding cybersecurity issues such as poor password management, lack of employee training, and failure to keep software updated. These basic security steps can provide entry points for attackers looking to exploit systems and accounts. Its more important than ever for leaders to look at AI and cyber-risk together as it is very much a governance issue and not just an IT one. Read more: https://lnkd.in/ePDD4zeS https://lnkd.in/gjkiGkwH

A charity we advised recently gave us this feedback. Pleased that we could save them money on their #charityinsurance.

Applications are now open for Benefact Group's 2024 Movement for Good Larger Grants Programme. The Group is giving away up to £500,000 to support charity projects that make a lasting impact on communities. Charities supporting education, community development, heritage, arts, culture, and the environment can apply for grants of £10,000. Funding is flexible and can be used within three years for project-specific or core costs. Applications close on Friday 2nd August. https://lnkd.in/dRCaJhjw

Volunteers provide incredible value and expertise to the public and third sectors each year. They are essential in meeting the demands and needs of many not-for-profit services. Although volunteers do not have the same rights as employees, they still have a right to a duty of care not just to fulfil specific laws but to ensure good relations between trustees, managers, volunteers and employees. The rights/duties we consider in our full article https://lnkd.in/e-VmfWsv are: Equality — As volunteers act on behalf of charities, charities should take reasonable steps to ensure that volunteers are aware of equality issues and prevent prejudice, discrimination, or mistreatment. Data Protection — GDPR applies when processing personal data for volunteers as well as when volunteers process the data of others. Safeguarding — Volunteers are also subject to Disclosure and Barring Service (DBS) checks. Volunteers, stakeholders and beneficiaries should have appropriate measures and policies to protect them from harm. Health and Safety — The Health and Safety at Work etc Act 1974 places a duty of care on employers to ensure a safe working environment for employees and volunteers. Under civil law, there is a duty of care to volunteers even if you are not an employer too. Relevant risk assessments must include volunteers. Insurance — Your insurance policy should adequately cover volunteers. #charity #volunteering #risk insights #charityrisk #community #resources #charityguide #community #volunteers #thirdsector

Access advises not-for-profits of all sizes, from national charities to local community groups. One of our clients recently left us the following review. "When considering insurance for the community group, I immediately thought of 'Access' who had previously helped a charity I am linked to. My sincere thanks to them for providing a quick and efficient outcome." #charityinsurance #community

Charities: Do you have an inspirational CEO or Senior Manager who has championed a cause and inspired change? Now is your chance to recognise their leadership by entering them in the very first Benefact Group Charity Heroes Awards – Charity Leader of the Year category. All you have to do is go online, tell us who they are and why you think they deserve to win. The winner will receive a donation of £5,000 to their charity. Runners up will receive a donation of £1,000 to their charities. https://lnkd.in/eK3FVF9V