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Payments Trends to Watch in H2 2024

Wallets Enable Commerce, Credit Cards Face New BNPL Threat, and Physical Cards Fade Away

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About This Report
Digital wallets’ transformation into commerce enablers speeds up. We make a case for digital-only consumer credit cards. And we see a new threat that BNPL poses to credit cards.
Table of Contents

Accelerating payments innovation is transforming modern wallets into commerce enablers. Innovation also demands that credit card issuers consider digital-only consumer credit cards and rewards-based subscriptions. Here’s how we predict these trends will shake out in H2 2024.

Key Question: What outcomes will key payments trends shape by the end of 2024?

Key Stat: Almost 6 in 10 US consumers will use mobile wallets to make payments this year, and we expect that number to climb to nearly 70% by 2028. Innovation in commerce management features will push user engagement into overdrive.

Here’s what’s in the full report

2files

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2charts

Reliable data in simple displays for presentations and quick decision making.

Table of Contents

  1. Executive Summary
  2. Digital wallets will transform into commerce enablers more quickly
  1. Physical consumer credit cards will start to disappear
  2. Credit cards will respond to the BNPL subscription rewards threat
  1. Sources
  2. Media Gallery

authors

David Morris

Contributors

Suzy Davidkhanian
VP, Content
Chris Keating
Director, Research
Tyler Van Dyke
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